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Lost job, cant make bank loan repayments
I was dismissed, unfairly, a couple months back (its going to tribunal but that is months away). Since then I have been making my final wage stretch out but it is finally coming to its end. Due to my living arrangements (no fixed address) I cant claim JSA. I have financial commitments which I can no longer meet, the main…
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Mobile Home loan
Hello, does anyone know if you can borrow £ to buy a mobile home to live in as your full time residence? I know you can't get a traditional mortgage, so was wondering if there was anyway of getting a loan from somewhere, instead of getting a mortgage for a bricks and mortar. Just considering different living options.…
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Loaned a friend money *face plant*
Ok, Ok, I loaned a friend some money and as it always does .. it's gone Pete Tong! The loan is in 2 parts: 1 x £2,000 (£1,600 outstanding) 1 x £4,000 (I'm a guarantor with Amigo) I have legal contracts in place .. so that's a good thing. He's well and truly behind on the £1,600 (by 12 months) and both me and my wife are…
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Marlin Financial
ok so firstly my ex husband died may 2013, in june 2014 as it transpired he had left no will but had a personal pension so I applied for probate on behalf of our son as he is under 18l. In January 2015 the solicitor informed me that an unexpected loan debt had popped up and needed to be paid. after several emails and voice…
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applied for loan 6 months ago, turned down.
I have a perfectly clean credit report, working part time, no outstanding debts or anything. I do have three credit cards with a couple of grand available on each, but always pay back in full on time. 6 months ago I applied for a loan of a couple of grand and got turned down. Still dont know why. Someone said wait six…
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Not heard from Thesis or Erudio - should I contact them?
Hi all I have three student loans (from 1993-96), and am eligible for deferment (and always have been). Last year the loans were being handled by Thesis Servicing. However, it looks like they might have been sold on to Erudio, whose practices are generating a lot of criticism. The reason I am unclear is that I have…
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How do I find out what I am paying - old car loan?
In 1993 I took out a loan for a car - I could not afford it when I got it and was in a dark place spending money I did not have because I was ill. However, the short of it is that after 5 months it was repossessed, and, I went through some paperwork a few years back and realised that I was still paying a repayment amount…
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HP Agreement NIGHTMARE
Hello all. Im looking for some help. In July I purchased a car with an HP Agreement. Im am going to sumarise as so much has happened everyone will get bored if not From day one there were delays in picking up the car. The car has spent 25 weeks off the road in the 8 months of having it. It is currently off the road due to…
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The beloved wonga.com that we all know.
Hello all. I recently recieved a email from wonga regarding a complaint I put forward in dec 2014. Long story short, I should never of been allowed the loans I previously had and they've agreed that all my loans from 2011-2014 were incorrectly given to me. They've offered to refund me all my interest paid on these loans.…
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Masters degree loan if I have property in my name?
I was wondering if somebody could help me with this My current situation is this I live in a house with my mum and sister. We have a mortgage to pay on it. Back in September we bought a house [we had some inheritance money] and my mum put it in my name. I had a full time job at the time and it was the only way to get a…
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Guarantor on bike finance
My brother is looking to get a new bike on finance but needs a guarantor, possibly because he has only just turned 18, he asked my dad but his credit score is too low so i offered. I technically earn enough to cover payments if he defaulted, though my dad assured me he would cover it, but will my low annual income affect…
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bank won't agree how much loan is for.
Hi I have a loan dating back to 2006. nat west say it was fro 22000 or thereabouts. The loan agreement is missing. A bank statement from when the loan was taken out shows I was paid £9400 but does not show the 22000 that Nate west say I owe. The loan has been under disputed since 2009 and is uninforceable. Any ideas on how…
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advantage car finance
Hi i really need some help and advice. I purchased a car on finance from advantage in march 2014. After 3 months my ill heath forced me to hand in my driving licence. At the time my son needed a car so he has been using it and paying the direct debit from his account every month without fail for 9 months. Anyways he had a…
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Loan for tax debt
Hi please can someone advise? I have a £150,000 tax debt to pay. My question is please, will I be able to borrow the money for this reason? If so who from, as I thought mortgages can't be for business. The tax debt is against my business self employed. However I can afford to pay this loan from my wages at work? If I can't…
