Not heard from Thesis or Erudio - should I contact them?

Schnurrbart

Hi all

I have three student loans (from 1993-96), and am eligible for deferment (and always have been). Last year the loans were being handled by Thesis Servicing. However, it looks like they might have been sold on to Erudio, whose practices are generating a lot of criticism. The reason I am unclear is that I have received no notification from either company that the loans have been passed on. Neither have I received a Deferment Application Form from either company.

I was about to contact one or both companies, but then I started to read about Erudio, and decided to post here first. The thing is, Thesis did not have my bank account details (the bank details section on the DAFs were always blank, and I have no Direct Debit instruction set up with them) so, presumably, Erudio will not have them either, so at least I don't have to worry about them trying to take money from my account.

What I am trying to get at is this: should I even bother trying to establish who is handling the loans, or should I just wait until whichever company is responsible eventually contacts me? I am not trying to avoid repayment (as already stated, I am eligible for deferment - in fact, my income is way below the earnings threshold), but, on the basis on what I have read about Erudio so far (and I've barely scratched the surface) I am reluctant to approach them and say, "Hey, don't forget about me!"

I think my best bet would be to contact Thesis and ask them whether my loans have been sold off to Erudio. Then, if for some reason they haven't, I can simply inform Thesis that I have not received my DAF, safe in the knowledge that they do not hold my account details.

My loans were just the 'standard' student loans that were offered at the time, so I assume that they are 'Mortgage Style' loans, in which case I believe I am correct in saying that they will indeed have been sold to Erudio.

To be honest, I'm not even entirely sure what I am asking in this post, so I apologize for any fuzziness. I guess I'm asking others what they would do in my situation, whether I should pro-actively chase up the matter with Thesis & Erudio, or whether I should,er, not.

Any input would be appreciated. Thanks. And good luck to those currently embroiled in disputes with Erudio. Deferring used to be a relatively straightforward affair, now it looks fraught with problems and pitfalls (with Erudio, anyway).

Apologies to site mods if I'm posting in the wrong place, please move this if appropriate.