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Randomname32

Hello all.

I recently recieved a email from wonga regarding a complaint I put forward in dec 2014. Long story short, I should never of been allowed the loans I previously had and they've agreed that all my loans from 2011-2014 were incorrectly given to me.

They've offered to refund me all my interest paid on these loans.

I've since accepted this offer.

Just wanted to know if anyone else has had any joy in regard to this?

DCFC79

You tried searching the forums, there's a sticky near the bottom of the page about wonga.

Randomname32

DCFC79 wrote: »

You tried searching the forums, there's a sticky near the bottom of the page about wonga.

Yes I have searched. That is regarding them wiping previous loans, not refunding interest paid on old loans

redpete

Randomname32 wrote: »

I recently recieved a email from wonga regarding a complaint I put forward in dec 2014. Long story short, I should never of been allowed the loans I previously had and they've agreed that all my loans from 2011-2014 were incorrectly given to me.

They've offered to refund me all my interest paid on these loans.

Presumably you managed to pay all these loans back (given that you had a number of loans offered by them) thereby proving that you could afford to manage the loans. Yet because you should have come up as not being able to manage the loans you now get compensation.

In these circumstances I actually feel sorry for the lenders. (Apologies if I have misrepresented the situation.)

ConsumerWizkid

I am a smoker and have written to the manufacturer explaining that they should not have sold me cigarettes knowing they are bad for my health!! I demand a full refund for my choices!

That's how stupid these claims are, it's lucky Wonga are so scared of the regulator else people would have to face up to their responsibilities more and we wouldn't want that

[Deleted User]

To turn it, can you confirm if you were receiving national minimum wage (you know properly living on the bottom) as part of the er, employment status, to get this compo??? I've noticed how this small detail, well, it never factors in to these kind of posts, how were people getting loans if they could so apparently, not afford them? then. To get compo now it is people telling the truth when they weren't on the loan applications?

Ooooh I'll await your reply which I appreciate may not be answered. Thanks as I am baffled.

Stevie_Palimo

It is all about a free lunch Britain with this type of claim, Oh poor me I cannot afford the loan and yet will take one anyway in the hopes that I can go back and con the lender out of a profit made due to my own bad behaviour and inept ability to manage my own finances properly. Wrong on so many levels this is and people should be ashamed of themselves.

Drunk_Monkey

Threads like this reaffirm the need for credit blacklisting.

I'd put the OP on that list permanently until he/she can start accepting responsibility for their actions. Wonga were good enough when you needed them, and instead of recognizing that & saying thank you - you argue that they shouldn't really treat you like an adult capable of making decisions.

dealer_wins

I echo the above posts wholeheartedly, but when I post things like that I get PPR'd lol

Gaz83

redpete wrote: »

Presumably you managed to pay all these loans back (given that you had a number of loans offered by them) thereby proving that you could afford to manage the loans. Yet because you should have come up as not being able to manage the loans you now get compensation.

In these circumstances I actually feel sorry for the lenders. (Apologies if I have misrepresented the situation.)

This is my take on it as well.

Ironically, the very type of people who are now scrambling around for refunds from Wonga and the like for mis-sold loans are going to be the first to complain when these companies stop offering credit to their type, as they won't be able to get credit anywhere.

CHR15

dealer_wins wrote: »

I echo the above posts wholeheartedly, but when I post things like that I get PPR'd lol

I agree with this. I have noticed the likes of Opinions4U and Apples have been banned.
I think the clowns who run this forum are far too sympathetic to this kind of post. It's almost as if those guys waving the banning stick are also looking for an easy way out of debt.

It's why I don't post in here too much, I think my very first post in the Loans forum got me a warning.
Makes you question what the term forum actually means when it is governed they way it is.