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Looking around for a loan of £2k
Hi everyone I'm new to this site and just signed up,how is everyone. Basically I'm looking to get a loan because my car has completely broke and I need a new reliable one to get back and forth to work and run my own business. I'm currently in full time employment earning roughly £900-£1000 per month and I also have my own…
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Chances?
Hi, I wanted to ask for an opinion of someone who understands well the way loans/credit system works. I've tried to apply for a loan. My income is very low, but LLOYDS calculator said I can afford this loan. Here are the details. Loan: 8000 GBP Time: 5 years of monthly installments My monthly income after tax: 1227 GBP…
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How to check your credit score?
Hey, I just got declined for a personal loan and I can't understand why. I need to check my credit score. Is there a way to check it instantly? Which company do you suggest best for checking my credit? I don't mind paying whatever needs to be payed. Thanks!
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HSBC pressured loan
I was pressurised into a business loan to pay off an existing loan and overdraft even though the business manager knew that I had previously had a heart attack and I had another one shortly after is there any claim for mis-sold business loans
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HSBC taken loan payment out twice, being very difficult.
HSBC have taken my loan payment out three times last month. The payments were meant to be taken on the 4th and 28th of March but there was also another payment taken on 14th which wasn't scheduled. I have spent several hours on the phone to them in the past two days and I am yet to get an answer or any idea when I am going…
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Ratesetter
Has anyone used Rate Setter? Just done a soft search and been pre approved for half decent rate, Just didnt expect to see an admin fee.. Has anybody any experience of them
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Lloyds TSB Collections Centre - is anybody there?!
Hi all. I have a loan with Lloyds TSB which for one reason or another I have not paid my regular repayments for the last 2 months. I got a letter saying i needed to contact them, which i tried to do, only nobody ever answers the phone. I then got a really threatening DEFAULT NOTICE letter, sayignt hat iif i didnt pay them…
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Unauthorised Wonga Loan - fraud/ID theft
Hi i have received a letter to my old address from Wonga saying i have taken out a loan which i haven't and they say i have to pay it back soon. I have emailed them twice with no respond and Ive tried to phone them but no one is answering. The letter does not have any reference number and no one has signed the bottom. It…
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Cash Genie causing problems
Hi everyone, Ive been speaking to my next door neighbour this morning and he mentioned some disturbing stuff about cash genie who he'd had a loan with so I thought Id bring it up to warn others. They "accidently" took double the transactions which means he paid them twice. They took the money on the agreed date and then…
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Poor credit unsecured loans...
Hi Everyone first time post here, and after browsing the forum could not really find the advice i needed. Got myself into a bit of debt with payday loans, overdraft and outstanding bills (which needs to be paid urgently) I'm looking for a loan of roughly £1000 so i can consolidate all my payday loans into one monthly…
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Good Credit Score
Hi, don't know if anyone might know,but im trying to borrow some money to pay off a couple of credit cards that i and my have. My credit history is good i have a score of about 850,have not missed any payments. have been to my bank they have offered loans at crazy high rates,but i cant understand why,have also done a…
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Smilefinance
I was looking online for loans last week. This morning I found that Smilefinance had taken £26.34 from my bank account. I do not remember having anything to do with them and I am usually good at looking at terms and conditions and I certainly did not intend to agree to a payment, especially when I did not take out a loan.…
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I need a loan of £5,000
Is there any way anyone knows in which I can get hold of £5,000 over the next two weeks? I just can't think of anything. I'm sorry to concede, I'm currently unemployed. I'm in a bit of a mess as this moment and I'm at my wits' end with personal stuff. Bank is out of the question as I already have a loan taken out with them…
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CapQuest issues on a Halifax loan debt
Hello, I am currently having issues with CapQuest (seems to be a common occurrence!) and would like some advice. Brief history: 2007: Took out a 10k loan from Halifax 2009: lost job, unable to make payments 2010: Halifax sent debt to Geoffrey Parker Bourne DCA Up until the beginning of this year, I have been paying £1 a…
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Barclays partner finance Help!!
Hi, I was just looking for abit of advice, please. In April 2008, I purchased a car and had a loan for £10,250, the loan was for 60 months and I am paying £217 a month (minimum payment) I have missed 1 Payment and had a number late payments, I have rang Barclays today to get an account balance. My current balance is £882!…
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Britannica Metric Payments
I got a loan from Citi Finance and that was taken over by Britannica Metric (so I am told) the loan ends soon and I cant get hold of anyone to ask when my final payment is...
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Shall I bother to try to appeal to HSBC's better nature to get my loan increased?
My credit score's gone through the floor. I have a loan that I've paid off nearly half of with HSBC, never once missed a payment in the few years I've had it. But thanks to the !!!! hitting the fan after I got the loan I ended up loading up my credit cards which I didn't want to do but pretty much had to in order to…
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HELP!! loan advice needed ...
Where do i begin.. Had a car accident no fault of my own , it was total loss. so i started looking in to a loan , kept getting declined so online i went with my bank natwest i was accepted with high apr but accepted - i presumed it would be in my bank fairly quick. i was told it was quicker to go and see my manager so i…
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Bank Not Responding AT ALL
I have a loan with the Co-Op. I want to pay it off which I am allowed to do. I called them a month ago but they refused to speak to me beacuse I did not have a 'password'. I applied for this loan over the phone some years back, and extended it two years ago. I do not ever recall setting up internet style security or ever…
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Bridging Loans
selling my property, mum is selling hers, buying another property jointly. Mine sold stc mums sold stc but hers having repairs done before new buyers get a mortgage on it. mine 97, 000 mums 157, 000 new house 146,000. looks like my sale will go through quicker than mums. wondering about getting bridging loan for about…