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Payday loan companies
http://www.dailymail.co.uk/news/article-2309797/Kenny-Davies-Rugby-league-player-23-hanged-getting-debt-payday-loan-companies.html more sad tales
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Anglian Windows Gold Account - Hitachi finance
We recently had windows installed by Anglian and opted to pay through their gold account to receive a hefty discount. The salesman told us the account needed to stay open with the minimum payment being made for 13 months even if we paid the rest off otherwise Anglian would be calling on us for the discount back. Having…
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Has anyone used Amigo Loans?
I need to borrow £2<3,000 to buy a car when my lease car is returned in 6 weeks' time. My credit history is absolutely awful (for reasons I won't go in to). Am looking in to Amigo Loans as my parents could act as guarantor. I know the interest rate is very high but I plan to pay off early when I receive some cash later in…
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Early settlement of loan
Hi, I have been given the opportunity by a family member for them to help me settle my loan early and i'll pay them back. What is the best way to go about this and is there a certain percentage of the outstanding amount that loan companies tend to accept ? Obviously i'd like them to accept as little % as possible but don't…
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MSE News: Inflation up but some student loan rates may drop
"Inflation rose to 3.3% last month but it means a number of students and graduates will be charged less interest on loans..." Read the full story: Inflation up but some student loan rates may drop Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our…
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student loan penalty
I'm between jobs at the moment. The student loans company have requested to know how I'm supporting myself. I've had this before when i was made redundant from my last job. It was not a very nice letter, threatening £150 penalty and additional costs if they don't get it in 28 days. They say if they need to obtain…
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Credit declined - not sure why!
Hello all - long time reader, first time poster :) I'm after a bit of advice since I was just declined credit and can't really figure out why. The amount of credit I sought was about £4000, (total value of item around £6000 - i.e. 75% financed) over a term of 4 years giving repayments of c. £90/month. The lady in the store…
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My finance company has gone into Administration but I want to return my car?
[FONT="]My finance company has gone into Administration but I want to return my car, what can I do?[/FONT] [FONT="]I have had my car over 2 years now and wish to return my car because I cannot afford to run it anymore, so I have tried to contact my finance provider Adams & Sons based in Essex but couldn't get hold…
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Car Finance
I recently went into peter vardy to trade my car in for a new one. The salesman said he could just call black horse and close my current finance account and open a new one with the new car. Is it possible for them to do this with out a further credit check? Or does black horse still have to approve this via another credit…
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Mis-sold or Irresponsible Lending???
Hi all, my first post so please be gentle. I'm seeking advice of a family situation. My parents setup a mortgage deal for the life of the mortgage with Woolwich/Barclays in 2005 - part of this was a current account that ran alongside the mortgage account known as a "Reserve". This was accessible funds to the value of £25k…
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Best personal loan (£25K) allowing overpayment?
Hi all, I need to consolidate debt (~28K). I am able to finally get a loan to do this with help of family. I am thinking of getting £25K and pay the remaining off monthly to repair my credit rating. I am looking for a loan with the cheapest interest rate that supports early payment (and over payments) without penalty.…
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Greenwoods Personal Credit-Paid Or Not Paid?!
Hi anyone! Advice needed I recently noticed on my credit file i had an £81 outstanding debt from greenwoods personal credit (provident) from 2009! I was sure i paid it off (maybe not) however they have never ever chased me for it! Wanting to clear my file i contact them, after the odd email i got a letter to say that the…
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Student Loan Repayment, which debt is paid first
My daughter has two income contingent loans. This is because she completed her degree under the old loan scheme where the interest rate was 1.5% and then started another course last Sept where the interest rate is 6.6% So plan1 is at 1.5% with a balance of circa £21,000 and plan 2 is at 6.6% with a balance of circa £7,000…
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Wonga and Experian Query!
Hello all, Long time lurker first time poster :) I had a question regarding wonga loans and whether or not they report searches to experian The situation is as follows: Over the past 1 year and 2 months i have taken an excess of wonga loans ( in the region of 30-40). All were paid off on time. Anyways i signed up to…
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car finance! can I sell my car?
I have an early settlement figure from Barclays Partner Finance. I want rid of the car. Can I sell and pay the balance off myself? There is negative equity but its less than £1000. It is a fixed-sum loan agreement between 2 parties, me and Barclays Partner Finance. Can anyone help please?
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Wrong sales order amount from car dealer
Hi all would appreciate some advice please, yesterday i went and signed for a 12month old car from a main dealer as is prob the norm when it came to the paper work the salesman was very quick etc said this is what you will pay please sign the order form. Anyway the amount on the order is wrong it is a £1000 more than the…
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Loan for a 18 year old
Hi guys, please before you leave any negative/horrible messages, understand where I'm coming from. I am 18 years old and am looking for a loan of about £5000. I have a large birth mark which covers my whole back and makes me extremely self conscious, I consulted a doctor and he said I could go on the nhs waiting list to…
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Bought car but hpi check shows personal loan?
Not sure whether this is one for this board or the Motoring one. I recently (last month) bought a Vauxhall Astra. It was advertised on ebay and I contacted the seller to view it before purchase. He was a nice man and I ended up making an offer whilst I was there and the transaction was completed 'off' ebay. He had a good…
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...but it pours. I can't afford student loan repayments!
I have three old style (pre 1998) loans -- one from Thesis, two from the Student Loans company. In the past, I have managed to successfully defer the repayments. This year, my situation is different. I've been working as freelancer since September. I've had some good work since then and I've had a good income.. As such, I…
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Business Loan Query
Hopefully in the right forum! Looking for advice on behalf of a friend who did up three properties which were originally part of a mill. Two of the three properties were bought on business loan which were then transfered to a commercial mortgage once completed. Part way through the third property the bank stopped offering…
