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Will contracts & remittance sheets do
Hi there, I was provisionally accepted for an RBS loan, but the final check they want 3 payslips, 2 years audited accounts or SA302 IR forms. I do sub contract work on 3 yearly contracts, my accounts are not audited, but I do have the legal & binding contracts stating my monthly earnings, & my monthly remittance sheets,…
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Payday loans - Help!!
I have 3 payday loans, which are starting to get on top of me, and i was just wondering if anyone knows of a credit card that i could use to pay them all off? I'm at the point where if i get anymore i wont be able to afford to re-pay them!! So a 0% interest one would be good, however, I'm pretty sure my credit rating is…
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black horse contact number
Hi, Does anyone have a "landline" number for Blackhorse, I previously used 02820296000, but this isn't working anymore I have tried the website "saynoto" as well, but can't find one Its really just a number I can call free from my mobile Tia Piggy
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Car loan madness
Hi all, I've registered to as I'm bewildered with my recent experiences of attempting to obtain a car loan and wonder whether anyone can shed any light or offer any advice. I've read these forums for some years and they are excellent. Basic details: 1. I earn good money 2. I've ~ £6k saved and am currently saving c.£600.00…
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Loan..good idea??
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Advice needed llyods strange loan situation
Hi took out a loan with tab 10 days ago. Tried online got accepted tried for higher amount and said to ring office. Rang up got accepted for 8000 consolidation paid off quite a few debts and me and partner now 600 p/m better off. Now the strange part 5 days after this received a marketing letter from llyods and when…
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I need £100,000.. or I will lose my dream house..
Please help, I am a desperate lady needing at least £100,000 to save my dream home, and fighting against the clock..The house is currently on the market! My partner bought the house with his father who decided he didn't like it and moved out, insisting we sale the house to get his money back. How can I raise the finance to…
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Barclays Loan with PPI help needed please.
I am hoping someone here can help. Apologies if this seems a long one hoping i can get all info in here and if it is in worng section please move to the correct one. My husband took out a loan with Barcaly's with PPI prior to us meeting. At the time he was in a previous marriage so currently has no access to all the…
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Credit history
Mine is terrible. Long story short: took out a loan many years ago, £5k I think, got WELL behind with it all, defaulted, but a few years later I sorted it all out and got rid. Fast forward a couple of years I defaulted on £1k overdraft with Halifax, pretty sure that's still out there. I'd guess at about 3-4 years since I…
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Best way to borrow around 4k
Hope this isn't a biff question, but I would appreciate some advice........ We have just been informed that it is unlikely that our car will pass its MOT (due July) due to the rot/corrosion of the subframe. We need to purchase another vehicle & are currently looking at vehicles around the 4k mark. Question is, how is the…
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Repossession Option?
We have a Secured Loan (2nd Charge) with GE Money and are being taken to court for Repossession of our property due to being 4 mths in arrears. Unfortunately we are not in a position to pay the arrears, however we do have a second property (left to us following the death of my Mother-in-law) which we are currently…
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Duff car on hire purchase - urgent advice needed
Hello I entered into a hire purchase agreement May 2012 (my 10th payment due on Friday) over a 36 month term for a 2007 plate car. I really need some advice. Since having the car it has been plagued with issues resulting into several hundreds of pounds in lost income for my husband and myself having to take holiday leave…
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Wait what?
Hello, I'm currently paying off a 10K @ 9.9% and a 7.1K @ 20.4% with Halifax but need to borrow 2K more as our boiler just bit the dust and is beyond economical repair. I have 42 months left on the 10K and 61 months on the 7.1K. Having a look at their calculator anything under 6K is 29.9% and I would need to borrow 10K…
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NRAM Class Action on redress method.
CCA affected loans - This thread has been created to discuss the possibility of class action against NRAM. For customers that are not happy with the proposed method of redress. We are at the point where nram have not upheld our complaints as they believe their method of remediation is appropriate. We have not been…
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Desperate Times
Ok, so here's what's going on. Recently my partner had an operation which due to a prolonged healing period has caused to her to be signed off work, only being able to get statutory sick pay. This in turn means that between us we don't have enough money to pay bills, rent, council tax etc. This however would not be the…
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Loan APR
can anyone help ? got a loan out last year to buy a caravan, was told 5.25% for the loan. Looking today at the loan agreement and noticed 5.25% was the interest rate per year:( and we are paying 10.3% APR. On the order form it states 84 months and rate 5.25% which we thought was the APR. can anyone tell me if this is a…
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LTSB Online Banking Loan Application
Has anyone got a loan from Lloyds via online banking after getting a personalised APR? Does the APR give any indication of acceptance on a loan?
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Can loans be transferered to another party
My partner has a bank loan for a large amount is there anyway this can be transferred like credit card balance to O% fixed term. Or is there something you can suggest please.
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Egg Loans
Hi i am wondering if anyone can assist me. I took out an Egg loan March 2006, 7 years ago, Obviously it was bought out by Moorgate loan servicing through no fault of mine as no payments missed in all the time i have had the loan so when i got the letter i just though carry on as usual and pay by DD. Anyway to cut a long…
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Loan for apprentice
My son (18yrs old) is a second year student in electrical engineering. He needs a placement after July for 12 months to complete the practical elements of his qualification. He got himself a work experience placement during the holiday by offering himself for free and that has led to an offer of an apprenticeship for his…
