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Mother lying about family loan
2003 andy's mum (Jennifer) and dad (Paul) are getting divorced Jennifer tells Andy and his brother Gavin that she wants to protect their inheritance so she buys a house (in their name) using money from her account (we think). So that money (40k) is safe. It's theirs. There is no charge on the house, nothing to say that the…
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Lloyds TSB, Loan settlement adjustment fee
Hi MSE, I currently have a loan with LLoyds TSB. I now have enough money to pay the loan in full however it shows I have to pay an adjustment fee to get out of the loan early, see below Your settlement balance of £14749.34 includes your current balance of £14421.4, a settlement adjustment of £250.0 and interest due to date…
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Looking for RBS senior lending dept
Anyone know any names addresses of the major management directors of RBS lending unit. Im not interested in their usual customer complaints dept, because I would be as well writing to Mickey Mouse, as the staff just have a "computer says no" attitude & cant wait till 4.30pm on a Friday to get finished. Im looking for…
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Pay all off in one go or monthly payments?
I have two loans one with about £900 left on it with dd of £95 then one with £2,159.69 left with £115 dd. The second loan interest is 26% :eek: Do you think its better for me to save up and pay them off in one go, or over pay each month? My plan was to save £300 a month and pay the £900 off first then when I had enough…
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0% apr Car finance offer
I recently brought a new car on the 0% finance offer. Its a 37month PCP agrement paying £186per month for 36 months and a final payment on the 37th month. Phoned the finance company to find out what the 37th payment was and was told i was actually paying 6.9% interest. is there a cooling of period for car finance, do i…
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VT problem on car finance
Hi,I have just recieved a letter(notice of sums in arrears) from close motor finance even though I have returned the car as volantary termination.I had paid off nearly 3/4 of the finance before requesting the VT.They arranged collection and I agreed to pay the collection charge of 100 plus vat.The car was collected over 6…
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some thoughts on loan please
HiI am new here so please bear with me I applied for a £6000 loan on Monday through my bank Halifax over the course of 42 months so I would be able to buy a new car this weekend, pay off an existing credit card debt and pay my summer holiday off I applied for this on the basis of the advertised 6.9% rate…..upon applying…
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Lloyds TSB Loan Query - Added interest every month!?!
Howdy Money expert people... I took out at £16,000 loan in 2011 from Lloyds TSB, i took this out in branch and agreed a repayment of £355 per month.....fine i thought... so have been paying it for the last 2 years, it's currently down to £13,000 odd Now whats concerned me is a recent statement Lloyds sent me on the loan,…
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Norton finance
I required about a loan the other day, then decided it wasn't for me. I've had a couple of calls since and I've said I wasn't interested. Anyone been pestered long by them? Just want the calls to stop
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Credit Reference Agencies
Hi all, can someone help me please? I've been busy going through my credit report with Experian and have made a big improvement in the past month. I bank with Barclays, who use Equifax as their credit agency. My question is, is all the work I've done via Experian a waste of time, and do I have to cover the same ground…
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Pay off car loan?????
I decided to remove this post.
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Early Repayment of Unsecured Loan
My brother has debt of about £7000 owed to a combination of credit cards, friends, family and payday loans. His credit rating is terrible and he has been turned down for low interest loans. We are desperately looking for a way to consolidate his debt as people need repaying and he can't carry on like this. We need to know…
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Payday/Student Overdraft help
Hi Guys I am in a bit of a bother, I Graduated from university last year and managed to take out a £2k overdraft with Natwest, it came to my attention that I need to pay by the end of next month. I also owe Payday Express £650, Wonga £750 which have both gone to the collections team and intrest is growing I was made…
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Social Fund Loan Question
My cousin is starting a new job soon and has been given a budgeting loan I think of around £140 or so to help him with his first month's travel, the SSA have agreed a repayment plan with him (not sure how much it is, but he will pay them each week). He has been working to get his credit rating good and I think hes done a…
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Car HP problems.. any advice??
hi i got a mazda RX-8 on finance but was abit negative when i got it so had that added to the finance to date i have £4300 to settle. i have had the car 3 months and the engine has packed up and now it requires a new one i have only done 2,500 miles and the warranty ran out a week before this happened.. is there any way…
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NRAM - Error in interest charges being applied to my unsecured loan account
I have noticed what appears to be an error in the amount of interest I've been charged on my unsecured loan with NRAM. This has nothing to do with the recent CCA statements issue. My APR with them is 9.79%. My current balance is £15,170.65 with 183 monthly payments remaining. I pay them £163.35 per month, yet according to…
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Can loans be transferered to another bank
if you change banks can you transfer a bank loan,partner needs to reduce out goings and apr is high with his current bank.:mad:
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Bridging loan alternatives
Hi, I am a newbie looking for advice. My OH and I have sold our house STC to FTBs. We have found a property to move into, with no forward chain, had an offer accepted, and everything is going through. The only slight fly in the ointment is that we are tied into a fixed mortgage deal in our current home which expires in…
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Is This A Serious Error On My Credit Agreement ???
I have recently been trying to get a claim for miss sold ppi. I contacted the loan provider to ask about the ppi to be told that they did not sell the ppi but the broker did. After searching on the net for the broker i found that they were not authorised to sell ppi after feb 2005 ,my agreement is dated oct 2005. The…
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BMW FINANCiAL SERVICES - disgraceful!!
Hello All, I am new to this forum so a big hello! Just wondered if anyone had any advice or could steer me in the right direction regarding the horrendous service we are currently encountering with BMW Financial Services. We purchase a new car back in November and unfortunately took the offer of their Finance as it…
