-
Universit Loan - PGCE Year
My daughter is going into Year 2 at University in September. If she does a PGCE Year after her 3 years, will she have to pay the increased fees or will she still stay on the fees now. Any help appreciated.
-
Refused Loan with Good Credit Rating - Should I Appeal?
I am a member on Experian and have a fair credit rating and have been advised that I could potentially get a loan with Santander on a facility called Lower My Bills. (This looks at your personal credit report and comes up with what loans you could more than likely get and with what companies) I applied and was told over…
-
Barclay's Finance - HELP!
Hi everyone, I'm looking for a little help. Two and a half years ago my partner took out car finance with Barclays Partner Finance, and we have just been looking to pay it off early. When we contacted them to ask for a settlement figure and the outstanding balance they told us about £400 more than we thought. When we…
-
i am so angry ,look at this
http://www.dailymail.co.uk/news/article-2015342/Ive-just-doused-petrol-Im-going-set-alight-The-chilling-words-victim-left-250-000-debt.html#comments really wound me up..
-
welcome finance liquidation
I have a secure loan with Welcome Finance and have been informed they are going into liquidation. Can anyone tell me if our loan is unenforcable, or will we be forced to pay the balance? :eek:
-
secured loan on 2 properties
Hi, I'm after some advice. Me and my partner have moved in together and I rent my flat out. We'd love to get a holiday chalet for £40k, but don't want to sell my flat to do so as the rental is making a profit over the mortgage etc. We would like to get a loan for the £40k (mortgage not an option on the property), but this…
-
Best Short term Loan?
I am thinking of getting a short term loan for around £8k for a car prior to selling my current car, which I expect to get close to that for it. I have impeccable credit, bank accounts and various credit cards, so I won't have a problem getting a loan from anywhere, or even an overdraft. I just want the cheapest available…
-
Car finance with Fiat
I have today been to see FIAT about getting a car on finance. Not sure if this counts as a loan question sorry! I'm 20, a student and living at home and i don't pay any rent (My mum is kind enough even though i have offered!) I pay a monthly phone bill each month and without fail well it's two contracts really as i pay my…
-
Short Term Loan for Relocation
Hi all, Wondering if I can pick the collective brain here. I graduate this summer and have a job which I will be starting in September, with a decent salary. I have the £2k student overdraft and a £500 student credit card, which have both been eaten into over the course of university, leaving me with little access to cash…
-
Business loan / ccj advice.
To cut a long story short I am trying to start my own business, looking to borrow around £20k - £25k. My close mates have started their own businesses with success, but have not really got the finance issues I have. I work as an accountant at the moment, and have debts of as below: overdraft 1.5k credit card 3.2k. These…
-
Variable rate loan - interest rate decreased but payment stays the same
Hi all, Newbie here looking for some advice. I have a personal loan on a variable interest rate. The rate has decreased by almost half since I took out the loan in 2008. However, the repayments have stayed the same. Should the repayments have decreased in line with the interest rate decrease? Having checked I can see that…
-
Credit records
How far back is it possible to get a persons credit history? between 1985 and 1990 I lost my job house and had a very large numberof CCj's. Thankfully these are all paid and behind me now. I recently applied for a new job in a large specialist company, who said they needed 20 years credit history with no CCj's. I did some…
-
credit card/loan help
firstly i aplogise if this info is out there already. i have been reading the forum for many years and use it for advice on a regular basis. i have been "shuffling" credit cards for YEARS onto low rates etc but have recently been refused new cards (rates on my cards start to finish in august) Cards and overdraft debt…
-
Loan advice
If i were to get a loan for tidying some credit cards up OH has 3 largeish cards which seem to be going nowhere. I have done some calcs and what i can afford etc and over the periods and the interest would be preferable to the cards and would like an end date in sight on these 3 as totalling over £20k and have been there…
-
dumb and need some help!!
hi guys im new to this but i need a loan for surgery and have been declined 3 times by Santander Sainsburys and halifax. my bank account is with halifax and said because i use my overfraft i have been declined. so i will be staying out my overdraft but just wonderign weather any other roots i can take to lend £7,000? so…
-
Business Loan Repayment Issue
I had a £10,000 business loan in 2006 with my parents as guarantors. In 2008 I closed the business and continued to pay this debt which was £300 pcm, however due to there also being an overdraft on the account at that time, payments which were being made during 2008 were only paying off the overdraft and not the loan. The…
-
Fibbed on Wonga Loan about Employment..
Hi Guys, A friend of mine told me about this forum so I decided to sign up and checkit out.. It is with regret that I have a really bad first question; My girlfriend took out a £400 payday loan from Wonga.com a few months ago, She has just told me she said she was employed on the application and earning etc.. She is…
-
Quickquid 1734% APR
I didn't want to step on lachat's Quickquid thread. I've seen the adverts on TV for QQ. Just a question: They offer 25% off the APR for a first time customer. Is that: (1) 1734% - 25% = 1709% APR or (2) 1734% x 0.75 = 1300.05% APR Just wondering!:D
-
Branches in Wakefield for a loan.
who knows branches in wakefield for a loan. I found everyday loan and the one stop money shop (but are they still working one stop money shop I tried to call them but they dont answer).
-
Black horse loan interest
Hi I took out a black horse loan in 2007, the total charge for credit figure was £1860 and the interest rate is 1.742%. I rang black horse to find out ho much interest has been charged to the agreement already. The women told me that I have already paid over £1860 and the agreement is properly just over half way. Can…
