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Credit records
How far back is it possible to get a persons credit history? between 1985 and 1990 I lost my job house and had a very large numberof CCj's. Thankfully these are all paid and behind me now.
I recently applied for a new job in a large specialist company, who said they needed 20 years credit history with no CCj's. I did some reseach which suggested that only 6 years of a credit file is kept this is all OK and has been since 1998, so my question is how can they get 20 years history??
I recently applied for a new job in a large specialist company, who said they needed 20 years credit history with no CCj's. I did some reseach which suggested that only 6 years of a credit file is kept this is all OK and has been since 1998, so my question is how can they get 20 years history??
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Comments
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tell them goodluckDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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so my question is how can they get 20 years history??
They will probably ask you.I used to think that good grammar is important, but now I know that good wine is importanter.0 -
They have no chance of finding out unless you tell them. all cra's only hold the last 6 years of data. if you dont tell them they'll never know. 20 years history is a joke anyway.0
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Thank you all for the replies, I thought I'd ask as someone told me that the big three credit reference agencies kept archived material which they could refer to.0
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