Fibbed on Wonga Loan about Employment..

Mattindebt

Hi Guys,

A friend of mine told me about this forum so I decided to sign up and checkit out..

It is with regret that I have a really bad first question;

My girlfriend took out a £400 payday loan from Wonga.com a few months ago, She has just told me she said she was employed on the application and earning etc.. She is currently on JSA!! She cant pay it back at all and is terrified that she will have to default on it and have to come clean that she lied. Obviously I told her shes an idiot but I've gotten over that now and just really want to help her and get this sorted.

She is currently with the CCCS and on a payment plan paying off 7 other creditors 1£ a month.. She is considering a DRO also.

Damn Wonga with their TV advertising!

Our question is what the hell should she do? Neither she or I want to see her get in trouble for fraud, Is that even likely?!

I know that her actions were irresponsible, But I'm trying to stick by her and help her out.. (And no.. We aint getting a joint account just yet ;P)

ILW

How many different people is she not paying?

I think getting a job may help.

Peelerfart

put simply - either pay it off for her or ask yourself exactly how fond of her you are?

Wonga don't tango they will want their moeny back

vax2002

They will just raid the bank account and leave her to sort it out with the bank.

KingElvis

Oh dear, what a pickle.

Mattindebt

Peelerfart wrote: »

put simply - either pay it off for her or ask yourself exactly how fond of her you are?

What the hell has that got to do with my question?

Mattindebt

Ok, I know they will try and take the money from her bank account, She doesnt have any money in there or an overdraft so they wont be able to.. My question is about the legality of what she has done?

To spell it out, Is it fraudulant?

Mattindebt

KingElvis wrote: »

Oh dear, what a pickle.

I know, Not a good day for us.. She told me this morning. I was screwing!

CH27

I thought the T&Cs of a DMP meant you couldn't take any more credit?

ILW

Mattindebt wrote: »

What the hell has that got to do with my question?

To answer your question:

She has commited fraud, ie obtained money by deception and could be prosecuted.

What the hell is she doing fiddling money out of a company when she cannot afford to repay her existing creditors?

[Deleted User]

Mattindebt wrote: »

I know, Not a good day for us.. She told me this morning. I was screwing!

Christ. That must have put you off your game....