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Fibbed on Wonga Loan about Employment..

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  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think she needs to start selling stuff - cut down to just enough clothes not to be arrested for indecency, and something for job interviews and they same for all other possessions. The more she can pay off Wonga the less likely they will be to do a proper investigation.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Also, they're showing repeats of the classic comedy show Porridge on the TV, if you watch that you'll get a feel for the place and you'll soon realise that pokey can be fun.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    If it was me I would drop the girlfriend. Who needs a skint bird who is a serial, pathological liar. It will only end in tears otherwise anyway. Trust me, been there done that!!!
  • RichGold
    RichGold Posts: 1,244 Forumite
    1,000 Posts Combo Breaker
    Maybe you could rent this so she can prepare for the future....?
    prisoner-cell-block-h-volume-6-boxset-1299687748.png
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It was application fraud. For a single incident of this value the sentencing guidelines will suggest either community service or probation, not imprisonment. Criminal Prosecution is unlikely but placing a fraud mark on her credit record would be, as would be seeking a CCJ against her.

    One possible approach is to visit Lenders Compared and get a loan there for say 50 weeks, paying it off with overpayments as rapidly as practical. That gets the fraudulent Wonga loan out of the picture and reduces that risk. Lenders Compared is the independent site set up as a result of the Office of Fair Trading investigation into the doorstep lending industry. Rates are much higher than normal mainstream loans but much cheaper than payday loans so this would improve her position compared to continuing with Wonga. Many of the doorstep lenders will accept missed payments from time to time without costly additional charges as well.

    It'll cost money but she should be able to get out of this.
  • attila_
    attila_ Posts: 462 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    I think the OP lost interest in responses after page 1
  • She doesn't sound like that much of a catch, JSA and heavily in debt. Time to cut her loose.
  • jkelly81 wrote: »
    The attitude most are showing here is quite disguating (ie. Chuck her) its one step away from saying "get her on the game"....

    Bit of an over exaggeration there i think. Besides this is the year 2011, think about technology, film her in the shower and sell it on the internet and you could make a couple of pounds.
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