Fibbed on Wonga Loan about Employment..

Peelerfart

Diplomatic silence anyone ?

KingElvis

jkelly81 wrote: »

The attitude most are showing here is quite disguating (ie. Chuck her) its one step away from saying "get her on the game"....

There's always money to made round the docks mate, if you can't have two weeks in the Bahamas, Grimsby's better than nothing...............

LovelyLeeds

geoffky wrote: »

Matt, i feel for you because you are going to be in a bad place..Because if you pay it off for her ,she will not learn the lesson she needs and if you do not pay it off for her she is going to be a grump for a long time....seriously mate think about her long term because if it was me i would run a mile from someone who is that irresponsible with money and commits fraud so easily.

If you genuinely love and care for someone, it is nigh on impossible to run a mile as you suggest. We all know we should, but cutting and running is a heartless option when the OP has already said he wants to help her. Doubtless he will be in for a life time of misery if he does stay with her, but denying feelings is not a simple option to take.

KingElvis

stardans25 wrote: »

thanx for you. good works.

No........ thanks to you, that post was thoughtful, well considered and full of great advice.

I imagine if I'd listened to my mother, she'd have told me things like that and I'd be a very rich man by now.

Thanks again.

ihateyes

can i ask how the heck ur girlfirend on JSA has managed to roll over Wonga a few mths in a row???

She needs to cancel the card, and set up a new bank account, halifax easycash or the coop basic account.

Email them, they should help, i would just advise her financial circumstances have changed. i have read on other forums, Wonga will accept 12mth repayment plans....

email the same email to the following 3email addresses....

[EMAIL="errol.damelin@wonga.com"]errol.damelin@wonga.com[/EMAIL] and [EMAIL="balanceoffer@wonga.com"]balanceoffer@wonga.com[/EMAIL] and
[EMAIL="john.hegarty@wonga.com"]j[/email]ohn.hegarty@wonga.com

Errol is the owner, and when you send to these 3, they will reply very quickly!!

shop-to-drop

To help her I think you need to do more to make her see the seriousness of what she has done. From the way you are talking it seems you are making excuses for her and making light of it. For instances calling it 'Fibbing' and blaming Wonga's advertising. If the relationship is serious and you are in a position to help her then do but you do need to get her to face up to what she has done and take responsibility for her debt and future spending. You've got your work cut out for you. I wish you the best of luck.

izools

Mattindebt wrote: »

BTW, Do people often just reply to posts like this with 'stop spending' 'sump her' and 'your in sh****t' ??

This is a debt help forum, that sort of comment doesn't seem at all helpful! Sorry if I've obviously rubbed people up the wrong way, I'm only trying to be as honest as I can about the problem.

When I met my OH five years ago he was in deep doodoo, £18K CCJ, defaults all over the shop, credit cards he'd forgotten he'd taken out, solicitors chasing debt etc.

I said right, you can bury your head in the sand and have them all take you to court and take money out of your payslip by way of a garnishee order, or I can help with the immediate lending you need to stop court action and put your salary in my bank account, I'll give you an allowance.

Your choice.

I helped him five years ago, gave an allowance for several months, now his credit is pretty good, owes £17, has no oustanding defaults, not missed a payment in three years, and has no CCJs on his credit file.

But it was basically "You're crap with cash. Let me handle your money till you grow up, or ship out".

Thankfully, the ship didn't sink and all is well Well, except I ended up going BR for taking on too much of his debt whilst buying a house we couldn't afford but hey, we're well in the green now! :beer: And credit worthy again :beer:

Wait... that's a crap anecdote. Never mind.

serverking

shop-to-drop wrote: »

To help her I think you need to do more to make her see the seriousness of what she has done. From the way you are talking it seems you are making excuses for her and making light of it. For instances calling it 'Fibbing' and blaming Wonga's advertising. If the relationship is serious and you are in a position to help her then do but you do need to get her to face up to what she has done and take responsibility for her debt and future spending. You've got your work cut out for you. I wish you the best of luck.

Martindebt, you sound like you love this girl, so do the loving thing as her man and pay the £400:p Or after the high interest, the £1279:eek:

This is a pickle. It might affect her standing with CCCS if she's lied to obtain more money. Hope this can be sorted out, before Wonga send large men in cars with tinted windows to her address to recoup funds...:rotfl:

J_i_m

If you do nothing else, tell her to stay well clear of pay day loans.

With the massive interest rates on those, I can well imagine it being difficult to pay it off if she's defaulted.

If you're committed to her, it might be wise to take control of her finances, but do it properly, written and signed agreements, seek legal advice etc.

pmhtuk

jkelly81 wrote: »

Wonga does not appear to show up in any credit report (despite their "we can help you rebuild your credit score" spiel)

Wonga does appear on your credit report.