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Legit loan company?
I was offered a loan yesterday through this website: personalloanfinder (.co.uk) * who claim to be part of: frontier-finance (.co.uk) * I was just wondering if anyone has heard of or has dealt them as i cannot find any information on them other than from their websites. Thanks in advance. *unable to post links :(
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CCJs
Hi Folks Can anybody advise me how CCJs work. I am likely to receive one of these fellas later in the year thanks to my ex partner, as I refuse to pay anything towards a loan that was jointly taken out which he took off with all the money from. I presume you receive court papers to which you will have to submit your SOA.…
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Forced increase on loan payments - advice needed
Hi all, I have a loan that came from a charity that supports people starting in business. The business didn't take off and the debt is in my personal name so I am personally responsible for the payments. I was making repayments of £150 a month but found them difficult to meet. I contacted the charity and they agreed to…
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Question: Are there such loan for bad credit?
I know this might be a silly question, because I don't think there are companies like this around and defintely don't want to deal with such companies like Wonga. But I really would like to consolidate and get myself back on track. I have a few outstanding bills I need to pay and would like to be clear of what I owe and be…
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Loan application: Last 3 years addresses
My sister is applying for a Sainsbury's loan online. She has an excellent credit history, has no late payments on credit cards, has never had a loan before and has always paid her bills on time, so we are not expecting any problems, credit-score wise. However, she has been living in rented accommodation for the past 10…
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Payday Express
I really need some advice about constant harrassment I'm getting from Payday Express. I took out a £150 payday loan with them and couldn't afford to pay it all the first month so I rolled it over to the next month. Unfortunately I then got diagnosed with multiple sclerosis before I could pay them back which meant that I…
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Advice needed
Any loan advice would be appreciated. I'm looking to borrow 5k unsecured and have been declined by natwest (bank with them) and post office personal loans. My credit rating is 960 on experian and natwest said I was in their highest category for credit worthiness. Im 23 and earn 32k/pa and have 2 x 2000 pound overdrafts…
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Not able to get Loan from Zopa
I have read a few articles about Zopa loans and was interested to see what rate I could get. Before I start I have to let you know I have run a credit check on myself on Experian which has come back as excellent and I have an outstanding loan of 9500. The interest rate is 15% and I was hoping to get a much better rate, pay…
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How to borrow £4000 for 2 month
I hope someone can help or advice. I have £16000 due to me in the middle of August and have paperwork to show that this is a confirmed payment etc and the exact date it will be paid. But I need £4000 of this money now as I need to pay for plane tickets to attend a memorial service as well as for a medical bill. My bank can…
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need a loan
i need a loan to purchase a car, i have not got brilliant credit but need a loan for about £2500. is there any reputable loan companies as have had problems finding a legitimate loan from anyone.
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How flexible are loans now?
I am planning on taking out a loan in the next month and have been reading in various places that the rules have now changed regarding them. Is this true? Are they now more flexible when you want to repay them early??
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how can i get a loan or grant to help pay for white goods as im disabled
im disabled with 3 children and get single low income benifits,ive currently moved into a new home due to no choice of my own,the police had to rehouse us suddenly as i was in danger,the previous house was part furnished now i have to find a electric cooker,fridge freezer and bunk beds and single bed for the children,is…
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help
Help! i think i did something really stupid! company calling itself lifystle claims called saying they could get back thousands for me because i had various loans etc with ppi and such on - i paid by credit card over £300 to them as admin fee without really checking, now looking at some website and forums they don't sound…
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I need some advice please?
Hi All I know there are several posts about guarantors and their rights floating about ... but I really need some advice. Ok, here's the scenario - basically I have a friend who has been a friend for several years, has helped me out so much in the past and hence I thought he was very trustworthy. Stupidly, I agreed to be a…
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Welcome Finance Loan Repayment - Advice Required
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CAR HPI Loan
Hi all, I am just after a bit of advice. My hubby took out a HPI loan for a car almost 2 years ago, when finances were a lot healthier!! However now we have just over 12 months left to pay at £144 a month, and a car which has just had the cambelt go on it which means we now have to pay almost £1000 to get it fixed as the…
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Question about loans & mortgages
I hoping someone might be able to help me out. We're currently looking to move. We can port out mortgage across to our new property as long as the LTV is 75%. However we have a shortfall of almost £24,000. If we were to take out a loan for this prior to completion would our mortgage company want to know about this loan and…
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Loan overpayment options?
Hi i have a loan with barclays with £13,300 to pay. I would like to be able to pay off more one month when i have some extra cash. I know with barclays this is not possible. Can anyone recommend me a lender that will? I also think im getting ripped off with my rate at the moment aswell. I hope to in a years time get a…
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Settlement figure from First Plus
My husband and I took out a secured loan (foolishly now) from First Plus about 5 years ago for £20,000 over 20 years. We are now much better financially and are looking to pay the loan off. As such we have contacted First Plus to ask for a settlement figure on the account and they have asked for nearly £52,000!!!!!! When…
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Tesco Loan Question
Hi all, Newbie here and have decided to join up, it's a great place for information and guess it's no better place to ask any financial questions. Question is that we took out a £17.5k (roughly) loan for 7 years with Tesco last year (we did have a previous loan with them and topped it up, now pay £285 per month. It's…
