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Commercial loans
Hi all, I realise that MSE is geared towards individuals but ... I wondered whether anybody knows of any websites that detail loans available to companies and the interest rates applicable. (I'm not actually looking to obtain finance for a company, rather I'm looking for some commercial loan interest rates to use for…
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zopa - what do we think??
just an option i was thinking about. any stories??
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Can you use debt consolidation companies to pay off fines?
What do debt consolidation loans cover? I have a friend who owes over £15000 in debt and is looking to reduce his monthly payments. He owes a large portion of this amount to the HMRC due to a tax overpayment and also a few fines that have had major interest charges added. I have done a quick internet search but I cant seem…
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HSBC Personal Loan repayment
I have 3 repayments left to go on my HSBC Personal Loan (About £700), £2,500 loan taken over 12 months. If I repaid the remaining balance this month, (2 months early in effect) would I then be eligible to apply for a fresh personal loan? Would the decision for a new loan be based on my repayment history from the past one?…
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Borrowing on cards?
Hi, I'm after a bit of extra space at home, so have been considering a conservatory. It's going to cost at least 7k and I can't put it on the mortgage and loans look expensive. Are 0% credit cards really a good option? I got the idea from this site but still feel nervous about it. If I put it on my current credit card, I…
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Help with loan debt.
Hi I took out a Black Horse loan of £5,000 in 2004, due to my licence being revoked as a result of head injury. I had payment protection on it. I got laid off in 2008 and Black Horse refused to acknowledge that i had taken out payment protection, so my loan interest kept going up as I was unable to pay off the monthly…
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best way to borrow a 30k business loan
hello i work part time in a take away which is owned by 2 people, one of them is looking to sell his half and i need to borrow 30k but dont know where to look first or what i would need. i have a property worth 112,000 with a 84,000 mortgage on it which i rent out i also just bought a new property for 154,000 which has a…
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Student Loans impact on Tax Calculation
Sorry for the long message in advance ... hard to keep short. I have recently completed my Self-Assessment Tax Return for tax year 2009/10 and unfortunately my tax calculation informs me I owe approx £800 to the tax man and I would like to know if this has anything to do with my student loan. I have been paying tax using a…
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Want to loan son £6000
My son wants to take out a loan for £6000. I checked with my bank (HSBC) and for this amount over 4 years it would be 16.9% with a total repayment amount of £8340. I think it would cost him more than this. I can lend him the money from my investments for under half of that. He would not need to pay me back immediately but…
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Statute Barred Car Finance been sold on
Sorry if this is in the wrong place. Hi, my partners ex got a car on finance. She refused to pay for the car so Marlin Financial services got in touch with my partner to chase the debt. After 6 months of hell the debt was statute barred . We have this in writing. Now today my patner has had a call from Mackenzie Hall…
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identity theft
can anyone help last sat i recived a letter from wage day advance saying i hav 7 days to start paying back the loan i recived 2 months ago this was the first id heard ov it. i rang them and told them it must hav been a fraudulent claim but they said all the information they had on me was correct and they were going to…
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Bank loan - personal liability - visibility
Hi all, I ran a business that subsequently failed. During the cash-strapped times, we took out an £8000 bank loan that was guaranteed by me. I believe this means that now the company is no more, I am personally liable. I have no problem with any of this, the issue I have is that the bank HSBC, won't put the account in my…
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First plus home visit threat after 2 missed payments on secured loan
Hi, To cut a long story short, our bank accout was hacked into on the day our secured loan payment was due, therefore it went unpaid. This still hasnt been resolved & a 2nd payment was missed leaving us 2 months in arrears but we are now in a position to resume payments. We kept First Plus informed of this by letter from…
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Mm cash loans and Yes loans
This is to warn people to never agree or send any UKASH voucher to these fraudulant people. Infact never trust someone that asks for ukash over the phone. Also if applying for Yes loans avoid using the website application form as your information is not safe and is gettting accessed by scammers they knew my job title how…
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Triton will say anything, won't they?
Had to laugh today when someone rang up and told my husband that the conversation he had with them yesterday only counted for 'his side' of the account and they wanted to talk to me about 'my side' of it. It's my account, he is a named person :rotfl:I never talk to them after their appalling behaviour took a large part in…
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Bad Debt Loans
I am hoping someone can help me, I need to fins a loan on around £2500 to £3000 but have been trying all the mainstream lenders and none is willing to give me anything. I have one old default on a mobile phone contract and one missed payment on my credit card that was at the beginning of 2011 and besides that everything…
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Loan of Money to Partner
Hi There Can anyone advise me please, i lent my partner of the time £1500 to sort out their car as it broke down. This was in the September of last year, i deposited it into his bank account. We didnt arrange a repayment method as i said 'dont worry we are a team and whats mine is yours too' he said he would pay for things…
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GE Money / Santander - Contact help?
Hi everyone, I'm new to all this but I'm wondering if you can help? I took a car loan out with GE money in 2007 but moved house totally my fault did not tell GE money I had moved. Since then the loan has been taken over by Santander. As I have no correspondence from Santander as I assume this has been sent to my previous…
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Blackhorse defaulted me
Hi I am new so apologise for posting here .. I to have had the Blackhorse Default issue, the situation is as follows and i would appreciate any advice that anyone can offer .. I purchased a car through Blackhorse Finance in 2007 and in 2009 ran into some financial issues, i decided to sell the car in order to pay off some…
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Greenwood Personal Credit Help
Hi all, i am brand spanking new at this please bear with me .. In 2009 i fell into a bit of hardship and silly went to a door step loan provider called Greenwoods which i am told are part of provident group. I borrowed £400.00 and was being charged a rate of £14 per week which was fine. However very quickly into the…
