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Default notice advice needed - urgent
Hi, sorry for adding urgent to the thread title but after being in hospital for 3 weeks on bed rest trying to stop early labour, i have come home to a pile of letters to find a default notice from my car finance company. It was dated 1st July 2011 and i have until today to pay £372 which is around 3 months payments…
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Money mysteriousy appeared into bank, help pls
My Daughter Naomi started receiving lots of phone calls and text messages telling her she has been approved for finance, each time she told them she has not asked for finance and asked them to leave her alone. 2 days later, (18th July) in the evening Naomi noticed 2 transfers into her bank of £105 from a company called…
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Where to start with loans.
Hi Guys, Im hoping someone will be able to give me some advice. I need a loan to buy a new car. My car is now starting to cost more than what its worth and as a district nurse I have to have a car to work. I need to borrow around 3k as will have money from selling my car and also have a few savings to go towards the new…
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Equifax Checks?
A friend of mine is looking to apply for a small loan, and unfortunatly her husbands has bad credit so is affecting her score. She has applied several times to disassociate herself, and this has worked fine for Equifax, but Experian seem not to do anything about it! Therefore, are there any companies that only use Equifax…
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applying for a loan...
Hi all im looking for a loan (Court costs) i my self am married work part time (28 hours a week) bring home from working £640 recieve child tax credits of £840 Working Tax Credits of just under £300 and of course child benefit... help please and if any further information is needed ill be hasppy to answer sorry for thr…
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Stupid enough... yes loans
in a desprate bid to TRY and get a loan i was suckered into going to yes loans... i did the application bit and they tried to take to £69 out of my bank now the question is... just cos they couldnt this time is there any chance they will try to take it out of my bank nearer or after my pay day... bit concerned... i did put…
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help with overdrafts
Hi all, new to MSE.com so I hope I have posted correctly. Can anyone help... my partner has recently been made redundant and has been out of work for approx 2 months. She is due to re-train/skill and has a planned course in mid August 2011. We have the course funds approx. £8000 though she is wanting an overdraft of…
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Problem with Nemo
Not sure whether anyone can help or offer a solution. About 6 years ago my ex partner and I took out a Nemo secured loan for £25 000. We have since split up. He was in prison for nearly 3 years, came out in December and has just been charged again for a similar offence and will serve another two and a half years. During…
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After a loan with a not so great credit score
Hi guys, I'm 20 years old, employed full-time, 13k salary, I am in an overdraft of 2k and have a cedit card of £500 that has been used up, and £200 from quick quid which is due to be paid in end august. All of this because of my car has been in the garage and cost me more and more one problem to the next. Selling the car…
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Everyday Loans
Hi, I wonder if someone can give me some advice. In 2007 I stupidly took out a secured load of £30,000 with everyday loans. I'm not sure how I got into that much debt and I regrettably wished I sought advice about my finances at the time. When I took it out the idea was to re-negotiate the amount and have lower payments. I…
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Paying off a loan
Triton Credit Services have suggested I pay off a loan at a reduced amount. Should I get this in writing?
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help!!
i need some advice, we have an amazing oppertunity to secure our future regarding our finances. We extended our home 8 years ago with a large extension, we have now been granted planning permission to change the use of our extension into a seperate 2 bed dwelling. Our mortgage company have been fantastic and are supporting…
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Fraud
Hi, Can someone please help me. i have just found out someone who i dont know has taken a loan on my details through payday loan. i have contacted payday loan and was told they will call me back. the loan has been approved and cashed out. can someone please tell me what i can do as i dont want to pay them for something i…
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getting a loan on bad credit?
Hi guys. I appear to have a low credit score. I have been on experion and nothing fishy or anything, just happened to go over on a £100 credit card and that has knocked my credit score down. I was wondering if there is a possibility of me being able to get a loan with a low credit score? and if so, where would i get one?
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Loan or credit card debt
Hi all Really quick query I'm after opinions on I currently have around £3k on a Barclays loan (APR 6.9%), this is due to end in 11 months. By Christmas, I will owe just over £2k I will spend £2k on Christmas presents and I have money put aside for this so my question is this: Should I use the £2k Christmas money to pay…
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Looking for help..
Hi, I am having some problems financially and I need some advice. I currently owe the following amounts to various establishments: Banks - £3500 Credit Cards - £500 Credit for purchase - £500 I currently make payments on these of £350 a month which is crippling me financially as I only earn about £1000 a month and have to…
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Bad debt loan question
Hi. I am a 61 year old widow with a bad debt history. I own my home with a small morgage,(about £45,000 left to pay) I am a professional social worker, p/t 2/3 days a week. I am going to keep working for as long as possible. I desperately want to pay my son back about £13,000 he has lent me over the years. I cannot…
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CDL But Training Company Went Under
My girlfriend took out a CDL to pay for a driving instructors course in 2003, for nearly £3000. But 2 weeks after this the training company went under. She's been paying the loan ever since, £20 every month. She only recently contacted the bank, who sent a letter saying in the circumstances they will accept £20 a month,…
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Loan or keep paying off??
I just wanted a bit of advice really, I have 2 credit cards, 1 with £1164 and one with about £500 outstanding on them. I am also paying off an over draft of £1000. I currently pay £100 a month into the overdraft and £50 each into the credit cards. Now I dont know wether to get a loan and just pay them all off or keep doing…
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Please help Mackenzie Hall / Statute Barred debt?
We sent off a letter to Mackenzie hall querying their claim that they had sent saying my partner owed £400 and something pounds to Yorkshire Bank, using one of the templates suggested on here re being statute barred. They have replied and said - I write with regard to your recent letter. Upon investigating this matter,…
