Equifax Checks?

Tripledrop

A friend of mine is looking to apply for a small loan, and unfortunatly her husbands has bad credit so is affecting her score. She has applied several times to disassociate herself, and this has worked fine for Equifax, but Experian seem not to do anything about it!

Therefore, are there any companies that only use Equifax to credit score for loans? She has very good credit with them!

Thx!

Tixy

Does she still have any open joint accounts with husband that appear on her experian credit file. That should be the only reason that they won't action a notice of disassociation. Did she complete the online form and give all the details they ask for?

You could check this thread out for ideas of which loan providers might only check equifax but whilst that might give her a guide as to who she could try I wouldn't definitively say that what is on that thread is 100% accurate and up to date.
Credit Reference Agencies - Who Really Uses Who? II
(loans in post #4)

Tripledrop

Thanks for the reply. No she has no open credit, and actually never did! However she did apply for credit once and included his details. She says she has applied to be dissacociated twice with no luck