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£1000 Loan Help
Hi, I'm new here and in a bit of a mess so I'll start from the beginning. I currently have a loan with Natwest with £5,500 (£212 a month) outstanding, I have a loan with another creditor for £1000 (£113 a month), and I also have three credit cards all to their limit (£200, £500, and £1350). The third card for £1350 is also…
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wentworth!!!!!..
i have been caught out by the scam that is known as brokers!!!. first it was unsec-loans.net and then wentworth tried it. the guy seemed genuine and gave me advice on how to get my money back from unsec-loans.net so i trusted him just a little. i made him say word for word (as he said the calls were recorded) that it wasnt…
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Welcome Finance
I have a Welcome Finance loan which is due to end in November this year. They have been ringing every month for the last few trying to get me to settle early. My balance is £284.00 and some pennies, but I forget. I have the cash to settle it right now, but I'm wondering if I should push to pay back £200-250.00 instead of…
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car finance voluntary termination
Hi Everyone, A couple of weeks ago i posted a question on voluntary termination. My son was thinking about doing this and his car had no mot or service history. Anyway i paid for an mot and service for him and he has now asked Toyota to come and collect the car. In the contract it says that as well as an mot and service…
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Loans from private individuals - Still exist?
Hi all, I remember reading 2 or 3 years ago about a website where people could lend and borrow money from 3rd parties (usually individuals) at rates that were individual to both parties and thus avoid going to banks (with the rates and fees that they charge) Does such a site still exist as I cant find one when i search?…
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Wonga terms and conditions
Where are Wonga's terms and conditions? Their website suggests you only get to see them (sent via email) when you make an application. http://www.wonga.com/money/privacy/:Our Privacy Policy applies to all current and former customers and may change from time to time. We reserve the right to update or modify this Policy at…
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welcome finance settlement offer
Hi, my name is Michael and I was just wondering if anyone could help me. A few weeks ago I came into some money and decided to put in an offer to welcome finance for £3500 (my total I owe them is £6950), so thought this was a good offer. A few days after I had wrote to them They phoned me and said that unfortunately they…
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Misselling of a business loan
I started a (franchise) business in 2005 and took out a substantial loan to buy equipment in a leasehold shop. 6 months later my 'business banker' contacted me to have a chat. He tried to sell me a remortgage on my house and various insurances, when he had no luck he moved on to expanding the business talking about…
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My bank, my card and Wonga
Wasnt quite sure where to put this, but in desperate need of some advice. The story... Against better judgement, I used WONGA to get a short term loan on April 4th, it was due to be repaid in full on April 29th. April 29th comes and first thing in the morning I recieve a text AND an email from WONGA billing me for late…
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PPI Help please
Can anyone assist me please. I am trying to recalim PPI for a loan i have just finished paying for which i took out in March 2006, and would like some advise and if someone could point me in the direction of a template letter or similar to assist me. I took the loan out with barclays for £14000 for 60 months, Interest on…
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Advice about car HP in someone else's name but car registered to me.
Hi, In Oct 2009 my (now ex) partner took out 12K car finance on a new car (59 plate) but the car was registered in my name on the V5. I paid £2,000 deposit (I traded my old car in on the scrappage allowance) We split up in March 2010 and as part of the 'split up deal' he agreed to carry on paying, as long as we shared the…
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Santander loan: how to set up repayments?
Has anyone recently set up a Santander loan? I'm an existing (A&L)premium direct account holder (online account) and applied for a loan online. Got it very quickly - got the money quickly (super efficient I have to say over all these bank holidays). Trouble is I cannot work out how to set up repayments - I can see that it…
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new job, startup loan?
Hi, I am looking for advice. I have just managed to secure a well paid job after aprox 7 months of unemployment since graduating. I want to get a loan to help with start up/relocation costs, and to consolidate aprox £5000 of debt in credit card and overdraft. I have a countersigned contract proving the new job, but my main…
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Settled WONGA loan on credit report
I'm so upset right now. I took out a Wonga loan a couple of months ago to cover a short-term cash flow problem. I paid it back on time and thought that was the end of it. Later, I applied for a loan from my bank. They rejected me. When I asked why I was told that the WONGA loan on my credit reference signified that I was…
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can i still claim missold ppi even though i went bankrupt
Can anyone help with some advice please. I took out a personal loan with MBNA 5 years ago with ppi and was made redundant 2 years ago, MBNA wanted proof of job seeking ,i was 61 when i took out loan,wasn't told that i was unsuitable age wise. any thoughts on this whether i have a justifiable claim?. Forgot to mention that…
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Financial link not showing on Equifax
Hi, On checking my credit reports it transpires that the financial link with my other half is showing on Experian but not Equifax, despite us having a joint account for bills - this may work in our favour, but I wondered if this is usual?
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my credit report
ive just checked my credit report and checked my score it was 530 and says this This section lists information provided by credit providers and other lenders, including details of existing and previous credit agreements and historical information about the repayment of these agreements. Lenders update and supply this…
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ex partners debts there chasing me for the money
hi i wanted some advise please my ex partner we lived together for 6 months after he beat me up for the last time i decided to ditch and get rid of him however now i am constantly receiving debt letter and i have also had 2 bailiff visits for his debts ia have told them he does not live here and to be honest id id not even…
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looking for advice
Hello everyone. First post - please be gentle lol Ive over 15,000 in debt - all in credid cards. i also have a mortgage and a car loan for my wife. The reason i have the loan in my name is my wife has a ccj. As we are just married we are not yet financially linked. My question is should i get a joint account or will that…
