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Can anyone recommend secured loan/remortgage company for unemployed?
Hello, I am writing this on behalf of a family member, She wants to borrow a £15,000 long term loan, preferably using her house (has been fully paid off) as a collateral, with either a secured loan, or re-mortgaging part of this (depending on minimum loan amount). Her bank say that as she does not have enough income, but…
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At my wits end with Loan companies
Hi, I'm hoping somone can offer me advice on here, I've been just about everywhere else and had all kinds of conflicting advice and service so I'm really starting to wonder what on earth is going on here. To cut a very long story short, a while ago (2 years or so) I wanted to buy a car. I approached my bank for a loan ( I…
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More Financial Ltd
Has anyone used this broker? I was contacted by them yesterday and was told that there is no fee untill the loan had been put into my account. I have tried contacting them since but they never ans
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Why do payday loans ask for your national insurance number
Why do payday loans ask for your national insurance number? It just seems like an odd thing to ask for as you dont get asked for this when applying for any other kind of credit. What information can they actually obtain from your national insurance number?
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Getting a loan problem
Hi All, I'm attempting to get a personal loan to purchase a car, circa £13k. I currently have a lease car, paying £300 a month due to be handed back in 800 miles. I have been rejected by 2 companies by applying online Alliance & Leicester (my bank!) and M&S. Without further damaging my credit rating I'm at a loss on how to…
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student finance
I have received a letter from slc saying that my application was included in an audit and has been incorrectly assessed as apparently I did not declare previous study. Im sure I put 'Y' when they asked if I had previous loans SLC , and they have been sending me statements every now and then. I expect I am getting a…
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Wager Day Advance
Hi there, I applied for a £100 loan from wage day advance who declined my application after saying I had been successful. This morning though the money was in my account...will they try and take the repayment for this earlier than planned as they sent me an email telling me the paperwork was no void. Worried now :(
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Help with my interest please
Hi guys me again having gotten nowhere with Provident, not even my promised reply in writing, I simply paid the early settlement figure. So on a loan of £500 over 33 weeks I have paid £850 (instead of £910 in 52 weeks). I am trying to find out how I calculate what that actual APR is as I am sure it is a whole lot more than…
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Stuck in loan with ex partner need advice
Good morning, I wonder if you could forward me any advice on the following problem as I am unable to find a solution. I and my ex partner took out a loan in the amount of £13,500 back in January 09 over a seven year period. (5 years remaining) This loan was taken out in my name and my partners at the time, the loan was for…
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Advice on a settlement figure for a Tesco loan
I have a £17600 Tesco loan which I have over 7 years with an APR of 8.4% and pay £278.44 a month which I have paid 6 payments on. Due to some inheritance I want to pay off the loan, I telephoned them today for a settlement figure and nearly fell off my chair when I was given the figure of £21439.88. After looking at the…
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University loans for study in the US
Dear all I am looking for some advice. My son has received a couple of Scholarship offers from Universities in the US. These schloarships do not cover the complete costs of the education however. Does anyone know of any organisations or institutions that provide student loans for UK residents who want to study in the US?…
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Lowell financial
I have dealings with these. Sorry if this is the wrong place for this. I made contact with them 2 wks ago and said I would pay 50 quid the following week - they said give them a ring and make the payment by card and then arrange to make a £99 per month for 6 months. I couldn't make the phone call as something came up.…
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Did my bank break the law?
I went into my bank and took out a personal loan in order to pay off credit card debts that I had built up. The loan was taken in my own name as I did not want my husband to know about it as he did not know about the credit cards. When the loan was agreed I recieved a call from the bank advising me that the loan was agreed…
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Embarassing to ask but..; (Equifax report, page-nav)
I hope this is the right place to post - It's related to another thread, but also it didn't seem like there was anywhere else to post this.. Sorry if I got it wrong, please feel free to move if needed Ok, so I signed up for the 30 day equifax trial, went through the registration, no problem. I immediately recognised by the…
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Paying off loan
Hi Guys... Wonder if I can pick your brains. I have a £7500 personal loan that's the bane of my life. (£267 a month until November 2013 !). It is the soul reason I am 27 years old and unable to move out of my folks house since I earn little over £1000 a month as a trainee journo and sped hundreds on petrol, car insurance,…
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help need to get rid off s/loan
hi i was very stuiped about 4 years ago and got a secure loan off welcome finance but i cant get it paid as its for over 180 months and my payment dont even cover the intrest they charge me each month i only borrowed £7000 and have to pay back £32,000 i need help but don't know were to start.As i can not get a new loan as…
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creditor failed to provide true copy of credit agreement?
my creditor failed to provide cca and now im being harrased by dca, after numerous letter requesting cca they failed again. today received interesting letter explaining that even though failing to provide cca my debt is still forceble and they threating me with court action.they even put case example: McGuffick vs BOS - Mr…
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LD-Uk Loans Direct???
Has anyone heard of them or dealt with them? They are asking for a fee (i have been caught out before) but they say this is due to my low credit score. They have said that i am guaranteed a loan and that all the checks have been done but need to pay the fee and they will send the credit agreement etc in the post. I have…
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Please can anybody help.
Im in a bit of a mess, can anybody point me to a reputable loan company "no brokers". I need urgently a loan for £1500 payable over 3 years for fair/poor credit history? Please its a minefield out there. Warm thanks T x
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Variable Interest Rate on secured loan
Hi Can anyone help me with understanding what is meant by "Variable Rate" on a secured loan. I took out a secured loan with Picture Finance in panic at the time, I did not realise it was variable loan, I thought it was fixed. The monthly repayment has never changed. Webb Solutions have now taken over this loan and I need…
