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Given false info over the phone
I recently telephoned Tesco Finance regarding a loan I currently have with them. I phoned to confirm what dates my final two payments would be taken. The man told me, much to my surprise - that I now only had one further payment to make and that it would be taken from my bank in May. Last week though I received a call form…
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Bad news for pre-1998 student loans
So, the March RPI is out and it's a massive 4.4%. The March RPI is used to set the SLC rate from September, but for post-1998 loans the get-out-of-interest-free clause will kick in (unless interest rates go high before then) and they will still pay 0%. For pre-1998 loans (currently paying -0.4%) they will increase to…
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Student Loan Rate
March RPI Inflation came in at 4.4%, so after a year of 0% interest on our student loans, from this September we have a significant increase to look forward too. Last year we had the threat of deflation, this year inflation, lets hope it doesn't run up more....
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I want to go back to Uni
Please advise me. 3years ago i had everything in place to start university. I did start but sadly dropped out. I was paid grants etc. I didn't pay back. Now I want to go back. Will I be able to claim grants for the course I want to do? Even though I didnt pay them back?
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Marrying someone with previous matrimonial debt
Hi I am 2 months away from marrying someone that has been divorced for 2 years, however their matrimonial debt has yet to be sorted as she wont budge. His name is still on the morgage as the mortgage company will not allow him to take his name off as she does not earn enough money. They have 2 children together of which he…
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Car Loan
Hi, Just after some advice here, the BF has car finance with Santander but has recently changed jobs and can no longer afford the car. He seems to think that he can just give them the car back and pay the couple of months he owes. How do you go about getting rid of the car and the debt?
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Car Finance Question - URGENT RESPONSE HELP!
Hi guys; sorry but I need urgent advice and this is the best forum in the past for helping me out so please if you can again that would be great. The situation is a VEEERY long story but I won't bore you. Here's the details in brief, dates are accurate. July 18th 2009: Used Car picked up from Renault Dealership, Full MOT…
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Asking to make Lower Repayments?
Hi all, I was made redundant after taking out a loan from a bank. I was unemployed for a year, and despite my attempting to offer said bank a small payment each month (as my only income was benefits), they refused, and continued to ask for an amount I couldn't pay. Anyway, my debt was finally passed on to a Solicitor, who…
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Lloyds tsb loan help
Hi First time poster here looking for some advice, Early last year i took a loan out with tsb paying back £333 per week until november 2011. I know owe £5900 no other creditors. I was made redundant last month and whilst i am stil in a postion to make payments I have savings of £2600 some advice needed on whats for the…
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Appied for loan with Clydesdale bank.
Applied for a loan on Saturday. I had a phone call today, just asking security questions and was expecting to be declined or accepted over the phone, but was told I would hear from them in 24 to 48 hours. Just wondering if anyone else had been through this and ever been declined after the 48 hours. I have about 3 Credit…
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Loan to help removal expenses
Hi there I really hope some one can help me. At the moment I live in a rented 2 bedroom flat & need a 1 bedroom flat as my daughter has left home & for financial reasons I need a smaller one. Have only been in it since Dec but it is working out really expensive in heating. I have found a 1 bed flat which is £20 less a…
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guarantor loan
can anyone tell me the requirements for a guarantor loan, im unemployed but recieve IS, tax credits, CB and DLA, would i be turned down for being unemployed even if i have a guarantor?
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Consoladation loan help !! - Zopa?
X x x x x x x x x x
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v12 finance
Does any one know on application which credit reference agencies this finance provider uses.?
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How can I complete a house sale with the sellers second charge?
I have recently began the process in purchasing a property. With no chain on either side I was told that it would take 6-8 weeks. When I was invited into my solicitors to sign the contract they told me the completion date would probably be a week that day however she said the seller had a slight issue with a second charge…
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Friend owing money for a holiday
Hey guys, Wondering if you can help me out. :) Myself and a group of mates (10 alltogether) are going on holiday in July. We booked through cottages4you for a place in Cornwall for a week. Its costing 177.70 per person. We booked the holiday in October under my name and are paying on another persons card (who is also…
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Welcome Car Finance
If WCF were to go bust as i noticed on their site thanks to my in-laws who has a loan with them, what will happen with repayments/car? she's had it about 17 Months. Would the look to pass debt, or reclaim car etc..? if they passed debt could a better rate be agreed with the new company etc..?
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Afraid of rejection
Not from women, but from creditors. I want to take out a loan, for a combination of reasons - debt consolidation so I can clear all credit cards/overdraughts etc, plus I want to buy a new(ish) car, and also a little bit of home improvements. But I'm afraid of getting rejected and then falling into the spiral of rejection.…
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Best Car loan
Im looking to get a 8K loan and put down 1.5K so leaving 6.5K to borrow for a car. Whats the best place to get the best rate? Thanks
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Charged to much for a loan.
Hi I took out a loan in 2005, this has now been paid off in full. I found out in 2008 that they didn't do what they said they were going to do and pay off an existing loan. (Won't go into all the detail but this has been discussed and the FOS has made a ruling which has been agreed) Now because they gave me more money than…
