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Appied for loan with Clydesdale bank.

Applied for a loan on Saturday.

I had a phone call today, just asking security questions and was expecting to be declined or accepted over the phone, but was told I would hear from them in 24 to 48 hours.

Just wondering if anyone else had been through this and ever been declined after the 48 hours.

I have about 3 Credit cards and pay all my bills on time.
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