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Career Development Loans
I am getting a bit ahead of myself, but i was wondering if anyone could give me help on career development loans. I am wanting to become a barrister, which would mean after my law degree i would have to do a years post grad study and then pupillage for a year after that. The fees for the post grad is about £4000. If i were…
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Anyone heard of finance point?
I'm thinking of getting a loan out. I was wondering if anyone has ever heard of them and if theyre any good? Thanks
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Declined by Currys/HFC, why?
Hi, I have just applied for the buy now pay in 12 months for a new tv from currys. And it has been declined! Now i'm really worried and want to find out why but don't know how! The finance is through HFC. I checked my credit score on experian in nov last year and it was 999/1000 and no late payments etc, so i do not…
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Short term (2-3yrs) loan options ?
Hi all, We are keen to make a few home improvements (update kitchen, boiler replacment, etc). Hopefully about £5-6k worth. As far as I can tell we have the following options: 1) Release equity on the house/mortgage 2) Credit card 3) Overdraft. I am guessing, with a current mortgage IR of 3.9%, (1) is the way to go. If so,…
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P p i
Does anyone know if you can claim back the money you have paid out if you have not made a claim on the policy thankyou
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Magic?
I just wanted to warn people to be very careful about applying for a loan with Magic Finance. They make a great verbal offer and ask you to secure this by paying an arrangent fee over the phone. I was told this was £49.99 but they took £69.99 without notification. We never proceeded with the application due to the fact…
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welocme finance - waste of space please read and help
i tuk a loan out with this company nearly 3 years ago, ive had nothing but trouble with them, i borrowed £2500 from them plus ppi (as i was told i had to to get the loan) anyway i missed 5 payments and they have whacked nearly £2000 interest on these missed payments, i cancelled the ppi and another insurance i tuk out with…
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Help for Mother-in-law equity release or loan?
Hello i'm new to this but after some advice. My mother in law is 72 and retired and has a home and garden that she loves. Sadly the home costs quite a bit to maintain and whilst she has enought money for bills she never has any spare to go on holiday, go out for dinner or treat herself. She keeps tlaking about equity…
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Co-op Loan?
Hi, I'm currently looking for a loan of £15,000.00. I've applied to my bank (alliance and Leicester) on Wednesday and hope to hear back from them soon. In the event of my rejection, I'm thinking of applying to Co-op. Has anyone had experience with Co-op loans?
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Credit score fell unexplainably
Hi folks, This will be my first post so if i've missed anything, please let me know:) for a while I've been working on building my credit rating after owing Capital one less than £1000 for quite a while. I paid off all my debts, got myself on the Electoral role and everything was sqeaky clean. I applied for a new Capital…
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Loanfinders
Hi, Anyone thinking of enquiring for a loan with loanfinders DONT, the APR is a joke, they pass your details on to third parties, my phone rang all day yesterday and they send you loads of spam! not impressed!!!!
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Loan repayment query
A close relative has a Tesco loan, which IIRC has 12mths or so left to run. He has had it for 5.5 years, and has not defaulted once. He pays for payment protection - but has been off long term sick for 6 years. He is still paid some of his wages through a income plan with his employer., hence how he can manage the monthly…
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Loans, Finance, Overdraft. I'm always refused.
Loans, Finance, Overdraft. I'm always refused. I have checked my credit report and there is nothing wrong with it. I have checked my credit rating and it is Good. Every time I try and get credit i'm turned away. I do have 2 store cards but I always pay on time, normally double the minimum. I just don't know why I am always…
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yes loans
Hi I have appleid for yes loan about two weeks ago they make it seem that the loans is yours all you need to do is sign the form and that is it , but unfortunatley it is not like that after they took my £69.50. I recieved a form saying welcome to yes loan. after that no calls was unsewrd no letters to exlpain what happend…
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Arrow and Lowell
First of all Arrow has registered a default on my credit score at Experian, plus they keep adding interest. Pretty good but I dont know what the debt is for.Think it might be Paragon? Next new company Lowell financial keep checking my credit file every month, can they do that without permission ? How can I check these…
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Loan at Natwest where i bank
Hi everyone and thanks in advance for any replies! I have a meeting with the financial advisor at my bank tomorrow, basically I have gotten myself into a bit of a financial mess and i intend on asking for a loan of around 1600 pounds to pay off the debts and then to just pay the bank back rather than different payments…
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Why won't they lend to me?
I have tried to get a loan (for around £8,000) but was refused. I own my own home with no mortgage, don't have any other loans, I have credit cards but up to date with that as are all bill payments etc. I am always in credit with my bank too. Why won't they lend to me?
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Loan to credit card
Hi to everyone out there,i'm new to this site,but I'm looking for a bit of advice. I've had a loan from the Natwest which has £6500 left (£9000 initial amount) which will be paid off by 2013. The apr rate is 10.2% which was lower thant the initial 16.9%. I do have a virgin card but that's maxed at 0%. Would anybody…
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Defaulted on car loan
I had a Jaguar car loan for 36 mths which ended in Dec 09. As i was in arrears of a few hundred pounds before Dec 09 - Jaguar passed the finance onto a debt agency. At the end of the car loan with Jaguar i was going to hand the car back to them as i had paid most of the debt off. However the DCA Link Finance inform me as…
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car loans
whats the chances if credit rating showing poor after i was late with a payment never been late before and i put 10k on a car and borrowed 10k would it pass or still likely fail i have 10k inheritance so wanna get a really nice car but i can afford about 400 amonth the pay finance
