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New Car
Ok so my dads buying a new car, but doesnt really want to take finance with the garage as they are much higher than loans and other fiance. So question is anyone know of the best place for finance or a loan for £8000 which are fairly simple and quick to apply to. Has fairly good credit history etc. Thanks:)
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Rejected and Deflated
I've deleted the initial post cos it contained private information.. Any advice is welcome. Thanks.
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how long to wait before applying again ?
Applied on monday night for a £5,k loan over 4 years from A.L/Santander (OH said they were the best for APR, I disagreed) Got the rejection letter this morning, which I half expected anyway. How long should I wait before applying again as I dont want many searches on credit report flagging me up as desperate ? (last time I…
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unforceable secured loans
I am pretty sure that i should qualify for this through what i have read. I have been mis-sold ppp and paying back 4 times the amount i borrowed ! The only thing is, I don't know who to approach regarding this as there are a lot of rip off merchants. Any advice please ? Thanks
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First Direct Loan not showing on any credit report?
Hi there, Came across the strangest thing, I got my credit report from CreditExpert and Equifax today and neither of them are showing a loan I took out with my bank (FD) over 8 months ago!! I am still waiting for a pin number to come through for CallCredit, but I find this quite strange as I've had loans in the past from…
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Help re Secured Loan Finishing with Welcome Finance
Hi I took a secured loan out with Welcome Finance as needed new car and ex husband had ruined my credit and could not get normal loan. I thought I still had 2 payment to go but received a letter today from irwinmitchell solicitors disharge centre stating acting on behalf of welcome and loan was now re-payed and if I send…
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addvice and direction
hi am looking for a company where i can get 1k-2k loan from!! i have had debt problems before but i am on top with paying them!! work is fairly quiet at the mo and i am wanting a lil bit of cash to back me up whilst i set up abroad.. can anybody pount me in the right direction thanxs
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Title Transfer Payment for car HP
Hi. I'm a new user, I think I've put this in the right place...?! I'm reviewing the rather painful HP agreement on my car, looking to refinance it now that my credit rating has picked up. One of the charges incorporated into the total charge for credit is a "Title Transfer payment" of £150. The car is registered in my…
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Have Career Development Loan - Need Replacement
I finished an MSc last September that I funded with a Career Development Loan from the Co-op Bank. The interest is a bit steep and I want to pay it off with a lower interest loan (also, I opted to pay the CDL off in two years and would now rather pay it back in three). I also have an overdraft that it would make sense to…
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Quick help required
Hi all. Im a newbie to all this and need some help so please be kind! I currently have 3 unsecured loans and 1 credit card and need to clear some debt. I have only one asset, a £10,000 car. I have applied for settlement figures for all loans and have had the following figures back - HSBC - £8992.00* HFC/Benefical -…
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Need a 7K loan, no redemption charge, anyone help please?
Hi, I'm looking for a 7k loan (secured or unsecured), over as long as possible 5years+, with no redemption charge. Reason: I need 7k to finish a property deal, in 2-3years I will refinance property and pay back loan. I've found a couple loans, nationwide being the cheapest @ 7.6% but I dont understand the redemption…
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Loan refused, is this right?
Hey, can anyone help me with this one I could be really dense! short story im getting married and wanted to borrow money to fund the wedding, then got my experian credit score which put me as excellent and applied to sainsburys bank for a loan for £7.5k they knocked me back stating "on this occasion you did not meet the…
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Unforceable Loans
Good evening I have seen lots of various advice about the loans which are classed as unforceable and was initally going to use a company to do this on my behalf however they wanted nearly £600.00 I have a copy of my agreement and highlighted some shortfalls, is there anyone out there that can provide me with examples of…
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Took out a personal loan for my boyfriend... help
Hi I'm new to the website, and after looking through many posts I can't find the advice I'm looking for. Can anyone help? Almost 5 years ago I took out a £15K loan for my now ex boyfriend - stupid I know I know but I was 18 and gullible. Anyway, he has always put money into my account for the repayments, but he has not…
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Selling Debts
Hi All My loan with HSBC, £22,000 (unsecured) has now been passed / sold to the 5th debt collector in 18 months as I am not in a financial position to repay. Why do they keep on selling / offloading debts?????
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Heavy Handed Loan Protection Insurance Tactics
I've been approved for a £25K loan from LloydsTSB. However, after filling in and returning the appropriate paperwork, Lloyds then sent the same paperwork asking me to fill it in again because I'd forgotten to complete the Loan Protection Insurance documentation. Of course I hadn't forgotten, I just didn't want it. I was…
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Todays worry
Hi. I am in debt with Lloyds banks by 512 pounds ( sorry my pound sign dont work ) On the 1st feb I made an agreeent with them to pay 5 pound a month as i am on jsa, i have paid 2 payment since and was up to date, the next payment was due on the 12/2/2010 which i was going to pay today so that would be paid in time. so I…
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2k needed! any opinions on who i could use!!??
hi i am moving country and just want a bit of money to back me up whilst i find a new job!! i carnt really save in time as work is drying up.. can anybody help??
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ESA and career development loans
Hello! I have recently applied for ESA and I am also a part time MA student. Will I be able to take out this loan if offered, or will this affect my benefits? Just looking for any advice, esp from part time students on ESA. Thanks
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cn i get a loan disabled
hi, i am a single person on income support and dla ..i don,t work as i am disabled,,can i get a loan for £5000 from anyone,,i rent my home and i also have bad credit rating...i keep seeing things on the internet saying loan for disabled people, no credit checks done,,ccj,s wecome etc... does this mean i can get a loan?,,i…
