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Magic?

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I just wanted to warn people to be very careful about applying for a loan with Magic Finance. They make a great verbal offer and ask you to secure this by paying an arrangent fee over the phone. I was told this was £49.99 but they took £69.99 without notification. We never proceeded with the application due to the fact that they never bothered sending out the pack which was promised on three occasions. We have now been attemting to get a refund, as promised, for alomost three months and I have now written to the ombudsman. They never return emails, phone calls or messages and a basically taking advantage of people who have trouble getting regular credit, Be Warned!
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