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car loans
whats the chances if credit rating showing poor after i was late with a payment never been late before and i put 10k on a car and borrowed 10k would it pass or still likely fail
i have 10k inheritance so wanna get a really nice car but i can afford about 400 amonth the pay finance
i have 10k inheritance so wanna get a really nice car but i can afford about 400 amonth the pay finance
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Comments
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Impossible to say from the info given. You need to look at your income, any other current debts you have, any credit you have.
Usually a credit rating would not be 'poor' on just one late payment. Have you seen a fully copy of your credit report? What other accounts are showing? are you on the electoral roll? do you have any defaults/CCJs/ arrangements to pay showing?
Do you want an unsecured loan or a secured HP?
Personally though I'd buy a really nice car for £10k and save my £400pm for something else.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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