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Advice on taking a non-secured loan
I am looking to take aq non-scured and am extremely cautious about being stiched up by a non reputable lener. I dont have a great credit history and have done the Experian credit checker and it cameup 'weak' so i am illusion i will have to take a high interest loan. I have come across some scams........ie: brokers…
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Please Help Me
I recently took out a further non secured personal loan to help me with a family crisis including a death and help with funeral. I am not in a position to pay the £66 per week they are asking for. So today I have set up a debt management scheme who advised me to inform my creditors of the situation. I have done this and…
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'Unenforcable' loans enforcable
Currently posted over in mortgages, may be of interest to those on the loans forum too http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article6868968.ece
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Welcome Finance - HELP ME!!!
Hi, New to this so hopefully this is the right way to ask for help......... Basically, I'm having problems with Welcome Finance. I took out a loan with Welcome Finance a few years ago. I had some arrears initially and was assigned an account manager in the local(ish) Dundee office. The account manager went through a budget…
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Please help me with Wonga!
Hello, Im posting on here as I have got into real difficullty financially especially with payday loans. I think most of them i can come to some sort of arrangement, but not Wonga. I owe them £1100 this month with interest and I contacted them and they were so unhelpful. All the could say was pay the interest plus as much…
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Education Loans
Hey Guys !! I am from India and I want to gain information regarding Education Loans to enroll to an university in USA
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Loan charge
Hi I have a loan with MBNA and repayments are by direct debit. I missed 1 loan payment in Jan 07. I didn't realise as i had moved and not updated my address. ALl future payments went out fine but this one has been sitting on the account as arrears, which i have only recently discovered, and paid them off straight away. I…
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Help!
Hello all, I currently have 2 major debts, a loan with £2,759 left on (Paying £162 a month, due to be paid off in March 2011), and a credit card debt of £1,400 (Paying minimum payment, limit of £1,500, lowered from £3,500 in Jan 09). I have tried to get a credit card and transfer the balance, but the 2 lenders I have tried…
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Important reading for all credit customers!
Dear MSErs, I've had a bit of a bad experience with Abbey recently, but have fortunately managed to resolve it for the better after many months of trying. As part of this, I've learnt some really interesting things that affect ALL credit customers - that I don't think have been posted on here before - so I wanted to share…
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Loan repayments - how does it all work?
Hi all, I am taking out a loan of £6000 over 48 months, to cover the cost of a car purchase (private sale). In the meantime I'm selling my own car which will probably fetch around £4000. Therefore I will pay the £4000 off in one lump some straight away. What I don't understand is - will the monthly repayments I owe then…
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Bridging Loan
Hi there We're in the process of selling our house and have put a deposit on a new build, which has secured us exclusivity to it for six months (until March 2010). So, we have to sell ours before this deadline date or we're in danger of losing the deposit and the new house as it will go on the open market. We're very keen…
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Cannot Afford Loan Repayments
Okay well I wrote this thread out, saved in and it disappeared. So apologies if it reappears. My partner had previously taken out a computing course through Advent Computers. We have looked into cancelling this but after taking advice from CAB etc we have accepted that we will need to pay for the finance. (Still think it…
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Lloyds TSB bank loan
I borrowed £6000 and was paying back £266.89 over 24 months which totalled £6405.36 over the 24 month period ( £16.89 per month interest ) I contacted the bank at the beginning of the week to pay the loan off ( 1 month and 26 days early ) expecting to save at least 1 months interest, but they said there was no rebate to be…
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Ppi
Can someone advise on were i can buy ppi from for my current loan i took out 2 month ago if this is possible, Thanks
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natwest taking money without a dd set up?
Paid off my natwest loan last month and cancelled the direct debit..... Few weeks later, natwest 'set up automatically' the direct debit and take a payment for £178 out of my current account. i called them and questioned it as i had cancelled the dd. they sed it was a system error and sent the money back to my current…
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Loan Advice
Hi, I just wanted a bit of advice really, I applied for a loan through my bank and was declined. However, while they were completing the application I was asked about my previous addresses - as I have just moved so have been at my current address for less than 3 years. The address they had on record was incorrect, which I…
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Finance for unemployed
quite a silly question, but at the moment im currently out of work, im looking for someone to finance the unemployed, not a brand new car, hopefully will be back in work soon and if can get finance will take a pizza delivery job on night time to bring in extra cash, found 1 place that claimed to do it but after contact…
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Bought a car which had full finance outstanding
Hi everyone, im new to this so please be patient with me lol. right now il start with the story. ive been saving for 5 years to buy a car and a few months ago whilst browsing i came across a car at a very reasonable price. being naive and excited i didnt bother with any hpi checks and just bought the car for £24500.. a few…
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At my wits end with Abbey
Hi, first post guys so hope you can help! In a nut shell, i had a personal loan with abbey, near to the end of the term i took out another loan which paid off the remaining 2 payments - there's a word for this but i can't remember what it is - they told me to cancel my standing order for the old loan amount and the new one…
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Payday Loan Or Similar Help
Hi, I am in a bit of a financial mess, so I have decided to sell my car to balance things out. My car needs a little investment (body work and a few tech things) to maximise its value which will cost £500 - which I don't have. My cars value without work is £1,500 - 2000 and with work done is £3,000 -£4,000. Also I would…
