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I am after a loan for a car
Hi, My car has suddenly become very poorly, so I am looking for a loan for a nearly new one, and to pay off the difference between the amount o/s on my current loan with Welcome (boo hiss) and the value of the car for part ex - that's assuming some garage will take it off my hands. Anyway, I have a couple of problems: -…
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Car loan
Hi all, Like most of the population I find myself with a car worth far less than the outstanding loan amount. The loan is not linked to the car, in essence it's a personal loan; my query is do have any options other than hanging onto the car for the duration (another 2 years) and refinance the balloon payment (£8,000)? Any…
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Now what ?
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help needed selling car
Due to splitting with my partner I can no longer afford the £280 p/m finance on my car I got a less than a year ago. I owe about £9000 and need advice on the best way to sell it or buy it outright
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anyone have a loan with welcome finance? what do you think of them?
I was just wondering, i recently was made redundant and i phoned to explain to them my situation and asked if i could lower my repayments, they said to me i had to make a full payment at the end of this month. After this month i cant afford to make full payments anymore? any advice? im now only working 16 hours a week
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rbs bank loan
I stupidly got a loan from rbs about 3-4 yrs ago to consolidate credit cards to the sum of around £7000.. i was on benefits at time and no-one asked me if i worked so i was surprised i got the loan..but i was desperate and i had help from my boyfriend to pay. im now alone and on single parent benefit of £80 aweek my…
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Is there a cooling-off period for cash loans (eg Provie?)
Dear all... If taking out a Provie loan for cash, couldn't find it on their website at.. http://www.providentpersonalcredit.com/ Is there by any chance any regulation that gives you the right to return the loan with a short period? (A bit like "Distance Selling Regulations" for buying stuff e.g. on't t'Internet where you…
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Settlement figure
Hi everyone, I am a bit confused with the settlement figure I have been given for my loan from Welcome, can anyone help? Details 1st, I took out £3000 loan in Jan 2007, after insurance and etc added on it comes to a total of £7776.72. I took the loan out over 36 months so its up in Jan 2010. So if i'm right 3 quarters of…
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Best Loan for Contractor to pay off Visa cards?
I'm looking to pay off £18k of visa debt that I'm currently treading water with. It's spread across 2 cards, 12k and 6k and I'm currently making payments of around £400 a month but having little effect on the total. I was hoping to get a loan for around 15k then transfer the remaining 3k from one card to the other for 0%.…
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Secured loan help..
Hi guys i hope someone can advise me on this, i have a mortgage with A&L which only has 10 months to go :T , now i want to borrow approx £9k, so i gave them a call today and was told that they could offer me a secured loan for this amount at a SVR ( standard variable rate ) of 4.99%, i want to take the loan out for 4/5…
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Student Loan - Early Payment
Hello there, I took out two student loans, right when they first came out (91 and 92 if memory serves). The total amount of the debt is now around 1900 GBP. I have never earned enough to start making repayments and so have deferred yearly since then. As I understand it, after 25 years the debt is wiped clean. This means I…
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Able2Buy-Help?
Hi, I have just realised that I haven't been paying for a credit agreement that I entered into with Able2buy. I signed the agreement back in April 2008 and it was a '6 months free' deal. I have had no notification from them that direct debit payments would be taken or on what dates. By my reckoning they should have…
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Help!!!
hi im new on here but thought this was probably the best place to join to get information on the financial area (wich is not my strong point) a few problems i am faceing! sorry! im 22 and have a really secure job within the DWP, i get paid an ok wage, however, i split up with my (ex) boyfirend about a year ago and just…
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over charged for a loan
hi pep's I got a loan out just over three years ago and i have been paying £316 every month religiously until now, as ive recently just came into money problems from a job loss. Now that i am back in work, i have decided to work out all the areas on my loan. So i went down the bank last week and they informed me that i…
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Claiming PPI back on a bank loan.
Hello, I took out a loan in October of 2004, and got a top up loan in October 2005 for a car. I am now in the last eighteen months of repaying that loan back. Me and the future wife are busy saving for a wedding, there's no way I'm getting another loan for this, we have most of it covered, but I would like to claim the PPI…
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Car finance disaster
I am looking for some help & guidance. In September I bought a new car, valued at £3500.00 on finance through a local garage. The garage do their own finance through a company called Finance U. I put in my old car as part-ex £500 and financed the rest. The payments were 116.00 per month. When all details were sent through…
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Loan Repayment Struggle
I currently have a loan outstanding of £9,800 and making repayments of £229.0 per month,unfortunately I have recently lost my job through ill health and i claim Employment support allowance of £175.00 per fortnight, as you can imagine repayments are crippling me,obviously i need to inform my bank of my situation,can…
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help student loan pre 98 confused
Hi i have a student loan pre 98 have heard it will shrink but really dont understand will it grow again
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"Agreed in Principle" ?? What does it mean
I have recently applied for a loan with the bank and it has been agreed in principle, and I am now awaiting a decision from the underwriter, what does all this mean. Also, prior to this loan from the bank I went for finance with a car garage for a new vehicle and it was delcined with black horse, they then decided to take…
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Has anybody heard of a pro writer offer?
My partner and I have 3 loans and catalouges between us. It had got to the point where we had to choose who to pay each month whilst others creditors had to go without. I've just spoken to one of companies at Beneficial Finance and he took a Financial Statement from me and based on that he gave me a pro writer offer of…
