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Can anyone help/advise
My problem is I want to get hold of £10,000 quite soon (for IVF treatment) For some of you it might not sound urgent or important but my age is running away with me. The thing is I own a house, no motgage - after my divorce my parents bought it for me. Downside is they had a clause put on contract that I couldnt sell it…
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help for new business?
Hi everyone, Could I start with a bit of an introduction? I am 38, an electrician, and have worked for a national petrol station maintenance company for the last 20 years. I have 3 children and the youngest is 3 in December. He suffers from a rare disease and is on chemotherapy. Because of this, I have been off work with…
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Loan To Cut Credit Card Repayments
HI, first post so hi all you clued up peeps and hi to the not so. ok in a nutshell,i have 9k of credit card debt,my min monthly payments on all 4 add up to an average of £220 a month .i know i should pay more,but i am only working part time at the mo after illness so its all i can afford. if i get a loan for the 9k my…
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PPI on Car Purchase
In Sept 2007 I purchased a new car from a Toyota garage under a scheme whereby I paid a monthly figure for 36mths after that I could either pay off the rest of the loan, buy a new car or hadn the keys back. With this I was persuaded to take out a PPI which on top of my payments cost me extra £30 per month. I have never…
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offer my own money for loan
Hi Guys i cant seem to remember the site where i could give my own money for loan to other people. I have searched but cant find any info. thanks in advance K
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Question about Experian Credit report
I got hold of a paper copy of my credit report a few days ago and jst have a couple of enquiries In the 'previous searches' part, there are loads, ie 13!!! for an insurance company whom I got life ins with in July, but these are all recorded as an 'unrecorded enquiry' are these taken into account by lenders at all?, I only…
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Helpp advice on ex loaned money
almost 2 years ago i leant money to my then current boyfriend, to the sum of 400pounds out of my savings, i was 16 and he was 19 and has a job. he kept saying even after we broke up he would try paying me back in installments so ive given him so much time and now realise he is not going to attempt to pay me. so i emailed…
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Ripped off with Car finance
Hi guys just on to share my experience and look for a bit of advice. Went for a new car to arnold clark the other week and got sorted out with something newer. ANyway...the salesman wrote down for me the payments would be £174 per month, 48 payments @ 6%. I didnt question or even stop for a minute to work it out...what an…
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being pre-approved for a personal loan
Official MoneySavingExpert.com insert For full info on your cheap personal loans, see the main website's Cheap Loans guide. Back to the original post... Hello, I'm new and possibly a bit naive. For about the last twelve months, every time i log into my online banking there is an advert telling me "x amount is reserved for…
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Cancelling a loan - any advice???
Hi all, Had a call from my brother in law who is in a bit of a state. He went to his bank to try and sort out some money problems and came out with a loan!! Not much details yet as he is coming over tonight to talk to me - all I know its 16.5% apr and he has phoned them up to say he cant afford it. Their answer was…
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Title Loan Advice
I’m considering a title loan with Rod Aycox. Does this seem like a legitimate offer http://www.loanmax.com/nopoints.html for title lending?
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Too Many Credit Checks
Hi, I've just been turned down for a loan :rolleyes: so I got my credit file and there are TONNES of searches from this one lender. I rang them to get a loan and they have done 14 searches in a matter of 2 days :confused: which will massively affect me getting a loan now :mad: Can I do anything apart from wait for them to…
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Confused re: Black Horse, Payments and PPI
*UPDATE* I have sent the initial PPI mis-selling letter today so it is the other two queries I am looking for answers on (the charges and the 'what the heck are they doing?' parts :) ) Hi I am hoping some of you lovely savvy people could help me with a small dilemma I have. I took out a loan with Black Horse in June 2005…
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Can anyone beat this one?
There was a link on my Facebook page this morning which I accidentally clicked on - took me to this site, offering loans to people who put their car down as collateral. Was going to close, but then something caught my eye: "Typical 437.4% APR" :eek: Aside from loansharks, can anyone find a higher interest rate? Makes…
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Help understanding my loan!
Hi everyone, i've been lurking here for a long time but i decided to register as i have a question i need some help with. I can't find an answer searching the forums. Basically, i have a £5000 loan (quite a high rate) that i took out when i was young and stupid. I should hopefully be getting a bit of money soon and would…
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Joint loan question
A question for a friend who has just split from her partner she has just had a baby this summer, she works full time and has a mortgage in her name. her partner was living with her and they took out 2 loans one for £16k and one for £5k which they both spent,the £5k one was in joint names and the other just in her name. He…
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Social Fund Loans
I had a loan from the social fund earlier this year of just over £400 they told me i had to repay it out of my benefit at a rate of over £20.00 per week at the time we were not in the bad way with the credit crunch but now i find it difficult paying this money back.. They informed me that there is no appeal to paying back…
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Loan charges
My husband had an Egg loan, he missed several payments and eventually it was put in the hands of receivers. The charges against this loan were high and even higher once the receivers were involved,for example they agreed a settlement payment and because he could not meet it that day, the following day it jumped by hundreds…
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Confused about availability of personal loans...advice needed.
I am 4 weeks away from going on maternity leave from work, and once my statuary maternity pay kicks in, in january, I am going to start finding it difficult to cover an existing car loan and credit card payments, aswell as the rent and utility bills. I was considering getting a personal loan to cover both, and spread them…
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Ppi Reclaim
Hi I am knew to this forum. I would appreciate some advice. I sent a letter to Barclays on 28th May, about reclaiming ppi. I had a letter back to say they had recieved it. I then heard nothing for about 8 weeks. Then I had a letter to say that they were still looking into my case. 4 weeks ago I had a phone call from…
