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PPI and Egg
Hello im new to the forum so sorry if the information below is laid out wrong! Yesterday i put the letter from MSE on PPI reclaiming into egg, i had a 7k loan and they told me to take out PPI at the same time too to help the application, I read about the PPI thing and went and looked into my finance folders when i took out…
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PPI on Car Purchase
In Sept 2007 I purchased a new car from a Toyota garage under a scheme whereby I paid a monthly figure for 36mths after that I could either pay off the rest of the loan, buy a new car or hadn the keys back. With this I was persuaded to take out a PPI which on top of my payments cost me extra £30 per month. I have never…
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Secured LOAN charges
I have a secured loan over 5 years which i took out in April 2004, unfortunatly during this period i have had some problems repaying it, arising in charges..... these charges now ammount to over £2300.00 and as my loan is due to mature in June 2009 i have been told it will continue untill all the charges have been paid in…
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Payday Loan
I applied for a PayDay loan this morning (yes very bad I know!) and it was accepted. Anyway, I was asked to send a copy of my debit card and bank statement so I sent these off. Got a reply asking for further ID so I'll do this tonight. The woman on the phone said that if the underwriters find your ID acceptable and the…
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Is now a good time to apply for a loan?
Hi, this is my first post on this forum but hoping someone can advise me, you all seem very clued up! :j Basically I would like to apply for a loan of £5000, I have never applied for a loan before, so not very sure how to go about it. I checked my credit score through Experian last week and it was in the excellent…
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Unenforceable Credit Agreements
Does anyone know exaclty what this invovles? I have been approached by a company offering to review any of my credit agreements/loans to see if they can get them cancelled??? This sounds very much too good to be true. Has anyone heard of this type of thing before?
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what are my options
hi, i wondered if someone could give me some advice. We owe £11 on a loan and £4 on overdraft. I have just had to go on the sick from work and my income has dropped I now only get SSP. My partner has a good wage but we are really struggling anyway without this. How can i pay the loan and overdraft off in the cheapest way?…
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failed
as anyone ever took there claim too the fos and failed never seen any on here just wondering
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Defaults on student overdraft or a loan
Are these treated the same on a credit report? Or is there a difference? Anyone shed any light? Thanks
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Loan APR rate changes
Hi, I've just been approved for a loan for 16K with A+L - The rate is 16%. It was advertised at 9.9%. I have an excellent credit rating and want to bring the APR down. Should I wait another 6 months until I've paid some of this loan back, or should i go ahead and look for a rate now? When you apply for a loan you don't…
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is it too late to claim
earlier this yr i ask for a ppi on a credit card too be cancelled as the last payment that was on my statment was £75 they sent me a letter saying it had been cancelled and that was it is it too late too put a mis sold claim in as i did nt even know i had it till i saw it on my statment
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Newbie Needs Advise!
Hi All, long time reader, first time poster. SO heres the deal - I got myself into some debt at Uni - credit card a few times and panicked and took out loans ... twice. So now i have: Loan one - Left to pay £3800 - i pay £105 a month. (Can pay off early for £3100) Loan two - Left to pay £1800 - I pay £65 a month. (not sure…
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Interest free home improvement loans?
:confused: Hi have heard that local councils may allocate interest free home improvement loans to home owners,have been told that they will put a charge on your home ,the loan becomes payable when home is sold,i live in leicestershire does anyone know anything about this please?
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ALLIANCE & LEICESTER Record fine for PPI mis-selling
Sorry if this has already posted. Alliance & Leicester has been fined a record £7m by the City watchdog for three years of mis-selling sales of payment protection insurance (PPI). http://news.bbc.co.uk/1/hi/business/7657446.stm http://www.alliance-leicester-group.co.uk/html/media/non-indexed/release.aspx?txtcode=PR0710081…
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Mbna..................!!!!!
Ok I dont know if anyone will remember but i wrote to MBNA in June this year to claim back my PPI as i was mis-sold and another case the exact same was on the FO website as an example of a sucessful claim. Just incase.... I took out a £3k loan in January 07 but lost my job in February suddenly (very shocked) but knew…
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Reclaiming PPI
It would be great if someone can answer this query for me. Can PPI be reclaimed on any part of these loans, taken out with RBS ? 15.000 loan taken out in 2001 with PPI in place, the outstanding balance on this loan was repaid, early, in full in February 2004 when it was consolidated into a larger loan. This larger loan…
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Any decent lensers for someone with Dire Credit History?
Hi I desperately need a new car as the one I've got is costing a small fortune in petrol to run (about £50 a week) and is looking really tatty and running like a pig. I only want to borrow £3000 and have come across a few websites that "guarantee" anyone a loan, but I'm worried that they might be slightly dodgy! I've got a…
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Student Loan help - what's my position?
Hi all Need a but of advice before I consider my next move. I graduated in June 2002 and began paying back the wonderfully helpful and gobsmackingly efficient student loans company the following April by PAYE. With the amount of overtime I was frequently doing and a not bad starting salary, it didn't take me too long to…
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Email just received from EGG. lol
Unauthorized Access Notification Dear Customer, It has come to the notice of the Internet Banking Security Team of Egg Bank that there are possible unauthorized access to your Egg Online Banking Account. We therefore implore you to log into your account to verify any possible findings.…
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In the curerent financial climate. . .
. . . Where is the best place to apply for a loan. I am looking for around 2k to buy a new car and have a good credit history, running at about 40% capacity. I bank with Barclays and HSBC although the latter would not be a prefered option. Greatful for any help.
