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Reclaiming PPI on my Natwest Loan
Hi all, I was recently talking to a friend who has successfully reclaimed the PPI on a store card and he told me about how banks add PPI to their loans to get extra profits. This got me thinking about the loans I had and the loan I currently have. I managed to find all the loan agreement forms I have (5 in total) going…
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I Need A Loan With Bad Credit>>help
any one tell me any good loan places that deal with bad credit..not brokers:confused:
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Cancelling PPI within 30 days of signing the agreement
Hi all, I have just taken an extention on my existing loan with A&L. Now they strongly recommended I took out the PPI on my loan, as they do. Now all the documents have come through today but I have decided against the PPI. They want £52 a month, adding a total of £1258.80 to my loan. This is disgusting. I've read my T's &…
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Natwest Unsecured loan consolidation- yes or no??
Hi there, Had a call from my friendly bank today to say we had gone over our overdraft limit and would be charged 28 pounds. (overdraft is 4,000). They are offering us a 17,500 pound loan to cover this, our current loan (has 20 payments left on it at 215.00 a month) and credit card bill (9,300 pounds). The repayments would…
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Cancelled Payment Protection But still paying
As a cost cutting exercise, I have cancelled my payment protection insurance with all my providers and taken out a lifestyle protection insurance out with the post office, which will also cover my rent etc. 4 Years ago, I took out a £23000 loan out with Tesco's over 6 years, payments £448 including £68 insurance (as Stated…
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help please ive been ripped off
hi can anyone help me please i have been ripped off by tenant loans they offered me a loan of up to 2grand.i stupidly gave them my debit card details and they took 50 from my acount then sent me a load of crap through the post,saying i needed a garentor to be able to get the loan.i rang them and was told to put it in…
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Yes Car Credit / Direct Auto Finance PPI reclaim...
Hi All, OK, I saw Martin on TV one morning recently and one phrase caught my attention immediately... Have you been mis-sold PPI? I have been scouring these boards and it is becoming increasingly obvious that Yes Car Credit, whether part of Direct Auto Finance or selling on their behalf, have grossly mis-sold both PPI and…
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Banks create money out of thin air......
Click on link below to see how Banks can just create money out of thin air, and then lend it to us, expecting it back with interest.............:eek: WHAT....you say surley that cant be true, well it is watch on youtube.........:mad:…
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need to borrow 15k for just 1 year - advice please!
Hi, bit of a last minute panic to try and raise finance. I need to raise £15,000 for a business opportunity and it's guaranteed to be repaid by the government in approximately 1 year. So i really need advice as to what sort of deal i should be aiming for? Who i should borrow from? What i should tell them in the application…
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Step Sons Finance
Hi all firstly if this is posted in the wrong forum then i apologise. My problem is with my stepson who lives with us,he is 21 and last December i took finance out for him to buy a new car,he promised me faithfully he would not let me down and since then he has never paid a month on time we are paying the finance for him…
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PPI - Paragon/Central Trust
My cousin took out a loan for 25000 pounds in may 2004 with Paragon to consolidate his debts. He was persuaded to take a PPI, which was a single premium of 5125 pounds, a total of 30125 pounds with an APR of 9.5% for 120 months at 383.37 per month. Enclosed with the literature he received was a cashback voucher from…
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Quick loan needed
Hello. I'm new to this borrowing lark at the age of 23. I've not got a great credit rating due to some unpaid overdrafts whilst i was a student, and at the moment I only work part time whilst studying (no rent). Basically, I'm moving house on 12th Oct and I need a loan of £1300 quick! I've applied for some loans through…
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Problems with the RBOS
I was wondering if anyone had dealings with the RBS. I applied for a loan of £7500, online on the 30th August. It was agreed in principle online. A credit search was made on that day (Equifax). A credit agreement was sent out to me, which i duely signed and returned along with additional I.D which was requested. I thought…
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unsecuredloans 24-7
Hi, Has anyone used unsecuredloand24-7 to apply for a loan. The link the website is below. http://www.unsecuredloans24-7.co.uk/how_to_apply.htm Any feedback - much appreciated Thanks Nas
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Hard Sell Tactics
I am furious,:mad: My OH applied online for a £7000 loan through Moneyback loans/ Alliance and Leicester. He was e-mailed asking him to give them a call. Talk about hard sell. They berated him for about 20 minutes trying to get him to take out PPI. He consistantly refused but still they kept on at him. He was ill at the…
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HSBC Loan Direct debit cook up
I requested the Personal banker in Hatfield Branch to close my account as I no longer get my salary credited to HSBC account. Unfortunately , the personal banker in Hatfield branch office refused to do, since I have a loan from HSBC and the bank will not accept the loan amount repayments on Monthly instalments from any…
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sources of loan advice
I'm in need of a loan and with a Faur credit rating i been rejected by a few lenders. I have seen some sites offer advice over the phone for instance such as moneysupermarket for those who have been declined thery have a loand centre and various sites that say they search 100's of loans for those with bad credit. Do these…
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Loan Advice?
I want to take a loan out for £12k over 5years, what's the best interest rate I can achieve on this loan at the moment? My income is £17k per annum...Good credit history and nothing outstanding...Will I be able to get the loan based on this info??? :confused: Many Thanks
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Help with PPI (or PLP) reclaim - should i take the settlement?
Please can someone give me some advice! I took a graduate loan in 2000 and having recently read about PPI mis-selling found that i had taken it out without really realising. I sent the template letter off to Natwest and have received a reply today offering me £580 - half of the premium loan which was added into the total…
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How long doese it take a search to appear on your file??
Hi,I have applied for an additional advace on my mortgage,sent off all the forms,payslips etc .I phoned the chelsea yesterday and was told that everything looks fine and papers where getting drawn up for the offer,she said the case was with the underwriters and should get something in the post in a few days,I asked was the…
