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help please ive been ripped off
hi can anyone help me please i have been ripped off by tenant loans they offered me a loan of up to 2grand.i stupidly gave them my debit card details and they took 50 from my acount then sent me a load of crap through the post,saying i needed a garentor to be able to get the loan.i rang them and was told to put it in wrighting i wanted a refund and as the lady on the phone said it would be payed out within 2days of reciving my letter.a week later i receved another letter telling me to reconsider the loan offered,so i rang back and they said to wright it again,so i did that was over 2 weeks ago and i aint herd nowt back from them,please can anyone suggest how i mayget my cash back,would the bank refund me?im on benifts so 50 is a lot of cash for me,thanks in advance Bella:mad: 
Replies to posts are always welcome, if they are done in the correct manner. If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you
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Why did they take £50?Gone ... or have I?0
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No the bank would not refund you because you voluntarily gave them your card details and they have offered you a loan deal (albeit with a guarantor).
Strictly speaking in doing this they have kept within the law just - morally of course they are just scumbags.
One last point I would like to make if £50 is a lot of money to and you say that you are on benefits why are you borrowing this money and how would you make the repayments?0 -
they said that i could repay at 45 a month,and i need to pay off my debts that my ex left me with,they took the 50 as a brokers fee.so in other words i have lost my cash yet they offered a money back if they they couldnt find me a loan,this aint fairReplies to posts are always welcome, if they are done in the correct manner. If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you0
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they said that i could repay at 45 a month,and i need to pay off my debts that my ex left me with,they took the 50 as a brokers fee.so in other words i have lost my cash yet they offered a money back if they they couldnt find me a loan,this aint fair
Go over to the Debt free wannabe board and make out a full statement of affairs ie list all your income and expenditure including the debts that your ex has left you in.
You could also have a chat with the National debt helpline who may give suggestions as to your best way forward.
If you can afford to pay £45 per month the debtors may take instalments from you without you having to get a loan.0
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