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Please help!!!! Newly self employed and in need of a loan.
Hi i'm hoping somebody can help. My husband has recently become self employed, four months, although the majority of his work is still through his old employers with whom he was working for over 10 years. We are having some building work done on our house and now need a loan, however we are really struggling to find anyone…
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New Car Loan question
Hi All, Wonder if you can help/advice. I am currently 19 and earning 15k a year. I recently accepted a loan with Halifax to pay off all my credit cards and store cards just to have them in one payment, which i'm paying off over 2 years. Total loan amount £3950 I am now looking to buy a second hand car but wanted to know…
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Is dodgy loans my only hope? Help ASAP pls
Hi we have over £30k worth of debt in all and have been on a DMP for 1 year with payplan and everything has been managable.... that was until our bank smile stated that our overdraft was no longer approved and took it off us:embarasse As soon as this happened we have had two major disasters... the car (which is essential…
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Credit card/loan Debt
Hi All i am hoping someone outthere can help me out with some good advise. The situation is this, i ran up some debt on my 2 credit cards totalling £6k and i have a loan which has a balance £4400. I live with my boyfriend and our daughter in his house. i can not have my name put on the mortgage yet as his ex wife still has…
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Cancelling PPI before the 30 days are up?
Hi Guys I am at the beginning of my secured loan with Black Horse (documents not yet signed), so still in the 1 weeks grace from the initial meeting at one of their offices. I have the proposed credit agreement on a loan for 28,500 @ 11.4% APR over 10 years. This gives me a monthly payment of £390. In addition to this the…
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Returning a car on HP
Hi, (Apologies if this is the wrong part of the forum) We have a car that we plan to return under the clause in the contract (is this a standard clause?) that says we can do so 2.5years into the agreement without penalty. Under this clause it also says 'if the car has been looked after' - which is a very vague term! The…
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Please help me before I give up!!!
Hey everyone, I am not really new to the idea of Affiliate Marketing but I have yet to make 1 Dollar. My latest venture involved registering a domain name and redirecting the domain name to my affiliate link. advertising of course, is my biggest problem. I have advertised all over the web. Some free, some paid for. I am…
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Hsbc Bridging Loan
Can anyone please give me advice on the following: In May 1997 we purchased a freehold cottage that needed a lot of renovation work on it. When looking for a mortgage, HSBC was the only bank that could help us. At the time they told us that we had to have a bridging loan and not a mortage as the house did not have a…
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http://www.annualcreditreport.co.uk/
hi as some of you will know we are looking to get a loan(which is why i put this here) i went to annual credit report and applied for mine once i got my pin and tried to login i got this on my screen and in an email i dont understand why they cant obtain my file, does this mean i dont have one? and is it really bad?
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Help !!!!!!
Does anybody know the best way to borrow £100,000? Don't think this is possible as a unsecured loan and think we will have to look at a secured one. We run a small business from home, and things have not been going too well at the moment although things are picking up, but this is not helping in the short term. The bank…
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Loans for under 21, no credit rating
I am 19 years old in full time employment with a salary of £14,450. I have wanted a second hand car now for a while as my car has been broken into and is going to cost me at the MOT. I know you will probably say save but I don’t want to get just another Bangor, I want to get on the ladder of getting a new car every so…
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Banks Irresponsibility in Making Loans
Hi all, Not quite sure if this is the right place to put this, but hopefully someone can provide guidance. I'm in the process of trying to help sort out my stepdad's incredible debts, totalling close to £500,000, when he should be in the process of retiring. One of the problems, is that today I went through his business &…
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Loan now or next month?
I have a problem and I'm not sure what the best solution is - help! First - a little background: My credit rating is below average, but not terrible, and I now have little in the way of debt. I do hold a credit card / debit cards etc, which are well within limits. Callcredit think I'm a wonderfull risk, Equifax & Experian…
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Give the Thieves a call.
The broker for a loan I took out in 2004 were loans etc. I settled the loan in 2005 but unbeknown to me the insurance that the broker sold continued to run AFTER the loan was settled.The sole and only purpose of the insurance was to cover the loan,I was not told at the time by loans etc that the policy would continue to be…
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Poor Credit/Tenant Loans?
can anyone advise of where is a good place for these? i had just rang up yesloans and was told we were accepted and then afterwards i realised i should have come here first, and im glad i came here now as i havent paid the 49.50 and have saved myself doing so, luckily we are wanting roughly 6k for home improvements and can…
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Where To Go From Here?
Hi, I really need to get a loan for a car but i've been turned down by Black Horse. Anyone have any suggestions of where I could try next? I know it's not a great situation if Black Horse are turning you down! I've heard that Welcome Finance will gove a loan to just about anyone but i've heard so many bad things about them…
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First big loan
Hi Guys, need some advice I am looking to obtain a £10k loan.. just wondering what limit i have if i were to go for an even bigger one? I earn £15k, 21 Years old, just written off one of my 2 credit cards (still have one at the moment) and I havnt missed any payments on any of my agreements.. Whats the biggest loan I can…
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Is this possible with an unsecured loan..?
Just thinking out loud but if say I needed to take out a loan for 5k.Could I ask for this amount to be split into 2 sums of 3k and 2k with the larger of the two taken out over a shorter period of time with the interest adjusted..? Would this then mean you could benefit by clearing the bulk of the loan quicker,lower APR(as…
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Deceased parents loan
Hi, I'm looking for a bit of advice on the following matter. My mum recently died and left behind a loan which did not have any insurance on it. My father has approached the bank and informed them and sent a copy of the death certificte back. A letter has now come through from the 'estate settlement unit' of LLoyds TSB…
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loan
Hi can someone please tell me where to go for a loan to finance a mobile home. I need in the region of £70k
