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Loans

Archives for December 2006

Need advice please!
I need to take out a loan of around £5000 and have looked around at a few loan companies for a good rate. However, i have an uncle in Greece who has said that he will lend me the money interest free if i wish. Obviously this is a good offer and he says that he will do a CHAPS transfer into my UK savings account from…
Taking out a loan for a deposit on a house?
Currently I have about 5% deposit saved but I need to have 15% for the self cert mortage I need. Would it be a bad idea to take out a loan to reach the 15% deposit I need? If I was to continue to save I'd have the full 15% deposit in 5 - 6 months but my main concern is how fast prices are rising in my area. Northern…
Loan as a result of bank charges
Has anyone taken out a loan in part due to escalating bank charges? Is it worth including this in my correspondence with Lloyds when requesting my bank charges back? Obviously it contributes to loan interest repayments. And what is fair to ask for? Thank you
where can i get £1000 asap
I need £1000 asap and dont know where to go. I have the worlds worst credit score and cant get anything from the bank. I already have cc's with captal one,vanquis and aqua and cant get any limits increased. I also cant ask friends or family so I am well stuck. Any suggestions would be great. Lisa
Paying for Goods on Fiance before Goods are even delivered
I would like to know if there is an act or a law regarding Finance being took off me for goods not delivered or even made yet!. I went to a Furniture Store yesterday and ordered a Three Piece Suite. I paid a deposit as is normal, and took finance out for 36 months on interest free with the Black Horse. I was advised by the…
Car Loan
Scenario, I have a car loan with Lloyds TSB for £5000 at a interest rate of 8.9% over 5 years. I will pay about 1300 in interest. I have had the loan since Sep this year and paid about £400 off. However i have £3000 in Tax and Working credits, i am debating where to use this and pay off my loan. I am not so keen as i have…
A big loan is finally repaid!
Britain borrowed billions in the 1940's from America and Canada (must be many many billions in today's money) to help us fight WW2. We have just repaid it! http://news.bbc.co.uk/1/hi/uk/6215847.stm Thanks to our American and Canadian friends who did not have to help us then, but did, despite there being a very good chance…
HSBC Managed Loan - Anyone Heard of/Had One?
I was talked into getting this 'managed loan' from HSBC 3 years ago. I pay £90 a month on £5,300 and after 3 years of paying it I've only paid off £415! I pay on average £71 a month interest and I was never 'told' that I wouldn't be able to get any credit just because I had this loan. I was told it was my best option at…
Credit report question..
Just been looking at my report in annualcreditreport.co.uk and have noticed that although I'm coming toward the end of my 12 month loan,it's only showing 6 payments made which isnt a true reflection...How accurate is this report? What can I do about this ? I have checked with my bank who have confirmed that the full…
AA Car loan
My mate has an £6,000 loan with AA which he is trying to pay off but hes had it for a year and a half and it doesnt seem to be reducing very rapidly, even though his monthly payments are £300. Any suggestions for what he could do - i just hate the fact that hes paying that much out a month yet it doesnt seem to be reducing…
credit resport - refused credit
Hi sorry if this is in the wrong place, move it if you need to:confused: I got my equifax credit report a few days ago and they said I was likely to get credit, score 385. I have a default in the past but have been building my credit up with a next account, cap one CC & studio account, all paid on time with either full…
Refused Everywhere for a loan
I have tried everywhere I can think of for a loan, I have a poor credit rating and got into a financial mess a few years ago and just started to get back on track when my parents moved and had to rent a property. Now I cant afford to get to work or pay rent and am looking for a 1000-2000 loan to help me get back on my…
Need some advice please in a bit of a mess!
We currently have an unsecured loan with alliance and leicester and have about 14,000 to pay back. We then have 2 overdrafts one for 1250 and one for 1750. I am looking to consolidate all these into one loan. I applied for an unscured loan with alliance and leicester again (asking to pay off the old loan with the new one)…
LTSB Loan refinancing
to cut to the chase my oh has a loan with ltsb which he took out for 6k in march 2005. after a terrible year where illness left him out of employment we have had ups and downs with the repayments they were orginially 179 per month 5 months ago they helped us out by reducing the repayments for 6 months to 50 per month. they…
wannasavemoney
Hi all, This is my first time posting have been moneysaving for approx 1 year and have finally got my finances and budgets in order! My question is: i have seen the money calculators on the mortgage info forums but wondered if there is a site i can go to which will let me put my current loan details into to figure out how…
Sick with worry!
Please help! In 1997 I took out a loan and happily made the monthly repayments until I went on holiday and stayed for 2 years (very bad not to pay the outstanding amount back, I know!). I came back into the country in 2001, have lived in a different area and never thought anything about the loan. Now 8 years down the line,…
Some advice please
I need to borrow about 15k but have 2 defaults that were issued in Aug 01 (both satisfied). I earn a reasonably good salary of 30k and have no other debt. Will any of the reputable firms look at me or will I just get landed with a company who charge a extortionate APR?
Poor Credit need consolidation loan
I have either poor credit rating or have been told that I owe too much compared to my earnings. I owe approx 56% or my salary, I have been told companies would only loan 30%. Having tried a few companies, this has made my rating worse. It looks like I can reduce my outgoings by about approx £150 a month if I consolidate,…
student loan
is there a way of finding out when my student loan will be paid off, either by a spreadsheet or other.....if i give the balance and my monthly contribution??
poor credit score - change in mortgage
Merry xmas and some advice please. Possibility that we will move next year - pay off some of the debts as we need something to show as a deposit for a mortgage. But will we get one? and where do we go for advice.?High street BS won't touch us will they as we have defaults ?but not on mortgage,:confused: :confused:

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Loans

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