We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Loan as a result of bank charges

Options
pops5
pops5 Posts: 8 Forumite
Part of the Furniture First Post Combo Breaker
in Loans
Has anyone taken out a loan in part due to escalating bank charges? Is it worth including this in my correspondence with Lloyds when requesting my bank charges back? Obviously it contributes to loan interest repayments. And what is fair to ask for? Thank you

Comments

  • nomoneytoday
    nomoneytoday Posts: 4,871 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ...or you could solve the underlying issue?
  • Rafter
    Rafter Posts: 3,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    pops5,

    Ask for all the charges back - the loan is irrelevant.

    Lloyds have been charging unlawful sums which have presumably compounded your debt problem.

    Follow the guide on here or the BBC website and get it sorted - they you won't need an additional loan hopefully.

    Good luck.

    R.
    Smile :), it makes people wonder what you have been up to.
  • regularsaver1
    regularsaver1 Posts: 4,930 Forumite
    No a loan is a choice to apply for - not everyone has one
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture