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Loan as a result of bank charges

pops5
pops5 Posts: 8 Forumite
Part of the Furniture First Post Combo Breaker
in Loans
Has anyone taken out a loan in part due to escalating bank charges? Is it worth including this in my correspondence with Lloyds when requesting my bank charges back? Obviously it contributes to loan interest repayments. And what is fair to ask for? Thank you

Comments

  • nomoneytoday
    nomoneytoday Posts: 4,871 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ...or you could solve the underlying issue?
  • Rafter
    Rafter Posts: 3,850 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    pops5,

    Ask for all the charges back - the loan is irrelevant.

    Lloyds have been charging unlawful sums which have presumably compounded your debt problem.

    Follow the guide on here or the BBC website and get it sorted - they you won't need an additional loan hopefully.

    Good luck.

    R.
    Smile :), it makes people wonder what you have been up to.
  • regularsaver1
    regularsaver1 Posts: 4,930 Forumite
    No a loan is a choice to apply for - not everyone has one
This discussion has been closed.
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