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unsecured loans and credit cards
If you have unsecured loans and credit cards if you became unable to pay them can these companies force the sale of your house to recover their debts, even if your payments are up to date with your mortgage ?
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Secured loan question ?
Is there such a thing as a secured loan company with a good level of customer service and a half decent reputation (do not want to be forced into PPI :eek: ) as I am a little worried about this type of loan but it may be my last option. Thanks. :beer:
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Some help needed please
OK, my situation is bassicly this, it's about 2 weeks till i next get paid and i have virtually no money until then. I have 2 current accounts, my main one is with Halifax, had it for years and it's where my wages get paid into, i tried asking them for an overdraft late last year and they said no because i had had bank…
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Ppi
Please can you give me some adivce.I have been reading many threads about payment protection on loans etc. Does everyone cancel this? I have a loan for 11 000 should i cancel PP on it? I work full time and always have. I dont understannd if it is worth having or not Many Thanks
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loan balance question
Hi, I phoned up rac today to get a current balance on my loan. This loan only started in December just gone so 3 payments made so far. £10000 loan amount 5 year term 8.9% £208.38 monthly payment I phoned up for a current balance to confirm my snowball plan and was told that the current balance is £12086 I was also told…
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Car loan process
I'm looking to buy a new car - a Renault Megane Coupe-Cabriolet. I'm going to get it on dealer finance as I have hassle with loan companies as I work for 3 different companies though am not self employed. Basically, I was wondering something about the process. The mrs applied for a finance through a dealer and wasnt asked…
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I Am Frustrated.....
I bank with Halifax... I get paid Weekly and have a spreedsheet which tells me each week how much goes about by DD etc... I have two seperate loans with Halifax which are £101pm and £139pm... My idea was, as I earn about £200pw on the week that I have the £101 loan go out was to create a standing order for an extra £20pm…
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Final loan payment question
I have read on the site that if you want to pay off your loan early to incur the min amount of costs is to pay all but final payment whichwill be taken as DD when next payment is due therefore ending the arrangement early but not incurring any early settlement fees... Here is where i am confused.........:think: When…
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Reclaiming initial Admin cost of a loan I applied for but didn't take out
Back in October 2003, i was in a bit of a spin and to say the least a bit of a dunce in the world of banking and finance. I was in a mess (this was before my lightbulb moment) and applied for a £2000 loan from "Yes Loans" I recieved a letter on 31st October (which i still have) to say i'd been successfully accepted as a…
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help !!!!
I am in need of some advice anyone please, I,ll try and keep this short and to the point. About 2 year ago i took out a loan for £4200 and took it over 3 year, now a month into the loan i had a sum of money that i did'nt know i had coming and within a month or so i paid off £4150 from said loan which left £50 plus…
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£4,500 over 5 years
I am planning on getting a loan as per title to consolidate some debt; £3,000 car loan £1,000 overdraft £500 I owe to my mum. I want to be able to pay off a big chunk, if I need to, without getting screwed over on penalty charges. I'm 19 and earn around £8,000 after tax in a part time job hence me going for the long term…
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Can you pay off your student loan using a credit card?
got a 0% offer i can use up! Thanks
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natwest loan to payback natwest loan
I took out a loan at Natwest at a high interest rate 2 years ago can I go back to natwest to pay off my original loan at a cheaper rate ?
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loan stats
hi. i am doing research on the personal loans sector. does anyone know where i can get hold of stats about the nuber o loans taken out, which are the biggest lenders - in particular non bank lenders and also geographical stats. thanks in advance
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Bad Credit - Guarantor Loan??
Official MSE Insert: If you've arrived from Google, see our Personal Loans guide, which may help in deciding if you really need one. Back to the original post... Hi, I have a bad credit rating from a few years back and am a tenant so I am finding it impossible to get a personal loan. I was wondering if anyone knew whether…
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Early Resettlement on Car
I was hoping to pay off my car loan early but have just phoned to get a early settlement figure. The amount outstanding is £7,375.91 but I have worked out that, if I continue making our payments (22 months left) it works out at £7,384.30! Wow, a saving of £8. Can someone tell me whether they would think this is this…
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Which loan?
Hi all, I'm after a bit of advice. We are moving soon and need to get some money together for the rent deposit and fees etc..... I'm having trouble finding somewhere who will take 'household income'. I work part-time as i have a child with autism (i do get DLA for him, and carers for me). My partner is full-time and in…
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Loans & Savings
Has anyone any experience of the new online finance company called Zopa? https://www.zopa.com - Saving or Borrowing experiences - good or bad?
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loan rate - can you ask to better rate
have applied for cahoot p loan - offered one at 12%!!!!!! Has anybody gone to other lenders and asked to see if can get a better deal and manged it without the need for the banks to again register a search etc etc?
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ccj
hi are there any reasonable loans (unsecured of course) for people with ccjs? thanks in advance to anyone who helps. TC
