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Difference between secured and unsecured loan
Hi, I'm new to this country and I have no idea what the difference is between a secured and an unsecured loan. Could somebody explain this to me? Thanks Bjorn
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creditcard?loan????
:confused: i have a car loan of £3700 & a credit card of £1900,i am trying to consolidate the two to get the monthly payments down(car loan £190,minimumpayment so far £40 on credit card,)what & how do i do this,please advise!!!!
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Feel like we're stuck
Hubby has a quite a bit off debt on 3 credit cards which we are gradually but surely paying off. After noticing the moneybackloan on here, I though that we excellent for us and so did hubby, so we applied. After we applied we got an email to say they would notify us in 24 hours, a few minutes later, we received another…
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Secured loan or not ???
We are looking for a new car as what we have at the moment is no way going to be big enough after a new addition :j in June, we have had not luck getting finance through a garage or an unsicured loan (apart from one at 24.5% :mad: and they could not give us enough). The only option left seems to be a secured loan but I…
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zopa
have any readers tried zopa for either a loan or to lend and if so how did you get on, what did you think ?
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Cut Price Plastic Loan - MoneySavingExpert.com discussion
This thread is specifically to discuss the content of the [url="http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1094822880,81886,]Cut Price Plastic Loans Article[/url] To discuss or ask a question about the article: click reply
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Natwest Loans
Just applied for a loan through natwest to clear up my credit cards and some money for my house totaling £15000. I got the forms back to sign and returned them etc. Just got a letter asking me to contact them and so i did. They are now saying the underwriters need additional information about my cards and it transpires…
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understanding debt consolidation
i am having trouble underrstanding the term debt consolidation. is it when we consolidate many loans into a single loan? is the new loan on a higher interest rate than the rest?
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making sense of debt
Hi it seems my partner has managed to run up several thousands of pounds (about 8) worth of debt including a credit card, two bank accounts which are overdrawn to the limit and an outstanding loan. she cant afford to keep trying to manage all four as it leaves her little or no money to live on during the month and this…
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Getting a loan with a Fair rating
hi, this is my first time on any chat forum, so forgive me if im going about it in the wrong way, or im in the wrong place. Ive been down the road of getting a loan to pay off the dreaded credit cards, then run them all up again. i have learnt my lesson, and promise to cut the damb things up, however due to a few late…
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Too afraid to take out a loan!!
Hi all I have been looking to take out a loan for around £7500 for home improvements and to buy a better car as theres no way we'd be able to save that amount at the moment and we need these now.The repayments come to around £150 per month over 5 years but... I keep thinking what if somewhere down the line I fall into…
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Paying off loans
I rang my loan company last week for a settlement figure to cut my outgoings. I now have that money in my bank account; the problem is when I rang to settle today I was given a different settlement figure, £1800 more than last week! I obviously queried this but they say they have no record of me ringing last week- I now…
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The great 'No redemption penalty' Ripoff?
I'm currently looking for a loan at the moment to furnish myself with a new car & motorbike. Been looking around, Egg seem to have the most flexible i've come across, i.e. no redemption penalty, ability to make adhoc additional payments, payment breaks etc, but their interest rate isn't the best. I applied for a Northern…
