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What to do with £40,000,
Hi, as title says what do, i do with my money? i currantly have it saved in a nationwide loyalty saver account, it was never a good rate but never done anything about it, after seeing somthing on the tv ML show i have decided to look in to it, me (63) and my wife(61) dont work, I have a small pention come in about £500 a…
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Stock & Shares ISA to Cash ISA Transfer Query
Hoping someone will be on assistance. I opened the Virgin Money two year Fixed ISA last week. I need to make two transfers both from Stocks & Shares ISA. First query, i assume it is fine to make more than one transfer into the ISA and i do not have to consolidate them separately first? The first transfer is with Vanguard…
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Help to Buy ISA transfer issue
I decided to transfer my Help to Buy ISA to a normal Cash ISA due to lack of any hope of getting a home any time soon or far. I told the new bank to transfer the full amount. The transfer went through but the full amount was not transferred. £1400 was left behind still in the HtoB ISA. Occurred to me this morning that,…
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Annoyed
Forgive me not really a question but a bit of a rant. Need to have a cash ISA for tax reasons, previous 3 year deal ended about 3 weeks ago but waited with the anticipated bank rate rise. Bank rate did rise by .75% but up to now ISA rates have remained within 0.1% where they previously were with the highest rate for 1yr at…
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Skipton Building Society - Application process etc
What is everyone’s experience of opening an online account with Skipton? Is it straightforward with online identity checks or do they need paperwork posted to them? I’m looking at opening and transferring my cash ISA over to them.
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3yr ISA
Hi Is there any 3yr+ ISAs that pay monthly interest and still maintain a reasonable interest rate (4%+)? All the 3yr and 5yr ones listed are annual or maturity only Thanks
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Split Cash ISA providers
I’m thinking of opening a 1 year Fixed Rate ISA with a lump sum and want to add to an instant access ISA throughout the tax year with the same provider. Aldermore will allow the opening of both in the same tax year. Any others come to mind please?
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ISA Transfer question and other saving question..
Hi, I have some money which was left to me after my dad passed away, currently it's just sitting not earning anything.I currently have 2 tax years maxed out in the TSB Cash ISA which is only 0.60% when i try to renew / convert this account online it only gives me the option of an account that's only 0.80%Keeping with the…
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penalty for withdrawal isa
Hi there, can anyone help. My question is if I have a 2 year isa and want to withdraw a small amount from the balance, do I pay the 90 day penalty for the full balance or just the amount I am withdrawing thanks
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Broken ISA wrapper
All ideas welcome on this - I have a problem..... I had £28k in a Nationwide Cash ISA paying rubbish interest. 2 Years ago I transferred it to a share dealing ISA with another provider (IG). I just tried to transfer £27k back to the Nationwide ISA. From the IG online portal I believed that I was transferring the cash back…
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Top 1yr fix
Paragon is offering 3.8% is that good. Thanks
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State Bank of India ISA options
State Bank of India is showing new fixed rate ISAs - 2yr, 3yr and 5yr - all at 4.65%. In terms of transfers in (no new money invested this tax year) would it be possible to open a 2yr and 5yr, splitting my current ISA? 2nd question- the website states: * If you have chosen to receive annual interest on your Cash ISA…
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H2B ISA Query
Help please :) Son has a Help to Buy ISA ready for when he purchases his first house. He now has approx £14,000 in it. As the maxiumum bonus the government make is £3,000 I don't think it is worth paying anything else into it. Am I right? My question is can he open a Cash ISA in the next tax year and begin paying into that…
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Can I take money out and put it back into a Santander Cash ISA?
Hi, I have maxed out my isa allowance for this year. I then realised i'm not getting the best interest rate so I called santander and asked them if I was allowed to take the money out and put it into the esaver which pays 2.72%, and then transfer it back before the tax year ends in april. I made it clear what I was trying…
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New to Cash ISAs questions
Hi all I have some money to invest in Cash ISAs but there a few things I'm unsure. Would really appreciate any advice or answers! Let's say I put £20k today into an Cash ISA at 3%, does this mature and stop at 2023 April or 2023 November? What happens then? Will this account continue to collect 3% into 2023-24 or does the…
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Royal Mail Online Postage Refund
How does this work please ? What timeline ? Printer kaput so had to go Post Office and pay again. I have pressed cancel on original purchase invoice (paypal) but wonder how long the process takes ? Thank you for any info
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Fixed Rate ISA - Cancel - 14 Day Cooling Off Period, 2022/23 Tax Year Deposit
Spoke to Westbromwich BS who first of all said would need to do it as a ISA transfer to avoid losing 2022/2023 years ISA tax allowance. I replied surely if cancelled under cooling off period nulifies subscription I made, person went away to find out and said I can login and withdraw the funds myself to nominated account,…
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APPLYING FOR A 3 YR CASH ISA ?
I thought that I can open, a cash isa with one company, and transfer money in, from another isa, then open another and do the same…I have just logged into Yorkshire Building Society, to start a 3 year Isa, with the understanding, of transferring part of my isa, across - it says “ I APPLY TO SUBSCRIBE TO A CASH ISA FOR THE…
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ISA Monthly Interest
Can the monthly interest in the Virgin or Leeds Building Society Fixed Rate ISA be paid into an Instant Access ISA with the same provider? Also is it possible to open two fixed term ISAs of different duration (1 and 2 years) with the same provider?
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2 cash ISAs at once?
If you have an existing cash Isa that hasn't been contributed to for a couple of years, can you move that to a different fixed rate cash ISA that allows transfers in AND then take some money from a standard savings account and put it into another another cash ISA using this years allowance?
