-
3 ISA's in 1 year?
I understand there is a limit of £20,000 you can put into a ISA each financial year and it can be split between, savings and stocks & shares. If for example, one of my ISA savings are at £83,000, is it possible for 2021/22 financial year to put a further £2000 into that account (to max the FSCS protected amount), Open a…
-
Cashing in ISA gains and investing back in your ISA in a different mix
Hello everyone, I have a question about ISAs and despite all my searches I could not find an answer online. I would appreciate your support. So, basically I have an HSBC ISA which I have used to full extent last tax year. My £20k has become £22k now. However, I would like to change the mix of funds within my ISA by selling…
-
Plum Stocks and Shares ISA
I have been paying into a stocks and shares isa with plum regularly for around 12 months now. My pot is growing nicely, however I am starting to wonder how secure they are and if they are a good bet to keep my money invested in for the long term as it grows (hopefully). The more I have in the account, the more my concerns…
-
Closing Barclays Help to Buy ISA
Hi,Apologies if this has already been covered, I did a quick search and didn't find anything recent.I am looking at closing my Barclays Help to Buy ISA and claiming the bonus.I have read on reddit that it is quite common to have issues with barclays... I need to make sure the closing statement is produced before the money…
-
Best Broker for US Stock&ISA investing? (this is my pick, any comments?)
Hello everyone, I have been looking to changing my broker recently and wanted to share with you what I think and hopefully get some of your comments.. About 70% of my investments are in various Vanguard index funds and 30% in stocks (mainly US.) I have balanced risk profile with my Vanguard portfolio but for my stock…
-
Halifax Cash JISA transfer part to Vanguard S&S JISA
Hi Wish to transfer part of my child's cash ISA to a S&S one. Just looked at moving part to Vanguard, however appears I can only move all not part to Vanguard. Wondered if there is a way around this or other providers that will allow this? My thought was to deposit and open a JISA Vanguard S&S, then once i had the account…
-
Transfer £25k FTSE ASX Tracker ISA?
I'd be grateful for any advice. I have £25k in a "L&G UK Index Trust I Inc" FTSE ASX Tracker ISA with Aegon. They are charging me: 0.7% pa for the first £10k, 0.35% pa for the next £10k, and 0.25% pa for anything after that, which is working out at about £9.50 per month.I see that Hargreaves Landsdown have the L&G FTSE ASX…
-
LISA for part buying a house
Hi, Unfortunately my partners grandfather passed of COVID not long ago. My partner is very keen for him and myself to purchase his grandfathers house and do it up. We won’t be able to afford it all, so his mother will keep approximately half. Will I be able to use the money I have been saving in my LISA to part buy this…
-
Is a LISA it’s own category?
I currently have a cash LISA which I’m maxing out at £4K per year. I also have a stocks and shares ISA that I put any extra money into. My original plan was to use the cash LISA for property, but my living arrangements have changed, and so I’d like to open a Stocks and Shared LISA. 1) Is it easy to transfer my Cash LISA…
-
Moving to Ireland - options for existing UK LISA
I set up a LISA earlier this year to save for my first house. I'm now (unexpectedly) moving to Ireland with my partner to work in around a month's time, and I'm unsure of what to do with the LISA funds. We're unsure yet as to whether the move will be permanent as my partner's job may require her to move after 2 years, but…
-
Cash ISA Transfer this years contributions
This may be a silly question so I am ready for the sarcastic answers!!!!! I have been consolidating my cash ISA's into one easy access account currently paying 0.95%. This includes this years full contribution. Once a fixed term ISA matures shortly I will transfer this in and will end up with around £95k. I then want to…
-
Paying in to Help to Buy & Help to Save ISA's
My son have both a Help to Buy and Help to Save ISA in his name, but we are paying in to it for him. Will this be a problem when it comes to getting the rewards from either/both of them. I want to make sure that he gets the full benefit from both.
-
LISA eligibility question
Hi there, I had a look but couldn't find this covered elsewhere so hoping someone can help me. My grandfather passed away a few years ago and left some flats to a discretionary trust, the trustees of which are my aunties. My cousins and I are the beneficiaries of this trust. But every decision taken with these flats is…
-
Lifetime ISA home buy
My father-in-law passed away a year ago in South Africa and left his house to my husband and his sister but my mother-in-law has the usufruct for the remainder of her life. So even though my husband’s name is on the deed of (50%) the property, he cannot go and live there or take out a mortgage on the property. My MIL is 72…
-
Question about merging isas
Hi I have two ISA accounts, as one of them was a fixed 2 years account. Both of them will mature in April 2021. At this point, would i be able to merge both ISA in one, or will it be considered as part of my allowance? It is, i have 20K in bank1, and 20k in bank2. Can i transfer the 20K from the ISA in bank1 bank2, which…
-
cash isa transfer to stocks and shares isa
i am aiming to open an iweb stocks and shares isa before their entrance fee increases next year. i have not yet used any of this years 2020/21 isa allowance and what with the current low cash isa interest rates i am pondering putting the full £20k into one of the vanguard lifestrategy funds and/or an hsbc global fund. my…
-
TSB easy saver account
Hello as I can’t get through to anyone on their phone lines and the website doesn’t make it very clear - can someone advise? basically I have a lot of money in one of these accounts and I want to know if I can transfer money from it into my Halifax current account. im getting knowhere on their telephone banking line
-
Help To Buy ISA help
I currently have an HTB ISA open, where I've been adding my monthly deposits. My plan is to purchase a house first to put on rent before I purchase a house for myself to live in, I'm aware that you can't use your HTB ISA to purchase a house to then put on rent, and that the house you purchase with the HTB you have to live…
-
Can I put money into money box isa ?
Hello, I topped up my isa stocks and shares with interactive investor with 9k in april. For the remaining 11k does it have to be with interactive investor? Or can i put it into a cash isa with money box? Thanks
-
Best kid's savings accounts for large amounts?
Obviously with the incredibly low interest at the moment I'm looking to get the best return i can. I noticed that the virgin money young saver is 1.75% up to £25,000 per account. So is there anything stopping me putting my money in my niece's account and getting the higher rate? are there any comparable accounts for large…
