-
Virgin Money Exclusive ISA
Apologies if this ISA has already been added but I couldn't find it. Not even mentioned by Martin in ISAs. Virgin 1 Year Fixed Rate Cash ISA Exclusive Issue 1 paying 1% fixed Maturity date: 29/10/2021 only open to savers who have a Virgin or Yorkshire Bank current account. Can add funds up to 30 days after they close the…
-
Advice on opening first S&S ISA between Vanguard and Trading212
Am thinking to finally open an S&S ISA for the first time, have narrowed my platform choice to Vanguard and Trading212. Wondered if anyone has opinions on which one they would go for. Vanguard for me has the size and reputation and the funds I'd probably begin with but Trading212 is fee free and also has Vanguard funds but…
-
How much can I deposit into my Help to Buy ISA at once?
I've got a Help to Buy ISA with Santander. I decided to invest most of my savings into stocks as the potential returns are higher than my 0.75% interest gained in my ISA. I'd like to sell some of my shares in about 3-4 years just before I'm about to put a deposit down on a house and put this money into the Help to Buy ISA…
-
Using both an Stock and Shares ISA and a General Investment Account - New To Investing
Hi, I'm very new to investing and I've got a Stock & Shares ISA with Trading212 and would like to transfer it to Vanguard to invest in their funds. The current ISA utalisation is minimal. The drawback of transfering to Vanguard is that I won't be able to buy individual stocks so still want to use Trading212 for that and it…
-
Gaudi Regulated/ MoneyBox ISA
Hi, I signed up for an ISA for my son about 8 months ago, and 25 pounds is taken out every month: the name of the company is: Gaudi Regulated according to my bank statements. I have not had any emails from them at all, and when I searched in my emails, I must have deleted the original email. Has anyone any knowledge of…
-
S&S portfolio advice
Ladies and gents, If you were to open up a S&S ISA, which funds would you choose for small investments, £100pm with initial deposit of £500. Looking to invest long term, 10+ years. I'm a bit stuck, I know it's personal preference but what would you recommend to a newbie. TIA
-
Should I have ETF's in my portfolio?
HI, I don't currently have any ETF's in my investment portfolio and whilst I've read a few articles which highlight the differences between them and funds, I'm not clear whether I need any or not! Investment portfolio (excluding pension) includes several funds and FCIT shares, but no ETF's. Are they an essential part of a…
-
Avoid NS&I – no Faster Payments means fewer (if any) Transfer options
NS&I cannot do faster payments and, in current (COVID)
situation many other providers won’t accept cheques. Because of this it's almost impossible
to transfer their Direct ISA to another provider. How rubbish is that! I’m thinking that my only option is to withdraw funds from
NS&I (it is for this financial year) and simply…
-
Platform diversity
Is it worth paying a premium to have S&S ISA platform diversity? Currently with II who have a fixed fee (£120/yr) but interested in transferring an Invesco ISA to a Vanguard fund under their own platform. The cheapest would be to move it to II too (and get their transfer bonus!) but then I’ll be over the FSCS threshold.…
-
Lifetime ISA - Stocks & Shares & Help & Thoughts
Hi everyone. I'm new in investments but have researched a lot about the investment options in the UK. To give you a bit of my background, we are a 36 yo EU couple, moved and working in the UK for the last 6 years. Although better late than ever, we are now in a position to save some solid money in to ISAs and I'm trying to…
-
Tax on large sum of money
I have recently made a one off short term investment in trading that is likely to pay off a large amount of money. If i have this money in my regular bank account (little or no interest earnt) will I have to pay tax on this money? (Its £100,000 +) Or where is best to put the money until i decide what to do with it? Eg…
-
Is it still possible for me to turn my Help2Buy ISA into a LISA?
Or was this only for the first year of LISAs being introduced?
-
My bank has failed to execute my monthly stocks DD
Dear all, I hope you are all as well as can be in these testing times. I've not been on here for several years in all honesty. Anyways to cut it brief, I have had an isa stocks and shares fund via my one and only bank. I have over the years monthly drip fed from my standard bank account anything from £100 - £500 per month…
-
Virgin Double Take accounts interest rate deduction
While they were closed to new customers, these offered a 1% interest rate but as of 23 November the interest rate for the E-ISA will reduce to 0.65%. No news on any changes to the E-Saver at the moment.
-
Moving SAYE shares to Stocks and shares Isa
Hi I want to move the shares from a mature company scheme to an ISA, the time is still within the 90 days allowed, they matured in September When I do the calculation the amount is a couple of hundred pounds over the ISA allowance. Can someone advise on what happens in this situation please, can I advise the ISA company…
-
Virgin double take e-ISA rate drop to 0.61%
Another week another rate drop. Virgin's ISA account dropping from 1.01% to 0.61% on 23 Nov.
-
Avoid NS&I at the minute (in my opinion) due to customer service issues.
I'll try to keep this brief and factual. - NS&I's customer service is effectively non-existent at the moment - with reference to article https://www.thisismoney.co.uk/money/saving/article-8826131/NS-boss-really-really-sorry-meltdown.html - Their current service level agreement (SLA) on complaints is just over 2 months. -…
-
What can I open
I want to invest some money monthly for my nephew. The parents are being a pain and wont open anything for him. Is there anything accounts I can open in his name, To get started. Thanks SlackGarry
-
m&s high income fund.
HI. I have a s&s isa with m&s savings and investments. its called a high income fund. I have about 2k in there which makes about £20 qauterly. so my question is if I put 20k in there will I get £200 qauterly, or does not work like that? any help appreciated.
-
Transfer from help to buy to lifetime ISA
Hello. I've had a help to buy ISA for a few years so have about £7000 in there. I missed the boat on the original full transfer window into a lifetime ISA. I've just registered for one and I can transfer up to £4000 of my help to buy lifetime into new lifetime ISA (but won't be able to add any more money in this FY). I…
