We’d like to remind Forumites to please avoid political debate on the Forum.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
ISAs & tax-free savings
Archives for November 2020
Discussion List
S&S ISA transfer - share class not supported
Hi all, Im a novice investor and would appreciate some advice. Im currently using Interactive Investor as the platform for a S&S ISA with several funds, and an old Invesco Global Equity fund provided by Invesco themselves. Because of the management fees (1.67% on that fund) I have tried to transfer the Invesco fund over to…
Can I withdraw/close down my Lifetime ISA without incurring a penalty?
I opened a LISA in August 2020 but have found a property I want to buy now. I have been told I cannot use the LISA for my property purchase because I haven't had it for a year. Is this correct? I need the money now so can I withdraw all my money without incurring a penalty?
Building house using lifetime ISA
Hoping someone can help please, anyone know if you can use your life time Isa for a self build mortgage to build a house?
5 year fixed ISA v 5year fixed bond
In a bit of a muddle here. I have an ISA. Maturing at the end of the month with the Coventry and can reinvest at 1.25% for 5 yrs. The Newcastle BS. Are offering 1.30% for 5yrs however the Newcastle have a 5yr Fixed rate bond for £1.4% I’m not sure what to do, split the Maturing ISA and invest in the fixed rate and leave…
Help to Buy Isa
i opened a help to buy Isa 4 years ago and live in Medway, Im now looking to Buy Dartford way as this is where i now work but house prices are over the 250k (which didnt seem a problem 4 years ago) which makes my Isa bonus invalid, switching to a lifetime isa is an option but it has to be in there a year to get the bonus…
Money went missing transferring from CTF to Junior ISA
I am a bit lost at the moment and not sure what to do next. My son had a Child Trust Fund with Police Mutual. I applied with NS&I back in July to open a Junior ISA for him and transfer over the CTF. The last letter I had from NS&I was August saying it would take 15 working days to transfer it over. I still hadn't heard…
Cash ISA transfer timing lost interest
Hi I changed my Cash ISA provider this year. Due to the time taken for the transfer, I have effectively lost ~2 weeks of interest with the new bank. I needed to open the account to initiate the transfer, but couldn't fund it until my existing provider completed the transfer. This effectively reduces the advertised interest…
Inheritance tax on international ISA deposits
Hi all - I'm an Aussie expat living in the UK (dual citizenship) and have an ISA here. My parents have come into some money and wish to deposit some money into the isa regularly. When researching if someone can pay directly into someone elses ISA (depends on the platform) I came across a fair bit of into regarding rules…
Does an ETF available in the UK exist for this?
Can anyone advise if there exists an ETF, available in the UK, which tracks specifically the top payment processing companies / digital payments industry? I have researched this, but I can't find any. I am thinking of a fund that tracks companies such as Adyen NV, Stripe, Square, Due and so on - all of which have…
Stocks & Shares ISA newbie questions ...
Hi all, Bit of newbie in terms of ISAs so, please, be gentle ;) Stocks and Shares ISAs are presumably riskier than a normal cash ISA but potentially give far better returns, right ? I assume they are also a lot less hassle (and more successful) than a regular Joe Bloggs doing their own trading ? Do they have any drawbacks…
Confirm your email address to Create Threads and Reply
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
