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Transfer plus add new money into ISA
I have an existing Nat West ISA, with a bonus that ends 30 Sept 2013, with about £90K in there. I have new money to put into an ISA for this year. I was going to put the new money into the exisiting ISA, then transfer the lot to a new ISA in Oct 2013. I now realise that I can't do this (pay into two different ISAs in the…
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Halifax 3 Year Fixed Rate ISA - Depositing Money
I opened the above ISA and plan to deposit £5760 into this account and use my full entitlement for 2013/14. According to the Halifax website, the only way to add funds is either via a transfer or by standing order. As this is a one off transaction a standing order doesn't seem to make sense. Can I not add the money via…
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Open 2 isa?
hi, currently ive got some money in a santander isa opened last year, since all the transfer rates are rubbish i wondered if i could open a new one and transfer it all in. but i also was to open the coventry bs one too, which doesnt allow transfers, id put this years allowance in it Is this allowed?
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Transferring non-halifax ISA to Halifax fixed ISA
Hi all. I am in a bit of a dilemma. I have a fixed rate ISA with Nationwide maturing towards the end of this month. I am thinking about transferring the ISA to Halifax and their 3 year fix at 3%. However on Halifax's website, it appears that I have to open the ISA first (min £500 deposit) and then I can do the transfer.…
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Opening/Transferring more than once ?
Currently have 2 x old separate cash ISA's. 1st - Santander ISA, rate drops in a few days 2nd - M&S is a FRISA until 30/April Have already opened NEW ISA with FD for this tax year to get the 3.00% rate. Nothing deposited or transferred into it yet. Can I open another ISA with Santander to transfer funds from ISA 1 and…
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Can I still make use of my Santander 3% Account?
I opened a Santander Instant Access ISA in August 2012, filled it to the maximum £5640, the rate is 3% until July 2013. Now when I'm logged into this account online it states I can still contribute £5760 (this ISA year's allocation). My questions are :- If I put £5760 into it now (using my 2013/14 allocation), will it…
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Santander ISA 2012-2013. When OK to transfer.
Hi there, last year I opened a 2012-2013 cash ISA with Santander, I added the year allowance and transferred a couple of old ISAs from other providers. I opened this ISA the 7th April 2012 transferring £4000 of new money right away then the other two old (transferred) ISAs followed in May. During the year I kept topping…
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Pay Into Old or New ISA?
Trying to search for similar threads in this forum is a nightmare so I'll start my own. I have a fixed rate ISA containing roughly £21 000 (at 3.6% - those were the days) that has now dropped to 1%. As ISA interest rates are twelve shades of monkfish at the moment, I think it best to wait it out to see if someone…
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isa help
hi i have a nationwide Online ISA Issue 3 and the bonus expires in sept 13 is there anything stoping me from depositing £4760 this yr and £1000 in a new 2013 n/wide isa and transfer the issue 3 into the new one in september thanks for any advice
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Cash transfer to ISA mess up
Hi After a bit of advice please. I have an offset mortgage so have been keeping the money in there as it works out better than the ISA rates. I wanted to fill last years allowance just before the deadline and have a fixed rate ISA with Lloyds that you can add money to so a few weeks ago I went in and asked if I need to…
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Santander blocked my cash ISA due to period of non subscription
I had transferred £2000 into my cash isa in march 2013. I have received today in the post a letter saying because I have not paid into my cash isa since march 2011 I have got to fill in a new declaration form, they have withdrawn the £2000 and have sent it me as a cheque. They have also deducted £0.36 for the tax man !! In…
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M&S to Santander transfer mess-up (Santander please read)
Between the two of these organisation they have managed to mess up the same transfer twice. I'm just not sure who is wrong, or even who is telling porkies, or whether there is some sort of error in the system. The transfer form was completed on the phone at the same time as opening the 123 Major ISA. It was at that time to…
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Cheshire Building Society
Trying to find out if anyone else has had problems transferring monies from old ISA accounts into their ISA Saver or have we just been incredibly unlucky with our catalogue of disasters and errors.
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Buying into ISAs
I want to start an ISA. Does it have to be a lump sum or can I pay in a monthly sum? If I can pay a monthly sum, does it have to be the same amount each (e.g. £200) or can the sum vary (e.g. £100 one month, £250 next month, £150 another month)?
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ISA question
Hi all just a quick question one of you may be kind enough to help me with… I currently have a direct ISA (Issue 9) with Santander, this is the first ISA I’ve ever had. I opened this account on the 20th of April 2012. Recently I received a letter explaining that from the 20th of April 2013, the rate will drop as the year…
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Santander Direct ISA Saver issue 1
Hi I opened an Issue 1 of the above prior to it being pulled and replaced with the issue 2. So im aware that for now I still get the 2.5% interest rate, but ive got a Halifax one thats just finished bonus rate, Can I transfer this balance into the issue 1 account and get the 2.5 % ? Can seem to find anything on there…
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Transferring from Cash ISA to S&S ISA without taking cash out of the account
Hiya Guys, My mother has an ISA with Nationwide and they've recently cut the rate to 0.25% (disgusting). So, she would like to transfer the money but to a stocks and shares isa. How would she actually do this? Cheers guys hope someone can help
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What happens to old cash isa if I open a new one?
Hi guys, Okay, I opened my first ISA on Friday before the deadline. So, now I am unsure about the following: - If I can spare the cash, can I open a brand new cash isa and just leave the last cash isa as it is, and if so, what happens to the old isa money? Does it still accrue interest if I decide to leave and open another…
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new & transfer ISAs
Can somebody quickly clarify for me. Can I open an ISA for this year purely to transfer an old ISA into (to gain a better rate), then make no further deposits and then open an ISA to make cash deposits into for this year (again getting the best rate for new cash)? thanks in advance T
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Identification for opening ISA
I just tried to open an ISA with Coventry and was told that I couldn't apply because I don't have a passport or driving licence. I asked what other forms of ID that they would take, but they were not interested and said that they would only accept a passport, driving licence, ID card or DWP pensions letter. I explained…
