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Current and future S&S ISA query
Below is a list of the funds that I have invested in - all have produced above 11.5% up to 33% profit Apart from JP Morgan a loss of 26.5% but it was only a holding of £1000 - do I ditch it or persevere? I have this years full allocation to invest - I am with H&L Do I add to existing holdings or try out some new funds? My…
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Best ISA / Current Account?
I wondered if anyone could give me some advice as to where to save my money? I currently have a Santander 1 Year Fixed Rate ISA ( 2012/13) at 3.5%. Unfortunately it doesn't look like anyone is offering anything close to the same terms this year! Ideally I would like to sign up for another 1 Year Fixed Rate ISA rather than…
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Help With My Next Move?
I'm trying to figure out what my next move should be for my savings this year. My Halifax ISA Saver Online has had the interest paid on my savings at 3% and the rate has now reduced to 0.5%. I obviously want to maximise the interest rate paid for this new tax year, but I'm shortly going to be making some large purchases…
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Cheshire BS Sort Code?
I have just opened a 3yr Halifax ISA fixed at 3%. I am trying to transfer my existing Cheshire ISA into this account, however on the transfer form it asks for my current ISA holder Sort Code, my documents do not have a Sort Code. I have an account number, MATS number (No idea what it is but it is shown beneath my account…
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Santander Major ISA 2 Year Fixed
Hi all I signed up for the Santander Major ISA 2 Year Fixed at 4% (now 4.1% due to the golf) towards the end of the 2011/2012 tax year. On the 6/04/2012 I transferred the full amount for the 2012/2013 tax year into the account. I have now attempted to transfer the full amount for the 2013/2014 tax year into the account but…
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Transfer Form Question
I've opened an online Leeds ISA today and filled out and sent the transfer form so I'm assuming they will deal with the transfer? or do I have to fill out the Lloyds transfer form too?
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Any one transferred from lloyds isa to lloyds isa
Hi can any one help, my parents both have Lloyds ISA's one was a two year fix which matures today and another one is a two year fix opened last year and has another year to run. unlike many fixes they allow transfers and payments in during the term. they want to be able to transfer from the old Lloyds account that matures…
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Interest on my halifax ISA?
Hi I was wondering if anybody could help me out with this. I opened an ISA with Halifax at the start of January and by the time the tax year was up I had added £2130 to the account. Now when I checked my interest on it this morning, it was only £1.11 which seems really low to me? Though up until the 27th of march the…
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2 day interest loss?
This might be a very stupid question and I'm sorry if it is. Since the new tax year starts today 06/04/13 (weekend), and it's not a working day and money will transfer on Monday (working day), does that imply we lose 2 days interest? Just confused, and some clarification would be great.
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Opening a new cash ISA with Santander?
I'm trying to open a new cash ISA with Santander and transfer my old Halifax 12/13 into it. I have got to the bit: "Opening your account How are you saving for this tax year? *" Options are: - Send in a cheque from an account in my name. - Move money from my Santander Savings or Current Account - No new savings Selecting…
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Isa help please! Can't decide on best option!
Hi all Need your advice on isa I currently have a 2nd job that i am stashing the money away. Do I : A) open up a cash isa now with minimum of £1 deposit B) wait until I have £2,500 and then open up a isa with bigger interest rate? Thanks for your help DDx
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ISA transfer - timescales
Hi, I'm taking the plunge and transferring my Natwest cash ISA into a H&L S&S ISA. How long does the transfer normally take? I get paid interest monthly on my Cash ISA and its paidon the last working day of the month. I would like to time the transfer to so that the money leaves my Cash ISA after the 30th April. I've found…
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Nationwide Fixed Rate ISA - No additional deposits?
Just finished end of 2 year fixed with Lloyds and to be honest they seem to have fallen behind on rates now compared to others. Looking at NW 2 year fixed (2.5% vs Lloyds 2.2%). Just checking and see it says ..... Paying in You can make just one lump sum payment by paying in cash or a cheque at any Nationwide branch. Once…
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Advice on New Fiscal Year ISA Accounts
Hello everyone Now that the new financial fiscal year has started, my lloyds isa accounts has dropped to 1.5%; I can get it back to 2% but was wondering if there are better accounts with better rates. On the MSE article on the ISA accounts I've noticed that the one giving the most are only around 2.5%. Is it there anything…
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Moving money to New Isa
Hi, I have similar amounts of savings in a shares ISA and premium bonds. I want to start my new 2013 cash ISA and can't decide which is best to transfer money from. The shares ISA was opened 4 years ago and has done very well in the last 3 months and have had regular small wins on premium bonds. I know that no-one can…
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Help with Coventry Poppy ISA interest payments?
I'm think of opening the Coventry Poppy account, seems to have a good rate. Regarding interest, it says "Interest is paid annually on the anniversary of account opening". I'm basically going to be storing some money in this account but will probably have withdrawn it all by April next year. Two questions: 1. If they pay…
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Confused about what rate I'm getting.
I have a nationwide online isa 6 and was about to put my allowance in for this year, but wanted to check it was still paying a decent rate. According to the website it pays 2.39% aer incl bonus and 2.65 gross per annum. So I'm confused what rate I actually get, as 2.65% is ok, but I can better 2.39%. Can anyone help?
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ISA noob
I'm a complete noob to ISA's and upon seeing martin's show last night I quickly opened one and deposited £100 in it ....... this morning its £100.01 didnt know that I could have put the max in and get interest over night or I would have done Anyway am I right in thinking I can now open another ? can I still pay into the…
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Started ISA in August - interest question
Hi all, I started my ISA in August last year with Natwest and have a rate of 2.75% for the first year. It said the interest is paid yearly. Now I've checked my ISA this morning and noticed they've added my interest so far - which is good. But, what happens in August when I transfer my ISA to a better rate bank? Will I get…
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Just a quick one: Am I doing the correct thing? :$
I have £28,200 in an ISA and I have the full amount to invest in this years tax allowance which brings me just under £34,000 to put into ISA accounts this year. I have looked at Martins guide and it looks like the best one to put all my money is the Leeds Building Society 'Online Bonus ISA' at 2.55%. I just wanted a quick…
