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Query about interest
Last July a decided to open up a cash ISA with Halifax, the interest is 2.75 gross, I saved up to £4500 and expected around £123 interest, I looked today and it still states 2.75 but the interest paid is just £47.25, I have not made any withdrawals so I'm a bit confused, is there something obvious I'm missing here?
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My very first ISA
Dear All, I'm looking for some advice please. I am looking to open my very first ISA, I would like one that is easy access, and I also want to be able to make regular payments to it each month. I have an initial £1k to go in, and am looking to regularly pay ~£150 per month, maybe more. I've just scanned the MSE guide on…
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ISA question
Im not too clued up on isa's and wondered if someone can help. i currently have a isa with santander and am looking at opening a new isa elsewhere. if i open a new one can i still deposit money into my old santander isa or just my new one?
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Principality Regular Saver ISA 3%
Thought it was worth a mention, I've not got the cash for the lump sum investment so it's quite a good rate for my regular monthly savings.
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Tesco ISA
Trying to help a friend . Application accepted but no details to pay by debit card. Called one help number but it said they were closed.Does anyone have a number to call to pay by Debit card please? I can't see anything online and the number called appears to be bank number. Thanks.
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Ida - have I missed interest?
Hi, Looking for some help please. I have an isa from a few years ago which I haven't topped up (LTSB) have just watched the programme on Isa's which prompted me to look at mine. I notice that the interest on the isa was paid a couple of days ago - does this mean that I have the tax free allowance available but have missed…
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HL Vantage ISA-Bed and Isa or new money?
I have an existing Vantage ISA containing various funds. I also have a Vantage account holding funds. For the new tax year,what is the best move? Bed and Isa the Vantage account funds into the Vantage ISA or supply new money to the Vantage ISA and leave the existing Vantage account intact? Ta
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How long to wait?
I have some ISA's maturing next week - should I go for whatever the best rate is then or wait to see if better offers come up this month? If so, how long should one wait before just going for it?
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Changes to Santander isa effective mon 8th
Had a call from friends daughter who works for Santander. Rates change from Monday Direct Isa going for 2.5% to 2% 2year major isa at 2.8% being withdrawn 3% 123 2 year exclusive staying Been told to get rates got to go into branch tomorrow or apply on Internet or phone by Sunday evening Not issue for me as want the 3% as…
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Another ISA question!!!
Hi .I hope somebody can help me out with a ISA question as it comes around to the new financial year. I opened an ISA with the HSBC at the end of March 2012 which had a years worth of bonus rate [2.58% in total] and fully funded it over this current financial year.The rate has now dropped to 0.2% and obviously i am now…
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New to ISA's
am i right in understanding that if i was to open an ISA today(2012/2013 year) then another tomorrow (2013/2014?) then i could only add funds to the 2013/14 one? so unless i had a reasonable amount to put into 2012/13 today there wouldnt be any point? sorry if it seems a bit "simple" just abit confused :D
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Transferring in + Paying In
Hi there, Was wondering if anyone could let me know if I'm right about this... I'm a bit new to ISAs so I could be wrong, and despite attempts to the contrary, I couldn't really understand what the guy at my local bank had to say on this! I had an existing ISA opened for the 2012/13 tax year. I decided to transfer that ISA…
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Cash ISA and Stocks/shares ISA with different banks
Got a Cash ISA with Santander. Want to open a Stock/Shares ISA with Hargreaves Lansdown. OK, so the max for both (this year at least) is £11280. If I put, say, £5000 in my Santander cash ISA, how would H+L know how much allowance I've got left to stick in my Stock/Shares ISA? I know Santander will stop me putting more than…
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New ISA issues...Please help!
Hi everyone, I wonder if anyone can help. I opened a Fixed Rate 3% ISA with Halifax on 02/04/13 just in time for the end of the tax year. I was under the impression that because I opened it in the 2013/2013 tax year that I would be able to open another ISA in the forthcoming 2013/2014 tax year or at least make another…
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Santander - bad customer service
Very disappointed in Santander, tried to open an ISA for 2012/13 tax year in the branch, they advised they were unable to assist and advis I can do this on the phone or on line. I phoned customer services and they advise dhtey cant open the account and directed me to online and assured me I was able to open it on line.…
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Transfer S&S ISA from HalifaxSDL to (Halifax) iWeb
I know this is a bit of a "How long is a piece of string" topic but interested in others thoughts, opinions, experience! HDSL charge £12.50 Admin/year and £11.95 / trade iWeb charge a one-off Admin of £25 and £5 / trade. I have had my HSDL for a couple of years and have 5 shares. Transfer fee £25 / stock!! Although Zero if…
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Confusing over ISA deadline ..
I opened an ISA in Jan, so this financial year. I want to open new one COMING financial year, this one - http://www.coventrybuildingsociety.co.uk/savings-and-investments/cash-isas/cash-isa/cash-isa.aspx?WT.ac=poppyisaflash. But it says " Deposits will only be accepted into the account up to 5 April 2014" so I can't open…
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Opened an ISA with no deposit, can I pay in elsewhere?
Quick question - I opened an ISA for this tax year last November, but never got round to paying in to it, and now it's too late. Can I transfer my allowance into my ISA from 2011/12 (which is still accepting deposits), or am I not able to open one ISA and pay into another in one year? All help appreciated!
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isa's and benefits
is it worth getting an ISA if i'm claiming bennefit, as i thought they were for only people that pay taxes. short and simple really..... thankyou
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Cheshire ISA Saver (Issue 3)
I see that the Cheshire have just brought out issue 3 of their ISA Saver, although at 2.3% I can't see any difference from issue 2.
