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HL Vantage ISA-Bed and Isa or new money?
C_Mababejive
Posts: 11,668 Forumite
I have an existing Vantage ISA containing various funds.
I also have a Vantage account holding funds.
For the new tax year,what is the best move?
Bed and Isa the Vantage account funds into the Vantage ISA or supply new money to the Vantage ISA and leave the existing Vantage account intact?
Ta
I also have a Vantage account holding funds.
For the new tax year,what is the best move?
Bed and Isa the Vantage account funds into the Vantage ISA or supply new money to the Vantage ISA and leave the existing Vantage account intact?
Ta
Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..
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Comments
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It depends on a lot of personal factors, I would say. E.g. whether you have new money for your 2013-14 ISA allowance, whether you would benefit from combining (lower charges perhaps), how balanced or otherwise your portfolio is etc etc0
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If you are looking to rebalance your assets somehow or to invest into different funds I would consider selling your existing assets and putting those in the ISA to use up your CGT allowance.
However, this could just be me being too over optimistic about the investment future!Getting more passionate about my investments the older I get. Should have got more into this when I was younger.0 -
Thanks all,i didnt think there was any difference and my gains are not yet big enough to plot CGT avoidance. I just thought there might be some obscure taxes factured into the assets of the various vantage funds which might be sheltered in the ISA.Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..0
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