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ISA Transfer Help Needed
Got around £11,200 that I need to transfer from 2011-2012 & 2012-2013 ISA. I'd prefer to have access online as opposed to the post only access that Cheshire are offering. 1 year term also if possible. Any suggestions as to where would be best to invest?
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Swapping ISA Accounts
Please help!!! I'm new to this site and would like some advice please regarding my ISA Account with Scottish Widows. I have £15300.00 total investments to date and if I took all out today it would be valued at £ 13528.43:(. However, I was thinking of opening two cash ISA's with other banks, (not sure yet which one yet) and…
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How do I cash in an ISA?
Hello, can anyone help me on this query? :o I have a ISA with Halifax which I have locked away for a year on a fixed rate, but now something has cropped up & I need the cash ASAP. Am I allowed to withdraw the cash & close the account or do I need to transfer it to a easy access ISA in order to take the money out? I only…
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Opening a new ISA and transferring existing ISA later
If I open a new ISA now, with new money up to my maximum yearly allowance, can I (provided the new ISA accepts transfers) transfer additional money from existing ISAs when they mature later in the year?
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Lloyds Isa
I took out a 2 year lloyds Isa last year but I have not received any interest as of yet, do you know when I will get the interest? I have emailed them but not heard anything
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Best rate instant access ISA
So, I posted about the Leeds BS ISA...sadly I was away could not open it and now it is closed. Can anyone tell me the best instant access cash ISA..allowing transfers in and deposits throughout the year?
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Transferring into Santander 2 year Fixed Rate ISA
I'm one year into a Santander 2 year Fixed Rate ISA. When I pay in this year's money, can I just do a transfer from my bank to the ISA account's account number and sort code? Or, do I have to transfer to my Santander Online Saver account first? Thanks.
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Halifax 2012-2013 ISA
Any idea when the rate drops?
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Can I open two ISAs in a year?
Sorry for the question which I'm sure has been answered somewhere before (I couldn't find anything) but - Can I open a new 2013/2014 ISA to put new money in, and a second 2013/2014 ISA to transfer my old ISAs in to? Or do I need to deposit the new money into the account that my transfer have gone in? Basically I was hoping…
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2013/2014 ISA strategy
Up until recently I had always thought I would use 2013/2014 to consolidate my ISAs all in one place with a decent enough interest rate, even if not best-buy, so I wouldn't have to worry about interests dropping automatically after 12 months etc. Of course this plan has been scuppered by the appalling current interest…
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Frustration at Santander advisor & myself
I had a few weeks before the bonus on my Santander 3.3% ISA expired but with the new tax year ending I knew the best rates would be disappearing. I phoned Santander to 'upgrade' to the latest account but the advisor recommended I wait and take advantage of my existing higher rate as long as possible. I said they'd likely…
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Easy Access ISA v Fixed Rate ISA
I'm struggling to understand the difference between the two, and can't seem to collate any information in order to work out whats best for me. Reason being is I want to take advantage of the better rates, but i'm also wary of the fact that i'm planning on taking out a mortgage in 1-2 years time. So I want to know more…
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Use old ISA at good rate a good option??
I've had ISAs for the last four years with Barclays. This year they are offering 2.10% for an easy access cash ISA. One of my old ISAs with them is still paying 2.25% - do the 'Forumites' think would it be a good idea to just put my 2013-14 allowance into this old one - bringing up the total saved in there and saving the…
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LBS ISA Transfer Form - Help
Please can someone help me complete my LBS ISA Transfer form as this will be the first ISA I have transferred. My aim is to transfer £2500 that I deposited into an ISA on 05/04/13. Q1: Do you want to transfer all or part of this cash ISA? ALL (£2500) Q2: Have you subscribed to this cash ISA in the current year? I opened…
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Isa transfers
Quick isa related question, and pardon my ignorance but as with all of these things the depth of the jargon and subterfuge can cloud what it means to the most erudite of individuals at times! Obviously an isa that allows transfers means you can transfer any of your old isa's from previous tax years into it. All I am…
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Checking my savings plan
New to saving from last year. Just sanity checking my 2013/14 plan to the crowd to check I'm doing the sensible thing. Currently have: Modest savings in an ISA which has of course dropped rate like a stone now. A mortgage rate of 2.5% and freedom to overpay without penalty. A wife with no ISA of her own. Plan: No ISAs that…
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New ISA for income
A neighbour (in her 80s) wants a new investment ISA for income. Is there a site which would show her the performance of various managed funds so she could see how her current one (L&G managed Income) compares to others? She will invest new money and could transfer in previous ISAs She has just asked me to help her fill in…
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Understanding interest paid - Santander Direct ISA issue 9
Hi Everyone, The other month I got my statement through from Santander on my Direct ISA issue 9. My balance by March 2013 was £9,548.26, of which £179.40 was interest. I was a little confused as to why the interest was as low at it was and was wondering if anyone here could help me understand how it was calculated. Here's…
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HMRC Pre-Payment TAX Free Interest
I had this "Happy" thought I should pre-pay my Tax to HMRC for 2012 and earn interest "Tax Free" on the amount. ;) Does anyone know what interest they pay? P.S. Not absolutely sure you can do this. You used to be able to.
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Cash ISA
We've got £10k tucked away in an ISA with M&S (Advantage Cash ISA) which we opened on 10th July 2012. We've got another £5k in a web saveer account with first direct @ 1% but we have a fresh £5k ISA allowance this year. Rate with M&S dropping to 1.30% on 10 May 2013. We will need most, if not all, of the £10k at some point…
