ISA Transfer Help Needed

uklad2k

Got around £11,200 that I need to transfer from 2011-2012 & 2012-2013 ISA.

I'd prefer to have access online as opposed to the post only access that Cheshire are offering.

1 year term also if possible.

Any suggestions as to where would be best to invest?

typistretired

Santander Direct ISA (Issue 2) which only pays 2% is operated online and seems to be the only one you can operate online and transfer in previous years isas as of today. See the following points on their website:-

The benefits:
Minimum opening deposit of £2,500. Save up to the annual cash ISA limit. You can open the account with a zero balance if you are transferring in existing cash ISAs (min £2,500).
Pays 2.00% AER tax free (variable) for the first 12 months.
Thereafter earn a variable rate, currently paying from 0.50% AER tax free.
Transfer in your existing cash ISAs.

You don't say who you bank with Nationwide have one paying 2.25% if you have a current account with them.

uklad2k

the 2 ISA's are currently with santander

tempted to transfer them into halifax

innovate

uklad2k wrote: »

tempted to transfer them into halifax

You won't get the best interest rate at Halifax, but since you are tempted, why not go for it.

saintalan

uklad2k wrote: »

the 2 ISA's are currently with santander

tempted to transfer them into halifax

Why not stay with Santander and take the 3% 123 ISA you would also need a 123 a/c or credit card but they are good deals.

Alan