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2011/12 Halifax Isa Saver Direct
Hi, I'm pretty new to this isa malarkey but last july i openend a Halifax Isa Saver Direct and yesterday i had interest credited but the maturity date is 1st of july. The bit i'm unclear on is customer services said i will receive further interest and can carry on funding the isa up until the anniversary, so does that use…
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Cash ISA allowances
Hi, Could someone please tell me what the maximum amount is that you would have deposited if you had maxed out your allowance since the inception of ISA's.(If you can calculate the figure net and with the average interest added I would be obliged) Thanks.
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2 Halifax ISA's into 1 new one?
Hi, I currently have 2 cash ISA's with Halifax (1 x 2yr ISA which has finished now, and also 1 x 1yr ISA that has also just finished). Can someone tell me how I would go about transferring them into 1 new ISA for this year with Halifax? I see endless amounts of info and help on their site about transferring from a…
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Halifax mess up 0.2% bonus on ISA Reward
I was due to get my interest of my Halifax cash ISA today. Was expecting 3.2%, but only received 3%. I fulfilled all the conditions for the 0.2% bonus. Rang up and asked why, and was told it was because I'd redesignated to the ISA Online a month ago. I had to, otherwise i'd have been earning 0.5% for a month. However i did…
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NS&I Direct ISA - Maximum Allowed?
I've just gone into our NS&I Direct ISAs to put the first payment of our 2012/13 allowance in. The Home page details about their ISA says "Investing your money in a cash ISA allows you to save up to £5,640 in the 2012/13 tax year " which was my understanding. However, when I went to my account and attempted to make a…
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Plan to withdraw funds this year
I currently have a Nationwide e ISA with a balance of £5500. Bonus expires in August this year but has recently been extended until October. My original intention was to withdraw this money later this year once the interest and bonus has been paid as I owe a family member £6000. I will then continue to save money for…
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New Cash ISA - can I cancel it?
Hi, I made a bit of a mistake by applying online to open an cash ISA for the new tax year's subscription. (To open it I need to post the signed form and a cheque.) But I've since heard about the new Nationwide ISA which is a better rate and instant access. As I haven't sent off the form or cheque for the other ISA yet,…
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Transferring & Opening Isas
Hi everyone I am looking to transfer money (From a previous year's ISA) to a Santander Direct ISA Issue 9 (3.3%), but also I am looking to open this rather nice Nationwide Flexclusive ISA (4.25%?), which I qualify for, but doesn't allow transfers. Is it possible to do both, knowing I can only put in money into one of these…
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Nationwide e-ISA won't allow me to top up
Well its the new tax year and I went to top up my Nationwide e-ISA online by transfer from my Flex Account and it wouldn't let me. A message came up saying I didn't pay anything in last year and I would have to fill in a renewal form. This wasn't correct as I did make a payment to Nationwide last year, but because I…
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Cheshire BS ISA 3.5% - can I add to it for this tax year?
Hello I have the full subs from last tax yr paid into the Cheshire BS ISA. The 3.5% offer seems to have been reinstated now and I'm wondering can I pay this full yr subs into the same account and get the 3.5% or would I have to apply for and fund another account with them? If it's a different account I assume in total it…
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Golden ISA - Issue 3 Barclays - Can I add to it?
I used last years subscription and I want to add this years to it, and then transfer to another provider. Can I add to this ISA ( which isn't offered anymore) and then transfer? If so, how? Should I just transfer money from current account to ISA, like always
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Lloyds ISA - "Cannot open online". ?
all the best laid plans.... added to my own exisiting Lloyds ISA paying 3.7% shortly after midnight without a glitch, new £5640 allowance showing correctly etc. OH has her Lloyds CA funded with £5640 ready for opening new ISA (same as mine above but 3.4% <10k). apply, enter NI number, continue... is this a time of day…
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Withdrawing money from ISA before interest paid
If i have money in a Santander ISA that allows me to withdraw cash at any time, would I still get the interest. Eg if I decide to withdraw it all after 6 months, would I get the 6 months of interest or would I miss out on all the interest as its only paid at the end of the 12 months?
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Direct Reward interest payment
Found this on the ISA T&C: My reward period ends 19th April, so does that mean i wont get a penny interest until then? Always used to be on the 5th with the other direct reward isa's
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History of interest for ISA's
Hi everyone I've googled this but can't seem to find an answer to it... Whats the highest interest anyone has every had on their ISA since they were introduced?
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How to transfer with same bank?
My 11/12 ISA with Halifax at 3% has now ended and it's now 0.5%, so I applied online for another at 3% with Haliax. It appears on My Accounts, I click on transfer an existing ISA, which is what I want to do, I fill in the details and it says: Error: You have entered an Halifax sort code How do I transfer?
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MSE News: Open new year cash Isas now
This is the discussion thread for the following MSE News Story: "The new tax year starts today, so savers should consider putting their cash into a new Isa now" Read the full story: Open new year cash Isas now
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stock and shares ISA
Hi, How does it work with existing shares (my parents own lots, but have never used ISAs before), can you put existing shares into an ISA and what is the benefit (purely tax-free when you sell them?) Thanks
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transfer question
i currently have a fixed 2 year ISA that will mature around feb 2014. for the new tax i will open another 2 year fixed that will end up maturing april 2014. and next year i will open a one year fixed as im hoping to leave the country in 2014. bascially my question is this. when the april 2014 ISA matures i will put it into…
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Why call it stocks and shares ISA
I was just wondering, ISAs are divided into cash ISA and stocks and shares ISA. Why call it stocks and shares? - they are the same thing, its not as if you are able to buy 2 separate entities. It would easier (and perhaps less confusing to some) to call it shares ISA. As it stands, you can put into it a lot more stuff,…
