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Stocks and shares ISA
In a last minute bid to take advantage of this years ISA allowance I am thinking of opening a share ISA with Lloyds. http://sharedata.lloydstsbsharedealing.com/productrange/productrange.html ISA account I want to pick and choose my own shares I will be putting the cash 5340 into a cash ISA tommorow and want to use the…
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Nationwide e isa
quick question im hoping someone can help with. I opened an e isa on 2nd april last year with the full years amount. Then put in this tax years full amount and expected interest to be paid in April this year. Rang Nationwide and they say interest will be paid in August. It was only after i got off the phone i wondered why…
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Use by 5th April?
Viewing moneysupermarket for a new ISA 12/13 and it says "1 Day Left, Use your 2012 tax-efficient ISA allowance by April 5th" What does this mean?
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When would you expect interest to accure from after this transfer?
Bit of a painful transfer but got there in the end. * Upgraded my Santander ISA to a 1yr fixed on 19th March. * Filled out a transfer form online which was dated 19th March, but posted it with 20th March's collection. 1st class. * There was a mistake by Halifax & the account got closed instead of a partial transfer. Phone…
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Halifax re-invested ISA
A fixed rate ISA with Halifax matured in February and I was offered a fixed rate of 4.3% if re-investing for 4 years. I immediately completed the paper work and sent it off. When the confirmation was received (after maturity date) the rate was 4.1%. They are now offering 4.35% to investors. According to the Halifax the…
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Halifax ISA Saver Online Annual Interest
Hi, I opened a ISA Saver Online with Halifax about 2 months ago and currently have £2,000 in it (can't out any more in till new tax year starts). Their website says I should get 3% Interest tomorrow (which I make out to be £60), is there any other criteria that needs to be met for the interest to be paid? Thanks
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Santander ISA transfer help
I am on day 22 of my ISA transfer from Nationwide to Santander. Nationwide comfirmed on Friday that my transfer was never requested from Santander and Santander couldn't find paperwork to show they had asked for the transfer from Nationwide. Santander did date stamp my transfer request on 15th March. Santander have said…
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Monthly Interest
Hi, looking for an instant access savings account, preferably a Cash ISA, that pays interest monthly. Anybody out there got any good advice?
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West Bromwich ISA Help
Hi guys, I currently have a West Bromwich Websave ISA account with £1 of this years allowance money (2011/2012). Does anyone know how i can transfer any money to it before the tax year deadline, as i cant transfer it directly from another bank account: as there is no account number or sort code for the ISA (just a seven…
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Help! I don't understand why I can't open a Santander ISA today
I set up two ISA last year for my wife and I with Halifax. Put in up to the maximum allowance for the tax year already and got the interest recently :T However, I had real problems with online access with Halifax, so I have almost completed a switch to Santander (I know, I know, v. poor customer service). I opened a new…
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ISA help, Never had 1, Should i open 1 today
Ive never had a cash ISA before and have now come to a stage in my life that i can start saving again. Should i be opening one before Tomorrow or does it really matter? Urgent help needed if possible could onope one today at the bank if requires, All help is much appreciated.
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cheapest online broker for Vanguard Life Strategy as an ISA
HI, I am posting again as I got the fund name wrong in the post Title box. I want to use this year's S & S ISA allowance to buy Vanguard Life Stragegy as an ISA but can't figure out who to go with for the least charges. Does anyone know what is the best online broker for this? I need to do this today.
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Best, cheapest online broker to buy Vantage Life Strategy as ISA please?
Hi, I want to use my S&S allowance for this year to buy Vanguard Life Strategy as an ISA but am not sure who is the best to buy through. Can anyone helsp me as to the best online broker for this? Much appreciated as I need to do this today.
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Isa transfer not gone in yet
I transferred my lloyds ISA to the Santander but as yet the money has not been transferred, they received all paperwork etc on 26th March what will happen if it is not in by new tax year? will I not be able to put any new money in if it goes in after tomorrow?
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help with ISA and savings
I have £8,400 sitting in a normal savings account where the interest is about to drop, I want to start an ISA. Should I wait until the 6th April to open one? If so can I only add in the £5,640 on that date? With the rest do I just look for a good interest rate savings account?
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Fixed Term ISA
This may be a daft question but .. Just transfered my cash ISA into a fixed term for the first time but did not appreciate that you can not add to it in subsequent years. Can you a) start an new cash ISA during the fixed term period; b)can you then reconsile the two back into a single ISA at the end of the fixed term?
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Best time to invest in an cash ISA?
Hi guys, apologies if this has been asked before.... At the moment we hear that now is a good time to invest in an ISA because all the banks are offering good deals (comparatively speaking!) to entice those who havnt yet paid into their cash ISA. Unfortuantely I have, and is normally the first thing I do each tax year.…
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Nationwide Flexclusive ISA - 4.25%, instant access
See http://www.nationwide.co.uk/mediacentre/pressreleases/viewarticle.htm?ID=1945 So, it's an instant access ISA paying 4.25% AER on balances from £1. Branch-based only, and doesn't accept transfers in. The bonus element of the rate will last until October 2013. Need to be a 'main' Flexaccount holder (i.e. pay in £750 per…
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Received different rate than advertised
Opened an 1 year fixed rate ISA with Aldermore and Transfered a previous years ISA to it. Received a letter today to confirm with rate 0.3% lower than advertised. Is there anything I can do about it?
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Are ISAs still worthwhile for non taxpayers?
I've never been great with figures and maths, and so excuse my ignorance here, but I'm finding it difficult to deliberate whether ISAs are worthwhile for those currently on a low income and thus not earning enough to pay tax? Is the wisdom of having an ISA based on amount in a savings account, or the amount one is earning?…
