-
Confused! ISA Transfer! Help Please!
I have an isa with hsbc current rate 2.1% Im thinking of transfering to the higher rates today if possible. I know the max i can trasnfer is £5340 i have 9,500 in the hsbc account. They say once i transfer the remainder will go into a normal savings account. Will I still be better of transfering? Whats the best thing to…
-
Quick question on Cavendish/Fidelity ISAs
I'm about to put money into ISA's before the close of the tax year. I've decided to do it through Cavendish Online, and the Fidelity Funds Network. I just want to check that I'm doing this the right way. I go to the Cavendish site and follow the links to buying an ISA, which then takes me to the Fidelity site, and their…
-
Santander transfer
Just recieved my transfer form to to transfer my Halifax I.S.A,s to Santander,just a couple of questions, it asks for the address of the present provider,for this do I just put the address of our local Halifax branch,also I have two I.S.A.s in the Halifax do I need another form to put these down seperately to transfer.…
-
I don't know where my ISA is..
Help! Maybe I just got confused, but I thought I had two cash ISAs, and can only find one. I've searched my email and checked some sites but to no avail. My paperwork is in a mess at my parents house, and I won't be visiting for a while. I don't suppose HMRC or whoever have a record of what you have open?
-
cash isa
can i split my cash isa into two with my provider part left as it is and part into a 2 year fixed rate
-
Anyone had their interest from Halifax yet?
Sorry, I'm not really clued up on ISAs but I have a Cash ISA with Halifax which I opened just before the end of the 2010/2011 financial year. I received a letter a week or 2 ago saying I would be credited my interest on the 31st March and then my account would revert to an ISA Saver Direct (can't remember what account was…
-
cash isa help
Can anyone please tell me if i can open an ISA now & then another one after the 6/4/12?
-
new nationwide ISA 7th April ??
I went to Nationwide today to discuss ISA options for 2012/13. They advised me to hang on until 7th April when they will be launching a 4% pass book based instant access ISA. No literature yet but they suggested I hold fire on taking out any other cash ISA products with Nationwide until at least Saturday. 4% instant…
-
ISA Help
Hi everyone. I opened an ISA account last August with Northern Rock and now I am confused as to when I can (or need to) transfer to another. Do I do it now that the interest has been paid? Or wait until 6th April? Or do I have to wait until August after 12 months with Northern Rock. Much appreciation in advance for any…
-
Stocks and shares ISA's for whole family- advice please!
I am a novice to Stocks and shares. I'm desperately scouring for advice about best broker and which funds to go with for isas before 5 April. Children mid 20's have some inheritance cash to invest having already done cash isas. Looking to put 5430 in for each of them. Also hubby and I want to do same as most of our savings…
-
Intellectual Property -Tax Avoidance (need advice)
I have a problem. I'm about to release an intellectual property onto the market but I do not want to be subjected the UK higher rate tax if my product is successful. My question is, How do I avoid it? I'm considering emigrating to Hong Kong to take advantage of their tax rates but to what lengths would I have to go to…
-
Best Cash Isa starting May 2012.
Hi, I want to trnsfer my current Cash ISA with Santander, holding £26000, to a higher rate one. Unfortunately I am stuck in a fixed rate until 02/05 2012 and fear all the new season ISA deals will be gone. Any tips as to what may be the best by that date. Looking a monhly interest deal as well, to vonfuse things more!:j
-
Report to HMRC to open an ISA?
Greetings, I would like to ask if I need report to HMRC to open 2012's new isa account. I left the UK 2010 due to an emergency situation - having thought I would not be back again, I completed P85 for leaving the UK tax return. But my circumstances changed a few months ago, I was back to the UK and settled down again. Now…
-
Need some help with ISA confusion please!
Have applied online today for Santander 3.3% cash ISA to transfer existing ISAs from previous years - putting no new money in. Am I allowed to open a new ISA with Cheshire B Soc with new money now (as rate is 3.5%) or do I have to wait until the new tax year. Reading the Santander terms and conditions, I wasn't sure if I…
-
ISA decision
Hi, I have been reading this site for the best ISA's currently available and I am tempted to transfer my existing cash ISA I have with Natwest, to the current best buy available from Santander (Direct ISA issue 9). I would like honest opinions on whether it is worth me transferring it, and if there are any pitfalls I may…
-
Funds - Investment Profile
Up until the 2010/11 tax year I tended to take out ISA's via my buidling society.Since then I started DIY fund selection using H_L's platform. 2010 investment was a lump sum at the start of the financial year with 2011/12 part of at monthly payment plan. The IGNIS and AXA are two old ISA's I took out many years ago which I…
-
ISA's need attention!!
February 2011 - I put monies plus previous years ISA into HL Funds as follows: £5078 - Aberdeen Asia Pacific - current value £5225 £4449 - 1st State Global Res - current value £3477 £4439 - MFM Slater Growth - current value £4789 Overall a loss I now need to plan my next move My intentions are to put the present years…
-
ISA query
Morning all, This question (or something similar) may have been asked by others before so sorry for asking it again! I transferred my ISA last June from Santander to Halifax and topped it up by making several payments over the course of the financial year. Halifax interest is fixed for 12 months. So, from April to June…
