-
Stop paying into S&S Isa?
Hi all, Sorry if this is a stupid question but I think I may have had my head in the sand on this one. Should I stop paying into my Royal London S&S Isa? I know it's not worth cashing it in but am better off not adding anymore money to it and should I just sit on it and hope that it will go back up in value in the future.…
-
How many transfers can you do per year?
Is there a limit on the number of ISA transfers between providers you can do per year. i.e. a few months ago I transferred to one provider, but now think I may want to change again... can I do this, or do I have to wait for a period of time?
-
self select shares ISA
Considering opening a self select shares ISA. Are these worthwhile over a normal share deal account, as I can see it taking a while to pay in enough money at £3600 to get over the £9k gains tax limit ? (still plan to put £3600 into cash ISA each year) If so anyone have any dealings with Halifax self select ISA or Selftrade…
-
Guarenteed Growth Plan with Abbey
Hi Can anyone tell me what protection I have if the bank goes bust. I am really nervous as my husband and I have 45k invested. :j
-
ISA guidance required
Hi, I have built up 5k in a Leeds (&Holbeck) Instant Access ISA. I think interest is around 5.5% - perhaps someone can confirm this. Is there a better instant-access/short term ISA out there (and if so can I simply transfer the full amount)? I also have the high-interest KEdge instant access with enough funds to boost this…
-
do they match interest rates?
im with national savings and investments on 5.30% with their direct ISA at the moment. just noticed that other companies are offering better deals. do the saving companies match rates if wanting to leave them? also, if transferring my money to another company i suppose i wont lose any interests or anything, will i? whats…
-
ISA help?
Hi! I'm hoping to transfer my icesave isa, which I've made some payments into this year, to Natwest to take advantage of the rates. If I transfer my whole ISA to Natwest, am I allowed to make further payments to them? My DH thinks I won't be able to. I've not paid anywhere near the 3600 limit for this tax year. Hope…
-
BBA's ISA transfer 'guidelines' - what status?
Announcement: http://www.bba.org.uk/bba/jsp/polopoly.jsp?d=145&a=14458 See Moneybox transcript 30/08/08 Golden interview by Paul Lewis: Question. From the announcement and the interview the status of these 'guidelines' should be current (not pending) and so any transfers since 27 August should be able to appeal to these…
-
ISA Tax on Death
My father recently died and I am sorting the finances out for my mum. He had had several ISA's with Fidelity and there are a couple of things I don't understand, and am looking for help. Grant of representation - they have asked for this before they will do anything, what exactly is this, do we have to get a solicitor…
-
Transferring ISA's then opening another one
Hi guys, hope you can help. I have transferred two years worth of previous ISA's to Alliance and Leicester (which opened originally this financial year and then transferred in the balance). I have two questions, 1) Can I open a new ISA for this financial year to use my tax free allowance. Either open a seperate ISA or…
-
Investment ISA move
Can this ISA be moved? If so does anyone have a recommendation as to where would be best? background I have Enduring Power of Attorney over my Fathers financial affairs and up until June this year all of his funds were held in a portfolio (mostly stocks and shares) managed by Barclays Wealth. In June I decided that it was…
-
Natwest ISA Transfer, Current Acc Required???
I popped into Natwest to pick up ISA Transfer forms for their new 6.67% rate. The lady who found me the forms asked if I had a current account with Natwest. I said no and I didn't want one, I was only interested in transferring my cash ISA but she insisted a current account was required to have the ISA and attached her…
-
Sterling ISA Managers Limited - Potected?
Hi, this maybe a stupid question - so I apologise in advance. I have an stocks and shares ISA with Sterling ; do they attract any financial protection from the FSA or similar? Obviously Ive seen all the advice re savings accounts at £35k, just wondered if there was a similar scheme for this type of product. Many thanks in…
-
Using An ISA To Save For My Tax Bill - A Good Idea?
No doubt this question has been posed somewhere else, but so far I haven’t been able to find an answer. I have money to invest in an ISA, but being newly self-employed I am also mindful of putting money aside for my eventual tax bill. Initially I considered opening a separate savings account for my tax, but wondered if I…
-
Transfer an ISA if haven't deposited this year?
Hello, I have been reading a few forum posts about transferring ISAs but not quite sure if I have understood it correctly. I currently have an ISA that I haven't put any money into this tax year (or any other ISA) so have the full £3,600 allowance remaining. If I decide to transfer it into a NatWest ISA will the allowance…
-
Shares ISA advice please?
My Nan put £3600 in a 5 year Halifax Investment Plan (stocks and shares ISA). This was in May and the statement dated July 2008 shows a drop to £3200 already. Excuse my ignorance as I know nothing about how they work but should she take her money out now (or are there penalties?) or should she leave her money where it is?…
-
Brad+Bing wont let me transfer my ISA!
To transfer an ISA which i plan to do as i'm only getting a poor 4% interest with B+B you need to provide an 8 digit account number, sounds simple enough i thought...until i looked at my ISA easy saver with bradford and bingley! It has a 12 character (so there's letters mixed in it too! in this format where x is a letter…
-
YBS Interest calculation
my anniversary ISA interest looked wrong - having asked YBS to check their calculation they have just apologised for getting it wrong by £20. worth checking if you have this account
-
HBOS Fixed Rate ISA's
When & if, the LTSB takeover of HBOS happens, what will happen to the HBOS products i signed up? i.e I have a couple of 4 year fixed ISAs @ 6.2% & a Guaranteed Fixed Bond 6.5% fixed for a year. Do LTSB have to honour these products? :confused:
-
How long to transfer out of Icesave ISA
Has anyone transferred out of Icesave? How long did it take?
