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Manchester BS - fixed rate Cash ISA - 1Y @ 6.5%
Have noticed that Manchester BS are doing a fixed rate for 1 year ISA at 6.5%. They do allow transfers in (call 0161 923 8065 for forms - these aren't on website and will be posted out to you). Does anyone have experience using this Building Society? Any feedback? Looking at Martin's table they aren't linked to anyone else…
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Advice needed on Maxi stocks and shares ISA
Hi! This is my first post and i'm hoping for a bit of advice. I have a Maxi stocks and shares ISA with Invesco Perpetual which i opened in 2006 with £6k. On my last statement in April 2008 the ISA was valued at £10,718 but I checked the value at lunchtime today and it was £10K and tonight it stating £9,988. With the…
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Vince meets his match at last?
I speak of the Great Vincent of Cable - the mighty Bean slayer - who has written on behalf of a constituent to Angelica Night of Darkness of the BBA-world conspiracy: http://www.bba.org.uk/bba/jsp/polopoly.jsp?d=145&a=14216 (Now do you think that he got a proper answer or just a 'fob-off'?) I've been writing to my own MP…
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Maturing cash ISA
Hello, I'd appreciate some advice! I have a cash ISA that matures in November. When this happens I'd like to take some of the balance to pay off mortgage but will have approx £1000 left. Am I able to withdraw some cash and transfer the other £1000 to an ISA with the post office who seem to have a good rate at the mo? How…
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£23k in shares ISA what do with it - help.
Hi, this is my first posting so I hope someone can help me. My mother is 68 and since she started receiving her OAP pension she has put this money into an ISA which is a Virgin Tracker so we presume it is a stocks and shares ISA and now has £23,000 in it. From reading the site I know she can not transfer this to a cash ISA…
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Transfer of ISA
Hi, I've had an ISA with NS&I for a number of years now and stop contributing to it last tax year. Since then (this year) I have been contributing to a Maxi Stocks & Share ISA with Hargreaves Lansdown. I would like to transfer the NS&I ISA to another Cash ISA to take benefit of better rates. Can I do this now or would I…
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ISA help! Diminishing fast!
Hi all. Would really appreciate your advice here as I am on shaky ground when it comes to ISAs! I have a stocks and shares ISA with F&C Investments which has been dropping steadily - I've just had my annual statement which shows it has decreased again. I originally had around £2,700 in it and now it's down to £2,091 and…
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Can you put cash ISA compensation back in an ISA
If my bank goes bust and I recieve compensation money for my cash ISA, (which was built up over several years, but less than 35K), can I then put this money back in another ISA? Or has my ISA been 'unwrapped' by the bank going bust? The FSCS did not know the answer nor did a financial consultant. If the later is the case…
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CASH ISA >£35K -what should I do ?
I have a cash ISA which has built up over the years to in excess of £35K. I am a high rate tax payer (and also have cash in high rate savings accounts) I like that fact the the ISAs are 'tax free' savings, however how can I ? a) still gain interest tax free saving and b) protect my money which is above the £35K 'protected'…
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'Multiple' ISAs & allowances
I'm a bit confused with ISAs- I'm aware that you can open a new cash ISA each tax year, but can you keep depositing money in more than one cash ISA, even if the overall amount across ALL your ISAs is more than £3600 in any tax year? or, do you have to stop depositing in your 'old' ISAs if you begin depositing in a new ISA?…
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Transfer out from Icesave ISA
Hi, I am going to transfer my ISA from Icesave to Natwest, just fillng in the transfer form but I am stuck on the account number and sort code. My Icesave account has a 13 alphanumeric account number but Im guessing there must be another one somewhere, and they must also have a sort code. Has anyone else had similar…
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Good honest, no frills ISA needed...
Hi, I've got about £3760 in an NS&I ISA, about £2000 in a HSBC ISA (Paying pitiful interest) and another £3600 to invest this year. I've been meaning to sort out my ISA's for ages but never got round to it. Firstly, is it worth me switching? And secondly, if so, to where? I'm looking for a nice simple to use ISA that…
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Can I Transfer Cash ISA after applying and not signing?
As per title. I have a cash ISA with IF.com and applied online for an Abbey ISA a while ago, I have received the transfer forms but never signed and returned them. Can I just apply for another transfer with no problems or have I !!!!!!ed myself up? Will I have to sign and return the forms to Abbey and then transfer again?…
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07/08 Barclays Cash ISA - CANCELLED!!!
Dear all - I'd really appreciate some opinions on the following situtation! Following some advice posted on this site my wife and I applied for Barclays Tax Haven ISAs for 07/08 and advised my parents to do the same. We all applied pretty late (March 08). My wife and I are still awaiting final confirmation that our ISAs…
